Credit One Bank® Visa® Credit Card with Cash Back Rewards

Credit Card Details

1% cash back rewards on all purchases

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 19.49% -25.49% Variable

Annual Fee $0 - $99

Credit Recommended Fair

Card Brand Visa


Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Manage your account quickly and easily from your mobile device by using the Credit One Bank mobile app.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.


Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 19.49% -25.49% Variable
Annual Fee $0 - $99
Credit Recommended Fair
Cash Advance APR 25.49% Variable
Cash Advance Fee $5.00/8% or $10.00/3%, whichever is greater (see terms)
Cash Grace Period 0 or 24 Days (see terms)
Late Payment Fee Up to $39 (terms apply)
Overlimit Fee
Return Check Fee Up to $39 (terms apply)
Foreign Trans Fee 3% or $1.00, whichever is greater
Balance Transfer Fee n/a

Card Reviews

5.0 rating
5 out of 5 stars (based on 4 reviews)
Very good0%


Awesome Credit Opportunity

5.0 rating
February 21, 2020

Best opportunity to finish building your credit so you can buy a home which needs a better credit score

Joshua A Barker

Card review

5.0 rating
January 19, 2020

5 star

Frank Dixon

Angela pena

5.0 rating
December 8, 2019

Credit card

Angela pena

Bruce Hathaway

5.0 rating
December 8, 2019

Good Card, Great Features

Angela pena