For many, times are tough and rebuilding good credit can be even tougher.
The Freedom Gold Card gives consumers spending power when they need it most, all while establishing a positive credit file.
The Freedom Gold Card is a catalog card issued by Horizon Card Services. While the card can only be used to make purchases at the online store provided by Horizon Card Services, it is a good way for individuals to build or repair their credit. This interest-free card allows users the freedom to continue to purchase desired items, while reporting timely payments to the top credit bureaus to establish a solid credit standing.
Many consumers will find several attractive selling points for this merchandise card.
No credit checks
The Freedom Gold Card do not perform any credit checks, so damaged or insufficient credit won’t prevent applicants from account approval and there is no hard credit check that could impact credit scores.
No employment check
Individuals with non-traditional income sources such as cash work or self-employment don’t need to worry about proof of employment to qualify for this card. The Freedom Gold Card does not perform employment checks.
No interest rate
The Freedom Gold Card does not charge any interest on purchases or for any balance carried. For individuals making an effort to repair their credit, this is a good way to do so without risking unnecessary spending.
Credit bureau reporting
The Freedom Gold Card reports to a major credit bureau, which means it can help repair or build credit as long as payments are made on time.
The application for the Freedom Gold Card is quick and simple, and can be completed online.
Fair Credit Limits
Unlike some cards that offer very minimal credit limits that teeter on useless, or steep limits that could be troublesome, the Freedom Gold Card offers a reasonable starting credit limit of $500.
The Freedom Card is part of a large offering of credit products from Horizon Card Services. This particular card has been issued since 2006 so it is an established card with satisfied customers.
How it Helps
Bad credit doesn’t need to last forever. The Freedom Gold Card can help repair damaged credit helping its members to secure a responsible credit line, report positive credit activity to credit bureaus and keep revolving balances low with zero interest financing.