Fortiva® Mastercard® Credit Card

Credit Card Details
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Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

Card Brand MasterCard®

Credit Recommended Fair

Regular Purchase APR 29.99% or 36% Fixed

Annual Fee As low as $85

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Good anywhere Mastercard® is accepted
  • $0 fraud liability**
  • Free access to your VantageScore 4.0 credit score from TransUnion®†

*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Additional Info

  • Rewards Rate 1: Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
  • Credit Line: Up to $1,000 credit limit subject to credit approval
  • Regular APR: 29.99% or 36% Fixed
  • Annual Fee: As low as $85
  • Credit Recommended: Fair
  • Card Brand: Mastercard®
  • Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee: 3% of the amount of each transfer

Specifications

Regular APR 29.99% or 36% Fixed
Annual Fee As low as $85
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Fair
Cash Advance APR n/a
Cash Advance Fee Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee 3% of each transaction amount in U.S. dollars
Balance Transfer Fee 3% of the amount of each transfer
4.0
Rated 4.0 out of 5
4.0 out of 5 stars (based on 1 review)
Excellent0%
Good100%
Fair0%
Poor0%
Bad0%

Great opportunities for cardholder.

Rated 4.0 out of 5
December 1, 2023

Nice benefits to help add to your journey building your credit.

Kimberly Holt

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