Credit Spotlight: Dave App

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As a consumer with excellent credit, you’ll never have many concerns about receiving an approval for a new credit card. However, there’s one challenge awaiting you: sifting through hundreds of credit card offers with hopes of finding the right one. While you’re in good position to obtain the perfect credit card, you don’t want to rush your decision. We’ve listed out some of the best excellent credit credit cards below.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended Good/Excellent
Regular Purchase APR 17.99% Variable
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 17.99% Variable |
Annual Fee | $0.00 |
Credit Recommended | Good/Excellent |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | n/a |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Earn more everywhere you go!
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $95 (waived for existing PenFed Honors Advantage Members)
Credit Recommended Good/Excellent
Regular Purchase APR 17.99% Variable
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 17.99% APR |
Annual Fee | $95 (waived for existing PenFed Honors Advantage Members) |
Credit Recommended | Good/Excellent |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | n/a |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Get Rewarded on Everyday Purchases
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended Good/Excellent
Regular Purchase APR 17.99% Variable
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 17.99% Variable |
Annual Fee | $0.00 |
Credit Recommended | Good/Excellent |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | n/a |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
0% Introductory APR on purchases made the first 15 months after account opening
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended Good/Excellent
Regular Purchase APR 17.99% Variable
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 17.99% Variable |
Annual Fee | $0.00 |
Credit Recommended | Good/Excellent |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | n/a |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | 3% fee applies to each transaction |
See if you qualify in minutes without hurting your credit score
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended Good/Excellent
Regular Purchase APR 14.99% - 29.99% APR
Full Details Card Page
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms:
https://upgrade.zendesk.com/hc/en-us/articles/1260804318969-Upgrade-Triple-Cash-Back-Rewards-Details
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms:
https://upgrade.zendesk.com/hc/en-us/articles/1260804318969-Upgrade-Triple-Cash-Back-Rewards-Details
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 14.99% - 29.99% APR |
Annual Fee | $0.00 |
Credit Recommended | Good/Excellent |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | $0.00 |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | Up to 3% |
Balance Transfer Fee | Up to 5% |
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Annual Fee 0.00
Credit Recommended Fair,Good,Excellent
Regular Purchase APR 14.99% - 29.99% APR
Full Details Card Page
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms:
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms:
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 14.99% - 29.99% APR |
Annual Fee | 0.00 |
Credit Recommended | Fair,Good,Excellent |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | 0.00 |
Overlimit Fee | n/a |
Return Check Fee | 0.00 |
Foreign Transaction Fee | Up to 3% |
Balance Transfer Fee | Up to 5% |
Advertiser Disclosure
General Disclaimer
Editorial Note