Earn 1.5% unlimited cash back on card purchases every time you make a payment
Card Brand Visa®
Credit Recommended Fair,Good,Excellent
Regular Purchase APR 14.99% - 29.99% APR
Annual Fee 0.00
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms:
| Regular APR | 14.99% - 29.99% APR |
|---|---|
| Annual Fee | 0.00 |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | Fair,Good,Excellent |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | 0.00 |
| Overlimit Fee | n/a |
| Return Check Fee | 0.00 |
| Foreign Transaction Fee | Up to 3% |
| Balance Transfer Fee | Up to 5% |
APPLY NOW