blank Secured Credit Cards

If you have a blemished credit history, a secured credit card could be a very good option for you. It’s exactly the same as a standard credit card, with one difference : you’re required by the card issuer to make a cash deposit in order to be approved by the issuer. This deposit also acts as your collateral, as well as a credit limit, which gives both you and the issuer ease and piece of mind. Compare cards and apply for a secured card below.

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 17.39% (variable)

Annual Fee $35.00

Credit Recommended No Credit

Card BrandVisa

Highlights

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 17.39% (variable)
Annual Fee 35.00
Credit Recommended No Credit
Cash Advance APR 17.39% (variable)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $38
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Intro Purchase APR N/A

Intro Balance Transfer APR N/A

Regular Purchase APR 17.45% Variable

Annual Fee $36 for first year. Billed $3 per month thereafter

Credit Recommended See website for Details*

Card BrandVisa

Highlights

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Specifications

Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 17.45% Variable
Annual Fee $36 for first year. Billed $3 per month thereafter
Credit Recommended See website for Details*
Cash Advance APR 22.45% Variable
Cash Advance Fee 4% Min: $10
Cash Grace Period N/A
Late Payment Fee Up to $40
Overlimit Fee N/A
Return Check Fee Up to $40
Foreign Trans Fee 2%
Balance Transfer Fee N/A

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 13.99%

Annual Fee 39.00

Credit Recommended Damaged/Fair

Card BrandMasterCard®

Highlights

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 13.99%
Annual Fee $39.00
Credit Recommended Damaged/Fair
Cash Advance APR 19.99% (V)
Cash Advance Fee
Cash Grace Period n/a
Late Payment Fee $40.00
Overlimit Fee n/a
Return Check Fee $29.00
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Intro Purchase APR 9.99%

Intro Balance Transfer APR n/a

Regular Purchase APR 9.99%

Annual Fee $48.00

Credit Recommended Poor/Fair/Limited/Damaged

Card BrandVisa

Highlights

The Applied Bank® Secured Visa® Gold Preferred® Credit Card is a solid secured credit card if you’re looking to build or rebuild your credit. With 9.99% Fixed APR.

  • Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit – Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Specifications

Intro (Purchases) 9.99%
Intro (Transfers) n/a
Regular APR 9.99%
Annual Fee 48.00
Credit Recommended Poor/Fair/Limited/Damaged
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 19.99% (V)

Annual Fee 29.00

Credit Recommended Poor/Limited/No Credit

Card BrandMasterCard®

Highlights

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 19.99% (V)
Annual Fee 29.00
Credit Recommended Poor/Limited/No Credit
Cash Advance APR 24.99% (V)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Office Location
Address: 3281 E. Guasti Road, 7th Flr - Ontario, CA 91761

Contact Information
Email: support@deluxcards.com
Phone: Customer Service

Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auctions. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. A few cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees can shift from as low as 0% to as high as 35% for various periods. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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