How to Negotiate with Your Credit Card Company

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If you have a blemished credit history, a secured credit card could be a very good option for you. It’s exactly the same as a standard credit card, with one difference : you’re required by the card issuer to make a cash deposit in order to be approved by the issuer. This deposit also acts as your collateral, as well as a credit limit, which gives both you and the issuer ease and piece of mind. Compare cards and apply for a secured card below.
Get your FICO® Credit Score for free each month.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $36 the first year. Billed $3 per month thereafter
Credit Recommended See website for Details
Regular Purchase APR 22.20% Variable
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 22.20% Variable |
Annual Fee | $36 the first year. Billed $3 per month thereafter |
Credit Recommended | See website for Details |
Cash Advance APR | 27.20% Variable |
Cash Advance Fee | 4% Min: $10 |
Cash Grace Period | n/a |
Late Payment Fee | Up to $40 |
Overlimit Fee | n/a |
Return Check Fee | Up to $40 |
Foreign Transaction Fee | 2% |
Balance Transfer Fee | n/a |
There’s no checking account required
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Provider Website
Credit Recommended Bad/Limited/No Credit
Regular Purchase APR See Provider Website
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Provider Website |
Annual Fee | See Provider Website |
Credit Recommended | Bad/Limited/No Credit |
Cash Advance APR | See Provider Website |
Cash Advance Fee | See Provider Website |
Cash Grace Period | See Provider Website |
Late Payment Fee | See Provider Website |
Overlimit Fee | n/a |
Return Check Fee | See Provider Website |
Foreign Transaction Fee | See Provider Website |
Balance Transfer Fee | n/a |
No credit check to apply and find out instantly if you are approved
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $35.00
Credit Recommended Poor
Regular Purchase APR 22.14% (variable)
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 22.14% (variable) |
Annual Fee | 35.00 |
Credit Recommended | Poor |
Cash Advance APR | 22.14% (variable) |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | Up to $38 |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Absolutely No Credit Check or Minimum Credit Score Required
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $48.00
Credit Recommended Poor/Fair/Limited/Damaged
Regular Purchase APR 9.99% Fixed
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 9.99% Fixed |
Annual Fee | 48.00 |
Credit Recommended | Poor/Fair/Limited/Damaged |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | *See Terms |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Get your FICO® Credit Score for free each month
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Annual Fee $36 for first year. Billed $3 per month thereafter
Credit Recommended See website for Details*
Regular Purchase APR 22.20% Variable
Full Details Card Page
Intro (Purchases) | N/A |
---|---|
Intro (Transfers) | N/A |
Regular APR | 22.20% Variable |
Annual Fee | $36 for first year. Billed $3 per month thereafter |
Credit Recommended | See website for Details* |
Cash Advance APR | 27.20% Variable |
Cash Advance Fee | 4% Min: $10 |
Cash Grace Period | N/A |
Late Payment Fee | Up to $40 |
Overlimit Fee | N/A |
Return Check Fee | Up to $40 |
Foreign Transaction Fee | 2% |
Balance Transfer Fee | N/A |
No minimum credit history or credit score required.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $39.00
Credit Recommended Poor/Limited/No Credit
Regular Purchase APR 18.74% (V)
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 18.74% (V) |
Annual Fee | $39.00 |
Credit Recommended | Poor/Limited/No Credit |
Cash Advance APR | 24.74% (V) |
Cash Advance Fee | See Terms |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
No Credit History or Minimum Credit Score Required for Approval
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $29.00
Credit Recommended Poor/Limited/No Credit
Regular Purchase APR 24.74% (V)
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 24.74% (V) |
Annual Fee | $29.00 |
Credit Recommended | Poor/Limited/No Credit |
Cash Advance APR | 29.74% (V) |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $25 for the first year, after that $35 annually
Credit Recommended Poor/Limited/No Credit
Regular Purchase APR 23.99% (V)
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 23.99% (V) |
Annual Fee | $25 for the first year, after that $35 annually |
Credit Recommended | Poor/Limited/No Credit |
Cash Advance APR | 28.99% (V) |
Cash Advance Fee | See Terms |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).