Poor Credit CREDIT CARDS

Highlights

• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
• Initial Credit Limit of $300 – $1,000* (subject to available credit)
• See if you’re Pre-Qualified with no impact to your credit score
• All credit types welcome to apply
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Monthly reporting to the three major credit bureaus
• Fast and easy application process; results in seconds
• Use your card at locations everywhere Mastercard® is accepted
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

Specifications

Highlights

• Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
• Perfect credit not required
• Fast and easy application; response provided in seconds
• Easy-to-use mobile app for management on the go!
• Reports monthly to all three major credit bureaus
• $300 credit limit (subject to available credit)
• Checking account required
• Manageable monthly payments
• Secure online application with fast response
• Build your credit score with on-time payments and keeping your balance below the credit limit
• Opportunity to request credit limit increase after twelve months, fee applies
• *See rates, fees, costs & limitations, and rewards for for complete offer and Revvi Rewards details^^

Additional Info

• Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
• Fast and easy application; response provided in seconds
• $300 credit limit (subject to available credit)
• Build your credit score with on-time payments and keeping your balance below the credit limit
• Opportunity to request credit limit increase after twelve months, fee applies
• Checking account required
• Reports monthly to all three major credit bureaus
• Manageable monthly payments
• Perfect credit not required
• Easy-to-use mobile app for management on the go!
• *See rates, fees, costs & limitations, and rewards for for complete offer and Revvi Rewards details^^

• Regular APR: 34.99%*
• Annual Fee: $75 1st year, $48 after*
• Monthly Fee: None 1st year, $6.25 after*
• Activation Fee: $89*
• Credit Recommended: See website for Details
• Card Brand: Visa®

Specifications

Highlights

• Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
• Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
• See if you are pre-approved within minutes, without affecting your credit score.
• Build or rebuild your credit. AS you pay your bill every month, we report to all three major credit reporting agencies.
• Get your FICO® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.

Additional Info

Specifications

Highlights

• $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
• All credit types welcome to apply
• Monthly reporting to the three major credit bureaus
• Initial Credit Limit of $400.00* (Subject to available credit)
• Fast and easy application process; results in seconds
• Use your card at locations everywhere Mastercard® is accepted
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

Specifications

Highlights

• Get Pre-Qualified in Less Than a Minute
• A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM’s and Online!
• A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
• No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
• Access Additional Credit With On-Time Payments and Responsible Usage
• A True Unsecured EMV enabled (chip) Visa Credit card
• Does not require perfect credit for approval
• Fixed APR and Manageable Monthly Payments

Additional Info

Regular APR: 29.99%
Late Payment Fee: Up to $38
Return Check Fee: Up to $38
Card Brand: Visa®
Credit Recommended: Poor/Damaged Credit
Annual Fee: See website for Details*

Specifications

Highlights

• See if you qualify instantly without harming your credit score.
• Get a higher credit line if you’re in good standing after making your first 6 payments on time.
• Free, online credit score access for cardholders.
• Instant decision on your application.
• No interest on purchases when you pay in full and on time each month.
• No security deposit required – get started today!
• Enjoy coverage from Visa®.
• Access your account anytime, anywhere with our mobile app.

Additional Info

• Regular APR: 26.99% – 29.99% (Variable)
• Cash Advance APR: 29.99% (Variable)
• Annual Fee: $0-59
• Cash Advance Fee: The greater of $10 or 3% of each cash advance.
• Card Brand: Visa®
• Reports to Consumer Reporting Agencies: Yes
• Late Payment Fee: Up to $35
• Credit Recommended: Fair
• Foreign Trans Fee: If the transaction occurs at a merchant outside of the U.S., the fee is 3% of the U.S. dollar amount of the transaction, regardless of whether a currency conversion is performed at the time of the transaction.

Specifications

Highlights

• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
• Initial Credit Limit of $300 – $1,000* (subject to available credit)
• All credit types welcome to apply!
• Monthly reporting to the three major credit bureaus
• See if you’re Pre-Qualified without impacting your credit score
• Fast and easy application process; results in seconds
• Use your card at locations everywhere that Mastercard® is accepted
• Free online account access 24/7
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

Additional Info

Specifications

Highlights

• Don’t let a low FICO score stop you from applying – we approve applications others may not.
• You don’t need good credit to apply.
• Just complete the short application and find out in 60 seconds if you’re approved.
• When you need assistance our award-winning US-based Customer Service agents are there to help.
• FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.

Additional Info

Specifications

Highlights

• Get your pay up to 2 days early with ASAP Direct Deposit™
• Overdraft protection up to $200 with opt-in and eligible direct deposit*
• No monthly fees with eligible direct deposit, otherwise $5 per month
• Earn up to 7% cash back when you buy eGift Cards in the app
• Earn over 10x the national savings rate average High-yield savings account, 1% APY paid quarterly on savings up to $5,000**

Additional Info

• Overdraft Available: No
• Instant Response: No
• Credit Check: No
• Activation Fee: $0

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

**1% Annual Percentage Yield (APY) paid quarterly on savings, of up to a $5,000 balance. APY as of March 2021, and may change anytime. National savings average based on FDIC-published rates as of 4/1/21 on the $2,500 product tier of insured depository institutions for which data is available.

Specifications

Highlights

The Net First Platinum card could be the perfect card for you.

*See Card for Details

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

• No Employment or Credit Check
• Bad Credit, No Credit – OK
• Always 0.0% APR
• Fast Online Applications

Additional Info

• Credit Line : $750 Limit (Usable only at TheHorizonOutlet.com)
• Monthly Fee : See website for Details*
• Regular APR : 0% APR
• Credit Recommended : Damaged credit to Fair credit

Specifications

Highlights

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:

• A Chime Visa® debit card
• A Spending Account
• Access to our award-winning mobile app to keep you in control of your money

We provide simple, lowest-cost services across spending and saving that align with our members’ interests. They use us because of features like:

• Fee-free overdraft through SpotMe*: Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, we do things differently. We will allow you to overdraw up to $200* on debit card purchases without charging a fee.
• No unnecessary bank fees˜: No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees.
• Get your paycheck earlyˆ: Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
• Chime accounts are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC, so you know your money is safe with us!

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

Additional Info

• No monthly fees˜: no monthly fees, no overdraft fees, no foreign transaction fees, no minimum balance requirements
• Grow your savings automatically with our Savings Account
• Manage everything from your phone
• Send money with Pay Friends to other Chime members
• Turn on real-time transaction notifications to get push notifications after every purchase and daily balance alerts every morning
• Turn your card on/off instantly in-app
• Move money between your other bank accounts
• Over 38,000 fee-free ATMs with Moneypass® and Visa® Plus Alliance
• Apple Pay™ / Google Pay™ for when you forget your wallet
• Information security is a top priority
• EMV chip card security
• Friendly and responsive customer support
• 0.50% Annual Percentage Yield (APY)¹ —8x² the national average!

¹The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.
²The average national savings account interest rate of 0.06% is determined by FDIC as of November 1, 2021 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

Specifications

Highlights

• Prequalify for a card today and it will not impact your credit score
• Less than perfect credit is okay
• Mobile account access at any time
• Protection from fraud if your card is stolen
• Account history is reported to the three major credit bureaus in the U.S.

* Dependent on credit worthiness

Additional Info

Specifications

Highlights

• Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
• Build up your credit history with a card that reports to all three major credit bureaus every month.
• Perfect credit not required for approval; we may approve you when others won’t.
• Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
• You may be eligible for a Credit Line Increase after 12 months.
• Easy and secure online application – It takes just moments to apply.
• Checking account required.
• If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
• Receive your card more quickly with optional Expedited Processing (additional fee applies).
• Get a result in as little as 60 seconds upon completion of the online application.
• Online Customer Center available 24 x 7.
• Issued by Synovus Bank, Member: FDIC

Additional Info

Specifications

Highlights

• Greater access to credit than before – $500 credit limit
• All the benefits of a Mastercard, without a security deposit
• Keeping your account in good standing may help establish and/or improve your credit history
• Less than perfect credit is okay, even with a prior bankruptcy!
• Prequalify for a card today and it will not impact your credit score
• Reports to all three major credit bureaus

Additional Info

• Regular APR: 35.9%
• Annual Fee: See Terms
• Credit Recommended: Poor to Good

Specifications