Poor Credit CREDIT CARDS

Revvi Card
Fast and easy application; response provided in seconds

Intro Purchase APR See website for Details*

Intro Balance Transfer APR See website for Details*

Annual Fee $75 1st year, $48 after

Credit Recommended See website for Details*

Regular Purchase APR 34.99%

Full Details Card Page

Highlights

Fast and easy application; response provided in seconds
A genuine Visa credit card accepted by merchants nationwide across the USA and online
Reports monthly to all three major credit bureaus
$300 credit limit (subject to available credit)
Checking account required
Don’t need perfect credit to apply

Highlights

Fast and easy application; response provided in seconds
A genuine Visa credit card accepted by merchants nationwide across the USA and online
Reports monthly to all three major credit bureaus
$300 credit limit (subject to available credit)
Checking account required
Don’t need perfect credit to apply

Additional Info

Manageable monthly payments
Secure online application with fast response
Protection from fraudulent charges if your card is lost or stolen
Improve your credit rating with on-time payments and by keeping your account in good standing
May help improve your credit score, by making on-time payments and keeping balance below the credit limit.
Build your credit score with on-time payments and keeping your balance below the credit limit.
Re-establish your credit by making on-time payments and keeping your account in good standing.
Potential to rebuild or improve your credit by making on-time payments, keeping balance below credit limit and paying at least the minimum payment.
Rebuild your credit with on-time payments and keeping your account in good standing.
Opportunity to request credit limit increase after twelve months, fee applies
Secure online application; response provided in seconds

Regular APR: 34.99%
Annual Fee: $75 1st year, $48 after
Monthly Fee: None 1st year, $6.25 after
Activation Fee: $89
Intro Rate: See website for Details*
Intro Period: See website for Details*
Balance Transfer: See website for Details*
Credit Recommended: See website for Details*
Intro (Purchases): See website for Details*
Intro (Balance Transfers): See website for Details*
Intro Transfer APR: See website for Details*
Intro Transfer APR Period: See website for Details*

Specifications

Intro (Purchases)	See website for Details*
Intro (Transfers)	See website for Details*
Regular APR	34.99%
Annual Fee	$75 1st year, $48 after
Credit Recommended	See website for Details*
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	See website for Details*

Merrick Bank Double Your Line™ Platinum Visa® Credit Card
See if you are pre-approved within minutes, without affecting your credit score

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0-$72

Credit Recommended See website for Details*

Regular Purchase APR 19.45% to 28.45% *Variable

Full Details Card Page

Highlights

Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
See if you are pre-approved within minutes, without affecting your credit score.
Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.

Highlights

Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
See if you are pre-approved within minutes, without affecting your credit score.
Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.

Additional Info

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	19.45% to 28.45% *Variable
Annual Fee	$0-$72
Credit Recommended	See website for Details*
Cash Advance APR	24.95% to 33.45% Variable
Cash Advance Fee	4%, Min: $10
Cash Grace Period	n/a
Late Payment Fee	Up to $40
Overlimit Fee	n/a
Return Check Fee	Up to $40
Foreign Trans Fee	See Terms*
Balance Transfer Fee	n/a

Applied Bank® Unsecured Classic Visa® Card
Fast and Easy Application and Approval Process!

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee *See Terms

Credit Recommended Poor Credit, Bad Credit

Regular Purchase APR *See Terms

Full Details Card Page

Highlights

Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
Reports to All Three Major Credit Bureaus
Access Additional Credit with On-Time Payments and Responsible Usage
Fixed APR and Manageable Monthly Payments
A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.

Highlights

Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
Reports to All Three Major Credit Bureaus
Access Additional Credit with On-Time Payments and Responsible Usage
Fixed APR and Manageable Monthly Payments
A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.

Additional Info

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	*See Terms
Annual Fee	*See Terms
Credit Recommended	Poor Credit, Bad Credit
Cash Advance APR	*See Terms
Cash Advance Fee	*See Terms
Cash Grace Period	n/a
Late Payment Fee	*See Terms
Overlimit Fee	n/a
Return Check Fee	*See Terms
Foreign Trans Fee	*See Terms
Balance Transfer Fee	n/a

First PREMIER® Bank Mastercard® Credit Card
Fill out an application and know in 60 seconds if you’re approved!

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee See Issuer Website

Credit Recommended Fair/Poor

Regular Purchase APR See Issuer Website

Full Details Card Page

Highlights

Choose which account management options are right for you.
Build credit with First PREMIER*
Fill out an application and know in 60 seconds if you’re approved!
YOU’RE NOT ALONE – As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs and is there for those who may be denied by other issuers.
Manageable credit limit, manageable payment, meant to fit your budget

*Build credit by keeping your balance low and paying all your bills on time every month.

Highlights

Choose which account management options are right for you.
Build credit with First PREMIER*
Fill out an application and know in 60 seconds if you’re approved!
YOU’RE NOT ALONE – As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs and is there for those who may be denied by other issuers.
Manageable credit limit, manageable payment, meant to fit your budget

*Build credit by keeping your balance low and paying all your bills on time every month.

Additional Info

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	See Issuer Website
Annual Fee	See Issuer Website
Credit Recommended	Fair/Poor
Cash Advance APR	See Issuer Website
Cash Advance Fee	See Issuer Website
Cash Grace Period	n/a
Late Payment Fee	See Issuer Website
Overlimit Fee	n/a
Return Check Fee	See Issuer Website
Foreign Trans Fee	See Issuer Website
Balance Transfer Fee	n/a

Reflex Mastercard®
Initial Credit Limit of $300 - $1,000* (subject to available credit)

Intro Purchase APR See Terms*

Intro Balance Transfer APR n/a

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad Credit

Regular Purchase APR 24.99% - 29.99% APR

Full Details Card Page

Highlights

Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
Initial Credit Limit of $300 – $1,000* (subject to available credit)
See if you’re Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required
Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Highlights

Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
Initial Credit Limit of $300 – $1,000* (subject to available credit)
See if you’re Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required
Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	25.90% - 29.99% APR
Annual Fee	See Terms*
Credit Recommended	Good/Fair/Bad Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Mission Lane Visa® Credit Card
Instant decision on your application

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $59.00

Credit Recommended Fair

Regular Purchase APR 29.99% (Variable)

Full Details Card Page

Highlights

Get a higher credit line if you’re in good standing after making your first 6 payments on time.
Free, online credit score access for cardholders.
Instant decision on your application.
No interest on purchases when you pay in full and on time each month.
No security deposit required – get started today!
Enjoy coverage from Visa®.
Access your account anytime, anywhere with our mobile app.

Highlights

Get a higher credit line if you’re in good standing after making your first 6 payments on time.
Free, online credit score access for cardholders.
Instant decision on your application.
No interest on purchases when you pay in full and on time each month.
No security deposit required – get started today!
Enjoy coverage from Visa®.
Access your account anytime, anywhere with our mobile app.

Additional Info

Reports to Consumer Reporting Agencies: Yes

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	29.99% (Variable)
Annual Fee	$59.00
Credit Recommended	Fair
Cash Advance APR	29.99% (Variable)
Cash Advance Fee	The greater of $10 or 3% of each cash advance
Cash Grace Period	n/a
Late Payment Fee	Up to $35
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Trans Fee	If the transaction occurs at a merchant outside of the U.S., the fee is 3% of the U.S. dollar amount of the transaction, regardless of whether a currency conversion is performed at the time of the transaction.
Balance Transfer Fee	n/a

FIT Mastercard®
Fast & Easy Application; Results Online in Seconds

Intro Purchase APR See Terms*

Intro Balance Transfer APR n/a

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad Credit

Regular Purchase APR See Terms*

Full Details Card Page

Highlights

$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply
Monthly reporting to the three major credit bureaus
Initial Credit Limit of $400.00* (Subject to available credit)
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Checking Account Required
Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Highlights

$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply
Monthly reporting to the three major credit bureaus
Initial Credit Limit of $400.00* (Subject to available credit)
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Checking Account Required
Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

Specifications

Intro (Purchases)	See Terms*
Intro (Transfers)	n/a
Regular APR	See Terms*
Annual Fee	See Terms*
Credit Recommended	Good/Fair/Bad Credit
Cash Advance APR	See Terms*
Cash Advance Fee	See Terms*
Cash Grace Period	See Terms*
Late Payment Fee	See Terms*
Overlimit Fee
Return Check Fee	See Terms*
Foreign Trans Fee	See Terms*
Balance Transfer Fee	See Terms*

First Digital Mastercard®
Get a result in as little as 60 seconds upon completion of the online application.

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $75.00 for first year. After that, $48.00 annually.

Credit Recommended Bad/Poor/Limited

Regular Purchase APR 35.99%

Full Details Card Page

Highlights

Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
Build up your credit history with a card that reports to all three major credit bureaus every month.
Perfect credit not required for approval; we may approve you when others won’t.
Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
You may be eligible for a Credit Line Increase after 12 months.
Easy and secure online application – It takes just moments to apply.
Checking account required.
If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
Receive your card more quickly with optional Expedited Processing (additional fee applies).
Get a result in as little as 60 seconds upon completion of the online application.
Online Customer Center available 24 x 7.
Issued by Synovus Bank, Member: FDIC

Highlights

Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
Build up your credit history with a card that reports to all three major credit bureaus every month.
Perfect credit not required for approval; we may approve you when others won’t.
Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
You may be eligible for a Credit Line Increase after 12 months.
Easy and secure online application – It takes just moments to apply.
Checking account required.
If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
Receive your card more quickly with optional Expedited Processing (additional fee applies).
Get a result in as little as 60 seconds upon completion of the online application.
Online Customer Center available 24 x 7.
Issued by Synovus Bank, Member: FDIC

Additional Info

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	35.99%
Annual Fee	$75.00 for first year. After that, $48.00 annually.
Credit Recommended	Bad/Poor/Limited
Cash Advance APR	See website for Details*
Cash Advance Fee	Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Cash Grace Period	See website for Details*
Late Payment Fee	$40.00
Overlimit Fee	n/a
Return Check Fee	$40.00
Foreign Trans Fee	See website for Details*
Balance Transfer Fee	See website for Details*

Group One Platinum Card
Instant Approval / $750 Credit Line!

Intro Purchase APR 0.00%

Intro Balance Transfer APR n/a

Annual Fee See website for Details*

Credit Recommended Damaged/Fair

Regular Purchase APR 0.00%

Full Details Card Page

Highlights

Instant Approval / $750 Credit Line!
No Employment or Credit Check
Reports to Major Credit Bureau
Bad Credit, No Credit? No Problem!
Fast and Easy Application

Highlights

Instant Approval / $750 Credit Line!
No Employment or Credit Check
Reports to Major Credit Bureau
Bad Credit, No Credit? No Problem!
Fast and Easy Application

Additional Info

Credit Limit: $750 Limit
Regular APR: 0% APR
Monthly Fee: See website for Details*
Credit Recommended: Damaged/Fair

Specifications

Intro (Purchases)	0.00%
Intro (Transfers)	n/a
Regular APR	0.00%
Annual Fee	See website for Details*
Credit Recommended	Damaged/Fair
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Net First Platinum
Instant Approval / $750 Credit Line!

Intro Purchase APR 0.00%

Intro Balance Transfer APR N/A

Annual Fee See website for Details*

Credit Recommended Fair to Damaged

Regular Purchase APR 0.00%

Full Details Card Page

Highlights

Instant Approval / $750 Credit Line!
No Employment or Credit Check
Reports to Major Bureau
Bad Credit, No Credit – OK
Always 0.0% APR
Fast Online Applications

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line could be available to you faster than you ever thought possible.

The Net First Platinum card could be the perfect card for you.

*See Terms & Conditions for Details

Highlights

The Net First Platinum card could be the perfect card for you.

*See Terms & Conditions for Details

Additional Info

Specifications

Intro (Purchases)	0.00%
Intro (Transfers)	n/a
Regular APR	0.00%
Annual Fee	See website for Details*
Credit Recommended	Fair to Damaged
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Milestone® Mastercard® – Less Than Perfect Credit Considered

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $35 - $99

Credit Recommended Poor/Bad

Regular Purchase APR 24.9%

Full Details Card Page

Highlights

Prequalify for a card today and it will not impact your credit score
Less than perfect credit is okay
Mobile account access at any time
Protection from fraud if your card is stolen
Account history is reported to the three major credit bureaus in the U.S.

* Dependent on credit worthiness

Highlights

Prequalify for a card today and it will not impact your credit score
Less than perfect credit is okay
Mobile account access at any time
Protection from fraud if your card is stolen
Account history is reported to the three major credit bureaus in the U.S.

* Dependent on credit worthiness

Additional Info

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.9%
Annual Fee	$35 - $99
Credit Recommended	Poor/Bad
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Up to $40.00
Overlimit Fee	Up to $40.00
Return Check Fee	Up to $40.00
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Destiny Mastercard®
Get access to the credit you need, no deposit required

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $59-$99

Credit Recommended Poor to Good

Regular Purchase APR 24.9%

Full Details Card Page

Highlights

All the benefits of a Mastercard, without a security deposit
Keeping your account in good standing may help establish and/or improve your credit history
Less than perfect credit is okay, even with a prior bankruptcy!
Prequalify for a card today and it will not impact your credit score
Reports to all three major credit bureaus