There are Many Types of Credit Cards

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A poor credit score doesn’t have to deter you from meeting your financial targets. You just need to research and discover credit cards for poor credit that can actually help improve your credit standing. Many credit card issuers provide credit cards for poor credit because they know that these type of financial tools can help borrowers get back on the right track, and possibly get approved for a better card offer down the road. If your reputation isn’t looking so great and you need a credit card to boost your finances, check out some of the cards listed below.
Just complete the short application and find out in 60 seconds if you’re approved.
Fair/Poor
Annual FeeSee Issuer Website
Sun 15 May 2022
Initial Credit Limit of $300 - $1,000* (subject to available credit)
Intro Purchase APR See Terms*
Intro Balance Transfer APR n/a
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad Credit
Regular Purchase APR 24.99% - 29.99% APR
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 25.90% - 29.99% APR |
Annual Fee | See Terms* |
Credit Recommended | Good/Fair/Bad Credit |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Fast and easy application; response provided in seconds
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $75 1st year, $48 after*
Credit Recommended See website for Details
Regular Purchase APR 34.99%*
Full Details Card Page
Intro (Purchases) | See website for Details |
---|---|
Intro (Transfers) | See website for Details |
Regular APR | 34.99%* |
Annual Fee | $75 1st year, $48 after* |
Credit Recommended | See website for Details |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | See website for Details |
Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0-$72
Credit Recommended See website for Details*
Regular Purchase APR 19.70% to 29.95% *Variable
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 19.70% to 29.95% *Variable |
Annual Fee | $0-$72 |
Credit Recommended | See website for Details* |
Cash Advance APR | 24.95% to 34.95% Variable |
Cash Advance Fee | 4%, Min: $10 |
Cash Grace Period | n/a |
Late Payment Fee | Up to $40 |
Overlimit Fee | n/a |
Return Check Fee | Up to $40 |
Foreign Transaction Fee | See Terms* |
Balance Transfer Fee | n/a |
Fast & Easy Application; Results Online in Seconds
Intro Purchase APR See Terms*
Intro Balance Transfer APR n/a
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad Credit
Regular Purchase APR See Terms*
Full Details Card Page
Intro (Purchases) | See Terms* |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms* |
Annual Fee | See Terms* |
Credit Recommended | Good/Fair/Bad Credit |
Cash Advance APR | See Terms* |
Cash Advance Fee | See Terms* |
Cash Grace Period | See Terms* |
Late Payment Fee | See Terms* |
Overlimit Fee | |
Return Check Fee | See Terms* |
Foreign Transaction Fee | See Terms* |
Balance Transfer Fee | See Terms* |
Get Pre-Qualified in Less Than a Minute
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See website for Details*
Credit Recommended Poor/Damaged Credit
Regular Purchase APR 29.99%
Full Details Card Page
Regular APR: 29.99%
Late Payment Fee: Up to $38
Return Check Fee: Up to $38
Card Brand: Visa®
Credit Recommended: Poor/Damaged Credit
Annual Fee: See website for Details*
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 29.99% |
Annual Fee | See website for Details* |
Credit Recommended | Poor/Damaged Credit |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | Up to $38 |
Overlimit Fee | n/a |
Return Check Fee | Up to $38 |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Instant decision on your application
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0-59
Credit Recommended Fair
Regular Purchase APR 26.99% - 29.99% (Variable)
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 26.99% - 29.99% (Variable) |
Annual Fee | $0-59 |
Credit Recommended | Fair |
Cash Advance APR | 29.99% (Variable) |
Cash Advance Fee | The greater of $10 or 3% of each cash advance. |
Cash Grace Period | n/a |
Late Payment Fee | Up to $35 |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | If the transaction occurs at a merchant outside of the U.S., the fee is 3% of the U.S. dollar amount of the transaction, regardless of whether a currency conversion is performed at the time of the transaction. |
Balance Transfer Fee | n/a |
Initial Credit Limit of $300 - $1,000* (subject to available credit)
Intro Purchase APR N/A
Intro Balance Transfer APR n/a
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad
Regular Purchase APR 24.99% - 29.99% APR
Full Details Card Page
Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!
Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!
Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 24.99% - 29.99% APR |
Annual Fee | See Terms* |
Credit Recommended | Good/Fair/Bad |
Cash Advance APR | See Terms* |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Just complete the short application and find out in 60 seconds if you’re approved.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Issuer Website
Credit Recommended Fair/Poor
Regular Purchase APR See Issuer Website
Full Details Card Page
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Issuer Website |
Annual Fee | See Issuer Website |
Credit Recommended | Fair/Poor |
Cash Advance APR | See Issuer Website |
Cash Advance Fee | See Issuer Website |
Cash Grace Period | n/a |
Late Payment Fee | See Issuer Website |
Overlimit Fee | n/a |
Return Check Fee | See Issuer Website |
Foreign Transaction Fee | See Issuer Website |
Balance Transfer Fee | n/a |
Get your pay up to 2 days early with ASAP Direct Deposit™
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended All Credit Types Considered
Regular Purchase APR n/a
Full Details Card Page
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
**1% Annual Percentage Yield (APY) paid quarterly on savings, of up to a $5,000 balance. APY as of March 2021, and may change anytime. National savings average based on FDIC-published rates as of 4/1/21 on the $2,500 product tier of insured depository institutions for which data is available.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | n/a |
Annual Fee | $0.00 |
Credit Recommended | All Credit Types Considered |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
$750.00 Line of Credit*
Intro Purchase APR 0.00%
Intro Balance Transfer APR N/A
Annual Fee See website for Details*
Credit Recommended Damaged credit to Fair credit
Regular Purchase APR 0.00%
Full Details Card Page
The Net First Platinum card could be the perfect card for you.
*See Card for Details
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
The Net First Platinum card could be the perfect card for you.
*See Card for Details
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
Intro (Purchases) | 0.00% |
---|---|
Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | See website for Details* |
Credit Recommended | Damaged credit to Fair credit |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee 0.00%
Credit Recommended Fair/Bad/Limited/No Credit
Regular Purchase APR 0.00%
Full Details Card Page
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
We provide simple, lowest-cost services across spending and saving that align with our members’ interests. They use us because of features like:
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
We provide simple, lowest-cost services across spending and saving that align with our members’ interests. They use us because of features like:
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.
1The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.
2The average national savings account interest rate of 0.06% is determined by FDIC as of November 1, 2021 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | 0.00% |
Credit Recommended | Fair/Bad/Limited/No Credit |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $35 - $99
Credit Recommended Poor/Bad
Regular Purchase APR 24.9%
Full Details Card Page
* Dependent on credit worthiness
* Dependent on credit worthiness
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 24.9% |
Annual Fee | $35 - $99 |
Credit Recommended | Poor/Bad |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | Up to $40.00 |
Overlimit Fee | Up to $40.00 |
Return Check Fee | Up to $40.00 |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Get a result in as little as 60 seconds upon completion of the online application.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $75.00 for first year. After that, $48.00 annually.
Credit Recommended Bad/Poor/Limited
Regular Purchase APR 35.99%
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 35.99% |
Annual Fee | $75.00 for first year. After that, $48.00 annually. |
Credit Recommended | Bad/Poor/Limited |
Cash Advance APR | See website for Details* |
Cash Advance Fee | Either $10, or 3% of the amount of the Cash Advance, whichever is greater. |
Cash Grace Period | See website for Details* |
Late Payment Fee | $40.00 |
Overlimit Fee | n/a |
Return Check Fee | $40.00 |
Foreign Transaction Fee | See website for Details* |
Balance Transfer Fee | See website for Details* |
$500.00 Credit Limit
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Poor to Good
Regular Purchase APR 35.9%
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 35.9% |
Annual Fee | See Terms |
Credit Recommended | Poor to Good |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).