Credit Spotlight: Dave App
Continue Reading
There’s nothing more frustrating than learning that you have bad credit, as this can bring a number of financial challenges into your life. Rather than give up, it’s time to begin your search for credit cards for bad credit. There are secured and unsecured offers to choose from, both of which are available through a variety of credit card issuers. If you have bad credit and need to make a change for the better, search through our list of credit cards for bad credit.
Get matched to credit cards based on your credit profile
Any Credit History
Annual FeeSee Terms
Mon 18 Mar 2024
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee 0.00%
Credit Recommended Fair/Bad/Limited/No Credit
Regular Purchase APR 0.00%
Full Details Card Page
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:
Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:
Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | 0.00% |
Credit Recommended | Fair/Bad/Limited/No Credit |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Overdraft protection up to $200 with opt-in and eligible direct deposit*
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended All Credit Types Considered
Regular Purchase APR n/a
Full Details Card Page
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | n/a |
Annual Fee | $0.00 |
Credit Recommended | All Credit Types Considered |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Get a cash advance up to $250 or your money back guaranteed – with no interest or credit check
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Website for Details
Credit Recommended 300-700
Regular Purchase APR See Website for Details
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Website for Details |
Annual Fee | See Website for Details |
Credit Recommended | 300-700 |
Cash Advance APR | See Website for Details |
Cash Advance Fee | See Website for Details |
Cash Grace Period | See Website for Details |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Start building credit by keeping your balance low and paying all your bills on time each month
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Provider Website
Credit Recommended Fair/Poor
Regular Purchase APR See Provider Website
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Provider Website |
Annual Fee | See Provider Website |
Credit Recommended | Fair/Poor |
Cash Advance APR | See Provider Website |
Cash Advance Fee | See Provider Website |
Cash Grace Period | n/a |
Late Payment Fee | See Provider Website |
Overlimit Fee | n/a |
Return Check Fee | See Provider Website |
Foreign Transaction Fee | See Provider Website |
Balance Transfer Fee | n/a |
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee n/a
Credit Recommended n/a
Regular Purchase APR n/a
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | n/a |
Annual Fee | See Terms |
Credit Recommended | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Less than perfect credit is okay, even with a prior bankruptcy!
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Poor to Good
Regular Purchase APR See Terms
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms |
Annual Fee | See Terms |
Credit Recommended | Poor to Good |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | See Terms |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Just complete the short application and receive a response in 60 seconds.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Provider Website
Credit Recommended Fair/Poor
Regular Purchase APR See Provider Website
Full Details Card Page
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Provider Website |
Annual Fee | See Provider Website |
Credit Recommended | Fair/Poor |
Cash Advance APR | See Provider Website |
Cash Advance Fee | See Provider Website |
Cash Grace Period | n/a |
Late Payment Fee | See Provider Website |
Overlimit Fee | n/a |
Return Check Fee | See Provider Website |
Foreign Transaction Fee | See Provider Website |
Balance Transfer Fee | n/a |
Greater access to credit than before - $700 credit limit
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Fair/Good
Regular Purchase APR See Terms
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms |
Annual Fee | See Terms |
Credit Recommended | Fair/Good |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | See Terms |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Up to $1,000 credit limit doubles up to $2,000*
Intro Purchase APR N/A
Intro Balance Transfer APR n/a
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad
Regular Purchase APR See Terms*
Full Details Card Page
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms* |
Annual Fee | See Terms* |
Credit Recommended | Good/Fair/Bad |
Cash Advance APR | See Terms* |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Reports to all 3 credit bureaus. No hard credit pull and no credit history required
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee One Time $9 - $15 Account Fee (Varies by Product)
Credit Recommended No Credit History
Regular Purchase APR 12.03% - 15.98% (Varies by Product)
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 12.03% – 15.98% (Varies by Product) |
Annual Fee | One Time $9 – $15 Account Fee (Varies by Product) |
Credit Recommended | No Credit History |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Instant: Once approved, add your card to your mobile wallet and shop today.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Poor to Good
Regular Purchase APR See Terms
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms |
Annual Fee | See Terms |
Credit Recommended | Poor to Good |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | See Terms |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Higher limit than before, still no security deposit required!
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Bad/Poor/Fair
Regular Purchase APR 35.9%
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 35.9% |
Annual Fee | See Terms |
Credit Recommended | Bad/Poor/Fair |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | See Website for Details |
Overlimit Fee | See Website for Details |
Return Check Fee | See Website for Details |
Foreign Transaction Fee | 1% of each transaction in U.S. dollars |
Balance Transfer Fee | n/a |
Bad Credit, No Credit? No Problem!
Intro Purchase APR 0.00%
Intro Balance Transfer APR n/a
Annual Fee See website for Details*
Credit Recommended Damaged/Fair
Regular Purchase APR 0.00%
Full Details Card Page
Intro (Purchases) | 0.00% |
---|---|
Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | See website for Details* |
Credit Recommended | Damaged/Fair |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Credit for everyone - Regardless of your credit history!
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended Limited/No Credit, Bad/Damaged, Fair
Regular Purchase APR 0.00%
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | $0.00 |
Credit Recommended | Limited/No Credit, Bad/Damaged, Fair |
Cash Advance APR | See Website for Details |
Cash Advance Fee | See Website for Details |
Cash Grace Period | See Website for Details |
Late Payment Fee | See Website for Details |
Overlimit Fee | See Website for Details |
Return Check Fee | See Website for Details |
Foreign Transaction Fee | See Website for Details |
Balance Transfer Fee | See Website for Details |
TRUSTED PARTNER
Improve Your Credit Scores Instantly for Free
Most people who have bad credit are well aware of their situation. As frustrating as it may be, there’s a bright side: there’s plenty of room for improvement.
If you have bad credit and find yourself in need of a credit card, there are both unsecured and secured offers to consider. Best yet, responsible use of a credit card in the future will help boost your score.
Note: if you have bad credit, search through our comprehensive list of offers for consumers in your position.
Just because you have bad credit now doesn’t mean you’ll have bad credit for the rest of your life. There are a few simple steps you can take to boost your credit score in the months to come:
Why do you have bad credit? Once you understand the mistakes you’ve made in the past, you can avoid going down the same path in the future. For example, if you defaulted on several loans in the past, create a budget that will help you prevent a similar situation in the future. You won’t know how to improve on your past mistakes until you identify them. This is job number one!
Don’t assume that the information on your credit report is accurate. It’s possible that there’s at least one error on your credit report that’s pulling down your score.
If you come across an error, contact the appropriate credit bureau to file a dispute. It’s often a time consuming process, but fixing the error can do wonders for your credit score.
It’s critical to know how much money you earn each month, as well as how much you spend. This is where a detailed budget comes into play. At the very least, you need to earn enough money to cover your expenses. If you don’t, you’ll quickly slip behind on your obligations, which will harm your credit score.
Tip: you can create your budget with nothing more than a pen and paper. Of course, if you’re more technologically advanced, there are apps and software programs to assist you.
It’s natural to stop using credit if you have bad credit. You assume that this will keep you out of trouble, and you may be right. However, you should still use credit when possible, as this actually helps boost your
score. Don’t bite off more than you can chew, but get into the habit of using your credit card and paying the balance in full each month. You can also raise your score by paying on installment loans.
You want to put your bad credit in the past as soon as possible, but it’s likely to take several months or longer to make real progress. Don’t get frustrated if your score isn’t rising as quickly as you would like. If you stay the course, you’ll like where you end up.
Don’t let bad credit affect your finances for the rest of your life. When you follow the steps above, it won’t be long before your credit score begins to move in the right direction.
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).