Fair Credit CREDIT CARDS

Intro Purchase APR See Terms*

Intro Balance Transfer APR n/a

Regular Purchase APR See Terms*

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad Credit

Card BrandMasterCard®

Highlights

Initial Credit Limit of $300 – $750* (subject to available credit)
See if you’re Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	See Terms*
Annual Fee	See Terms*
Credit Recommended	Good/Fair/Bad Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Indigo® Platinum Mastercard® Credit Card
Unsecured credit card, no security deposit required

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 24.9%

Annual Fee $0 - $99

Credit Recommended Fair/Good

Card BrandMasterCard®

Highlights

Easy pre-qualification process with fast response
Less than perfect credit is okay
Online servicing available 24/7 at no additional cost
Unsecured credit card, no security deposit required
Account history is reported to the three major credit bureaus in the U.S.

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.9%
Annual Fee	$0 - $99
Credit Recommended	Fair/Good
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Up to $40.00
Overlimit Fee	Up to $40.00
Return Check Fee	Up to $40.00
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Surge Mastercard® Credit Card
See if you’re Pre-Qualified without impacting your credit score

Intro Purchase APR N/A

Intro Balance Transfer APR n/a

Regular Purchase APR See Terms*

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad

Card BrandMasterCard®

Highlights

Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

Initial Credit Limit of $300 – $750* (subject to available credit)
All credit types welcome to apply!
Monthly reporting to the three major credit bureaus
See if you’re Pre-Qualified without impacting your credit score
Fast and easy application process; results in seconds
Use your card at locations everywhere that Mastercard® is accepted
Free online account access 24/7
Checking Account Required

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	See Terms*
Annual Fee	See Terms*
Credit Recommended	Good/Fair/Bad
Cash Advance APR	See Terms*
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Destiny Mastercard®
All the benefits of a Mastercard, without a security deposit

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 24.9%

Annual Fee $59-$99

Credit Recommended Poor to Good

Card BrandMasterCard®

Highlights

All the benefits of a Mastercard, without a security deposit
Keeping your account in good standing may help establish and/or improve your credit history
Less than perfect credit is okay, even with a prior bankruptcy!
Prequalify for a card today and it will not impact your credit score
Reports to all three major credit bureaus

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.9%
Annual Fee	$59-$99
Credit Recommended	Poor to Good
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

FIT Mastercard®
Fast & Easy Application; Results Online in Seconds

Intro Purchase APR See Terms*

Intro Balance Transfer APR n/a

Regular Purchase APR See Terms*

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad Credit

Card BrandMasterCard®

Highlights

All credit types welcome to apply
Monthly reporting to the three major credit bureaus
Initial Credit Limit of $400.00* (Subject to available credit)
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
Checking Account Required

Specifications

Intro (Purchases)	See Terms*
Intro (Transfers)	n/a
Regular APR	See Terms*
Annual Fee	See Terms*
Credit Recommended	Good/Fair/Bad Credit
Cash Advance APR	See Terms*
Cash Advance Fee	See Terms*
Cash Grace Period	See Terms*
Late Payment Fee	See Terms*
Overlimit Fee
Return Check Fee	See Terms*
Foreign Trans Fee	See Terms*
Balance Transfer Fee	See Terms*

Upgrade Card
Credit lines from $500 to $20,000*

Intro Purchase APR N/A

Intro Balance Transfer APR N/A

Regular Purchase APR N/A

Annual Fee 6.99%-29.99% APR

Credit Recommended Fair,Good,Excellent

Card BrandVisa

Highlights

Combine the flexibility of a card with the low cost and predictability of a loan
$0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Access to a virtual card while you wait for your card to arrive in the mail
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

* Credit Lines opened through Upgrade feature APRs of 6.99%-29.99% and line amounts ranging $500 – $50,000. The lowest rates require Autopay and the majority of the line amounts will be $20,000 or under. For example, a $5,000 transaction with a 36 month term and a 19.99% APR has a required monthly payment of $187.90. The APR on your draw may be higher or lower. Your rate, line amount, and default term depend on maintaining a qualifying credit score, your credit usage history, requested amount, and other factors.

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	6.99%-29.99% APR
Annual Fee	0.00
Credit Recommended	Fair,Good,Excellent
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	0.00
Overlimit Fee	n/a
Return Check Fee	0.00
Foreign Trans Fee	0.00
Balance Transfer Fee	0.00

Total Visa® Card

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR See Terms*

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad

Card BrandVisa

Highlights

Checking Account Required
Fast and easy application process; response provided in seconds
A genuine Visa credit card accepted by merchants nationwide across the USA and online
Manageable monthly payments
$300 credit limit (subject to available credit)
Reports monthly to all three major credit bureaus

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	See Terms*
Annual Fee	See Terms*
Credit Recommended	Good/Fair/Bad
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

5KFunds
All Credit Types Accepted

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 5.99% - 35.99%

Annual Fee n/a

Credit Recommended Limited/Bad/Fair/Good Credit

Card BrandOther

Highlights

Quick Cash You Can Use To Pay Off All Of Those Nagging Debts!

How would you like to have $500 – $35,000 in your pocket? 5kfunds can help you get the funds you need. You don’t even have to leave your home. We have extensive partnerships with large authorized lenders waiting to lend you the funds you need.

Loan amounts of $500 – $35,000
APR starting at 5.99%
Quick decisions – Conveniently Online
Secure and Hassle Free Process
Safe, Secure, & trusted form

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	5.99% - 35.99%
Annual Fee	n/a
Credit Recommended	Limited/Bad/Fair/Good Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

First Access Visa® Card
Perfect credit not required for approval

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR See Terms

Annual Fee See Terms

Credit Recommended Fair/Bad Credit

Card BrandVisa

Highlights

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

Reporting monthly to all three major credit reporting agencies
Perfect credit not required for approval; we may approve you when others won’t
Easy and secure online application
$300 credit limit (subject to available credit)
Receive your card more quickly with optional Expedited Processing (additional fee applies)
Get a result in as little as 60 seconds upon completion of the online application
Online Customer Center available 24 x 7
Checking account required
The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	See Terms
Annual Fee	See Terms
Credit Recommended	Fair/Bad Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Milestone® Mastercard® – Mobile Access to Your Account

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 24.9%

Annual Fee $35 - $99*

Credit Recommended Fair/Good Credit

Card BrandMasterCard®

Highlights

Instant pre-qualification is available for those who qualify
Don’t have perfect credit? No problem!
Mobile friendly online access from anywhere
Pick from multiple card designs at no extra charge
Account history is reported to the three major credit bureaus in the U.S.

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.9%
Annual Fee	$35 - $99*
Credit Recommended	Fair/Good Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Up to $40.00
Overlimit Fee	Up to $40.00
Return Check Fee	Up to $40.00
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Milestone® Mastercard® – Unsecured For Less Than Perfect Credit
Less than perfect credit is okay

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 24.9%

Annual Fee $35 - $99*

Credit Recommended Poor/Bad Credit

Card BrandMasterCard®

Highlights

Easy pre-qualification process which does not affect your credit score
Less than perfect credit is okay
24/7 access to your account information, even on mobile
Protection from fraud, if your card happens to be lost or stolen
Account history is reported to the three major credit bureaus in the U.S.

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.9%
Annual Fee	$35 - $99*
Credit Recommended	Poor/Bad Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Up to $40.00
Overlimit Fee	Up to $40.00
Return Check Fee	Up to $40.00
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Milestone® Mastercard® – Less Than Perfect Credit Considered

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 24.9%

Annual Fee $35 - $99

Credit Recommended Poor/Bad

Card BrandMasterCard®

Highlights

Prequalify for a card today and it will not impact your credit score
Less than perfect credit is okay
Mobile account access at any time
Protection from fraud if your card is stolen
Account history is reported to the three major credit bureaus in the U.S.

* Dependent on credit worthiness

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.9%
Annual Fee	$35 - $99
Credit Recommended	Poor/Bad
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Up to $40.00
Overlimit Fee	Up to $40.00
Return Check Fee	Up to $40.00
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Indigo® Mastercard® with Fast Pre-qualification

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Regular Purchase APR 24.9%

Annual Fee $0 - $99

Credit Recommended Fair/Good

Card BrandMasterCard®