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How to Choose a New Credit Card in 2021

A new year is a chance for a fresh financial start. No matter what happened in the past, you can leave it there. It’s your time to make changes for the better. There may come a point when you realize that 2021 is the right time to leave your old credit card in the past…

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Credit Card or Debit Card: Reasons to Choose Credit

If you’re like most people, you have access to both a credit card and debit. And for that reason, you have to decide when to use each one. This sounds simple enough, but the wrong decisions can actually cost you time and money. Not to mention the fact that it can also add unnecessary stress…

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Is a Credit Card Right for You?

Credit cards have a notorious reputation as being sources of crippling debt and woe, but this isn’t the whole picture. Aside from being a quick source of emergency money when your refrigerator stops running, a credit card is also a valuable tool for managing cash flow and accessing other benefits like reward programs and insurance….

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The Pros and Cons of Secured Credit Cards

In the modern age it can be tough to get by without a credit card. Everyday activities like renting a car, booking a hotel room or hopping on a plane can be out of reach without a piece of plastic to secure the transaction. Perhaps it’s time to consider a secured credit card. The need…

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How to Find the Best Credit Card

With so many credit card offers available, it can be difficult to find the correct one. Credit scores and payment history affect eligibility, but even similar products can come with significant differences. Use the following information to find the cards that work with your circumstances. Cash Bonuses If a signup bonus sounds appealing, read the…

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5 Things That Could Be Keeping Your FICO Score Down

From transportation to living arrangements, your credit score affects every aspect of your life. If you have bad credit, there are plenty of things you can do to boost it. But where should you begin? Before you start your credit repair journey, review your credit reports and identify any issues that you need to address….

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Free Credit Score by Credit Sesame

Let’s face it: there are many aspects of your finances that are critical to your current life, as well as the future. And that definitely holds true of your credit score. If you don’t know your credit score and/or can’t remember the last time you checked it, now’s the time to take action. There are…

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Credit Card Companies are Competing for Your Business

Have you ever stopped to think about just how many credit card offers are available? How about how many issuers there are? What does this mean to you? As a credit card holder, it’s important to realize that credit card companies are competing for your business. There are many ways you can use this to…

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Attaining a Personal Loan : $500 – $35,000

A personal loan isn’t the answer to all your financial questions, but there are times when it’s the perfect solution. If you’re considering a personal loan, it’s imperative to better understand the finer details, terms and conditions, and which lender is best for you and your financial needs. Consider 5k Funds as a rapid funding…

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Why is a Good Credit Score Important?

Some people are serious about maintaining an excellent or good credit score. Others don’t put nearly as much stock in this. While the decision is yours, you should always strive for the highest possible score. Here are some of the many ways this will benefit you and your finances: 1. Big Savings on Interest Imagine…

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What to Look for on Your Credit Report

It’s one thing to obtain a copy of your credit report, but another thing entirely to understand what you’re looking at. With so much data and so many numbers, it’s not always easy to sift through the clutter to gain a full overview of exactly what’s going on. Fortunately, when you know what you’re looking…

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Credit Report FAQs

Maybe you’re in the habit of reviewing your credit report often. Or maybe you can’t remember the last time you took a closer look. Regardless of what’s happened in the past, it’s important to turn your attention to the future. This allows you to keep your credit report in order, which can help you on…

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How to Negotiate with Your Credit Card Company

When using a credit card, you do so with the intention of paying back the balance in full. Even if it takes you a few years, you realize the importance of making good on your decision to borrow money. Unfortunately, things have a way of changing without notice, so you may find yourself in a…

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Reasons to Use a Balance Transfer Credit Card

A balance transfer credit card isn’t something that everyone can take advantage of, but you may come to learn that it’s just what you need to improve your finances. As the name suggests, a balance transfer credit card allows you to move several balances under the same roof. For example, if you have a $5,000…

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There are Many Types of Credit Cards

As you begin your search for a credit card, you could easily slip into the camp that believes “one offer is as good as the next.” Nothing could be further from the truth, and that’ll never change. It’s nice to know that there are many types of credit cards. Not only does this increase the…

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Get Pre-Qualified with a Fast Response!

Is it possible that you could get your hands on a platinum credit card with less than perfect credit? While this sounds like a dream, the Indigo® Platinum Mastercard® Credit Card is out to prove you wrong. This offer is designed specifically for people with bad credit or no credit – all the while providing…

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Finally! A Card for Less than Perfect Credit

Let’s face it: it’s not always easy to choose a credit card, until now. Introducing the Milestone Gold Mastercard®. Don’t let the name confuse you: the Milestone Gold Mastercard® is designed for many types of consumers (especially those with bad or no credit). Issued by Mid America Bank & Trust Company, this is one of…

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Accessing a Prepaid Card

For people with bad credit or no credit, the idea of obtaining an unsecured credit card may seem farfetched. Fortunately, you have options. For example, a prepaid credit card may be just what you’re looking for. As the name implies, a prepaid credit card is one that’s secured with a prepayment. Since you’re offering a…

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