Blog

Should You Consult With a Mortgage Broker?

There’s no shortage of options when the time comes to buy a home or refinance your mortgage. In addition to hundreds upon hundreds of lenders — both local and national — you have the option to work directly through a broker. A mortgage broker is staffed with the responsibility of finding you the best mortgage…

Continue Reading

Top Benefits of Applying for a Car Loan Online

Buying a car is a big deal. It doesn’t matter if you’re purchasing a new or used vehicle, it’ll impact your finances in a variety of ways. And that’s why you need to make informed decisions regarding the type of loan you secure. There are several ways to apply for a car loan, with many…

Continue Reading

blank
How to Responsibly Use a Personal Loan

A personal loan is a great financial tool when used in the appropriate manner. For example, you can use this type of loan to consolidate debt, take a trip, pay for a child’s wedding, or renovate your kitchen. And that’s just the start. However, just because you qualify for a personal loan doesn’t mean that…

Continue Reading

blank
The Many Benefits of a Secured Credit Card

A secured credit card is one that requires a cash security deposit to open an account. This is in contrast to an unsecured card that does not share this requirement. The primary benefit of a secured credit card is the ability to use it to build or improve your credit history and score. However, it…

Continue Reading

blank
The Benefits of Credit Cards Over Debit Cards

There’s a good chance that you have at least one credit card and one debit card in your purse or wallet. And there’s also a good chance that you struggle to determine which one to use (and when to do so). As you learn more about the pros and cons of both credit cards and…

Continue Reading

blank
Ways to Benefit from a Balance Transfer Credit Card

Nobody dreams of the day when they can use a balance transfer credit card. Here’s why: if you find yourself considering this, it means that you have a balance on more than one credit card. And there’s a good chance that it also means you’re searching for a better way to manage it. However, should…

Continue Reading

blank
How to Better Manage Your Credit Card Balances

Are you carrying one or more credit card balances? Are you finding it difficult to manage your debt? Regardless of how many credit cards you have and how much debt you’re carrying, there are steps you can take to better manage it in the future. Tip: if you assume that everything will eventually come together,…

Continue Reading

blank
How to Avoid Overspending With Your Credit Card

With a credit card in hand, it’s easy to believe that you can purchase anything (or almost) that you want. And while this may be true to a certain extent, it doesn’t mean that you should do so. It may feel good at the time, but the money will eventually come due. At that point,…

Continue Reading

blank
Credit Card Fees: What You Need to Know

Before signing up for a credit card, it’s good practice to review the fee schedule and terms and conditions. Doing so will ensure that you have a firm grasp of what to expect as you begin to use your card. There are some credit card fees that you can’t avoid, however, these are few and…

Continue Reading

blank
Can a Secured Card Help You Rebuild Your Credit?

It is becoming increasingly difficult to go through life without at least one credit card.  However, for those with a bad credit history, getting approved for a regular credit card can be next to impossible. For those who are ready to shed the yoke of bad credit or bankruptcy, a secured card could be the…

Continue Reading

blank
Card Spotlight: Upgrade Triple Cash Rewards Credit Card

With the ability to earn money for every dollar you spend, there’s no wondering why cash back credit cards are all the range. And if you’re going to take advantage of one of these offers, you might as well get as much in return for your purchases as possible. That’s where the Upgrade Triple Cash…

Continue Reading

blank
Things to Know Before Applying for a Credit Card

Applying for a credit card is a big step in your financial life. Make the right decision and this can be one of the best tools you have at your disposal. But make the wrong decision and you could soon end up regretting it. It’s important that you do what’s best for you when researching…

Continue Reading

blank
Benefits of Paying Your Bills With a Credit Card

There’s no shortage of ways to pay your bills, but using a credit card — when it’s an option — is one of the best. You may not consider it the most exciting way to use your credit card, but that shouldn’t stop you. Here are three of the top benefits: 1. Convenience Gone are…

Continue Reading

blank
Secured Credit Card or No Credit Card? How to Decide

As you begin your search for a credit card, you may soon come to find that you don’t qualify for the one you want. While this is disappointing, don’t let that stop you. There are still options to consider. The first thing you need to do is look into the benefits of a secured credit…

Continue Reading

blank
17 Questions to Answer Before Applying for a Credit Card

It doesn’t matter if you’re applying for your first credit card or you have one or more in your wallet, it’s critical that you know exactly what you’re doing. While everyone will take their own approach to finding and applying for a credit card, there’s no right or wrong strategy. That being said, there are…

Continue Reading

blank
5 Questions to Ask Your Credit Card Company Today

Do you have a credit card? Do you remember the last time you were in contact with your credit card company? Do you have questions that you want to ask? Most people don’t get excited about contacting their credit card company, but it’s not something you should shy away from. There are times when this…

Continue Reading

blank
Should You Refinance Your Mortgage?

The question of whether or not you should refinance your mortgage can be a difficult one to answer. On one side of the argument, you know that there are many benefits (more on this below) to take advantage of. Conversely, it’s a tedious process that doesn’t benefit every homeowner in the same way. With this…

Continue Reading

blank
First Time Applying for a Credit Card? Answer These Key Questions

Applying for your first credit card can be both exciting and stressful. On one side of things, you’re excited about the many ways a credit card can improve your financial life. Conversely, you have concerns about choosing the right credit card and using it in a responsible manner. Here’s the one thing to remember: there’s…

Continue Reading

blank