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Card Spotlight: Upgrade Bitcoin Rewards Visa®

In today’s world, you can’t go a single day without reading a news story about Bitcoin (and other cryptocurrencies). Just the same, a growing number of people are beginning to get serious about crypto investing.  If you’re ready to take your love for Bitcoin to the next level, the Upgrade Bitcoin Rewards Visa credit card…

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5 Steps to Completing a Credit Card Balance Transfer

There are many reasons to consider a credit card balance transfer, including the benefit of consolidating all your credit card debt under one “roof.” If this is something that intrigues you, it’s important to learn how the process works. This allows you to move forward in a timely and confident manner. Here are the five…

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Card Spotlight: Grow Credit

Here’s how Grow Credit describes its service: Grow Credit offers a free Mastercard you can use to pay your subscriptions and build your credit. That’s pretty simple, right? Sign up for a free Mastercard, use it to pay for your subscriptions, and wait for your credit score to increase.  By reporting all on-time payments to…

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Credit Card Tips for Beginners

Carrying a credit card is a big responsibility. It only takes one slip up to harm your finances and bog you down for months or even years into the future. Fortunately, when you know what you should and shouldn’t be doing, it’s easier to stay the course and take advantage of the many benefits a…

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How to Build Your Credit After Bankruptcy

There is no way around it. A bankruptcy filing will drag down your credit score. However, if your score was already low to begin with — perhaps because of missed payments — it can only fall so much lower.  Regardless of your credit score before filing for bankruptcy, it’s imperative that you take action to…

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How to Manage Joint Credit Card Debt in Divorce

As a married couple, there’s a good chance that you have at least one joint credit card. And while there’s nothing wrong with that, it could turn into a point of contention in the event of a divorce.  There are many questions and concerns to address as you prepare for the divorce process, including how…

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Is a Debit Card Better Than a Credit Card?

There are times when a credit card is exactly what you need. For example, it’s helpful in the event of an emergency, such as a costly vehicle repair while away from home. However, don’t overlook the fact that there are many benefits of using a debit card. Here are five reasons why you may want…

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Take These Steps to Cancel Your Credit Card

There may come a point when you realize that it’s best to cancel your current credit card and move on with another offer (or none at all). While there’s nothing wrong with this, don’t overlook the fact that it could impact your credit history and credit score — and not in a good way. If…

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Card Spotlight: Fortiva® Mastercard® Credit Card

The Fortiva® Mastercard® Credit Cardd is an industry leader among those targeting consumers with less than perfect credit. Should you find yourself in this category, it doesn’t cost you anything — outside of a few minutes — to determine if you qualify for the Fortiva® Mastercard® Credit Card. The first step in obtaining this credit…

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Card Spotlight : Extra Card

Have you ever wondered if it’s possible to build your credit with a debit card? While it may have been impossible in the past, Extra has changed this forever.  With the Extra Card, you can build your credit and earn rewards points just as you would with a traditional credit card. The only difference is…

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How to Get a Credit Card Spending Limit Increase

Are you the type of person who uses their credit card for almost every purchase? Are you beginning to realize that you could benefit from a higher limit? Do you have questions about how to get a higher limit on the credit card that you already have? Generally speaking, there are four ways to get…

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What Do You Want From Your First Credit Card?

As you begin your search for your first credit card, it’s easy to get lost in all the “bells and whistles” associated with the many offers you come across. To improve the likelihood of making the right choice, you must exercise patience as you compare offers.  Here are five questions you can answer to help…

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Top Questions for a Mortgage Broker

Buying a home can be a joyful experience, as long as everything goes as planned (for the most part, at least). One of the most important things you can do is turn your immediate attention to finding the right lender for your situation.  While you’re free to shop for a mortgage lender and loan on…

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Is 2022 the Year to Start a Side Gig?

There’s no right or wrong time to start a side gig. If you think it could benefit you in any way, it’s worth learning more about your options and how to proceed. And of course, if you need extra motivation, there’s no better time than the start of a new year.  Is 2022 the year…

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Do You Know Why Your Credit Score is So Low?

It’s one thing to know that you have a low credit score. It’s another thing entirely to know why this is the case. When you know why your score is low, it’s easier to formulate a plan for changing its course over the months to come. Here are some of the most common reasons for…

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Is Your Credit Report in Need of Repair?

Even if you consider yourself financially responsible, there may come a point when you realize that your credit report is in need of repair. Yes, this is frustrating. And yes, it can take time to make up ground. However, there are basic steps you can take that will have a positive impact on your credit…

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Don’t Be Scared of a Secured Credit Card

When you hear the term “secured credit card” what comes to mind? Do you immediately cringe and say “no way”? Are you at least open to the idea? Even though a secured credit card may not be right for you, you should at least be open to the idea. There’s nothing to be scared of….

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Should You Consult With a Mortgage Broker?

There’s no shortage of options when the time comes to buy a home or refinance your mortgage. In addition to hundreds upon hundreds of lenders — both local and national — you have the option to work directly through a broker. A mortgage broker is staffed with the responsibility of finding you the best mortgage…

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Top Benefits of Applying for a Car Loan Online

Buying a car is a big deal. It doesn’t matter if you’re purchasing a new or used vehicle, it’ll impact your finances in a variety of ways. And that’s why you need to make informed decisions regarding the type of loan you secure. There are several ways to apply for a car loan, with many…

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How to Responsibly Use a Personal Loan

A personal loan is a great financial tool when used in the appropriate manner. For example, you can use this type of loan to consolidate debt, take a trip, pay for a child’s wedding, or renovate your kitchen. And that’s just the start. However, just because you qualify for a personal loan doesn’t mean that…

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