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First Time Applying for a Credit Card? Answer These Key Questions

Applying for your first credit card can be both exciting and stressful. On one side of things, you’re excited about the many ways a credit card can improve your financial life. Conversely, you have concerns about choosing the right credit card and using it in a responsible manner. Here’s the one thing to remember: there’s…

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How to Get a Credit Card with Bad Credit

Do you have bad credit? Are you convinced that you’ll never again have the opportunity to receive a credit card approval? Does this have you worried about your long-term financial well-being? Even if you have bad credit, there are steps you can take to secure a credit card that suits your wants and needs (at…

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The Fastest Ways to Improve Your Credit Score

Depending on your current credit score, there’s a chance that you may be looking to make an improvement sooner rather than later. But that often leads to a question: what’s the best way to improve your credit score as quickly as possible? While this varies from one person to the next, there are a few…

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Card Spotlight: Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 “No Annual Fee” Visa® Credit Card is a welcome relief in an often times complex credit card environment. Here’s how the company describes the card: Petal® 1 “No Annual Fee” Visa® Credit Card has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and…

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What To Do If You Dispute a Credit Card Fee

There may come a point when you’re surprised to see a fee on your credit card statement. No matter how hard you try to figure it out, you don’t know why you were hit with the fee. Rather than chalk it up as a loss and hope that it doesn’t happen again, it’s best to…

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How to Make the Most of a Rewards Credit Card

The allure of a rewards credit card is hard to deny. And for that reason, many people enjoy carrying at least one of these in their wallet or purse at all times. In an overall sense, a rewards credit card works much the same as any other credit card. You can use it to make…

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How to Choose a New Credit Card in 2021

A new year is a chance for a fresh financial start. No matter what happened in the past, you can leave it there. It’s your time to make changes for the better. There may come a point when you realize that 2021 is the right time to leave your old credit card in the past…

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Credit Card or Debit Card: Reasons to Choose Credit

If you’re like most people, you have access to both a credit card and debit. And for that reason, you have to decide when to use each one. This sounds simple enough, but the wrong decisions can actually cost you time and money. Not to mention the fact that it can also add unnecessary stress…

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Is a Credit Card Right for You?

Credit cards have a notorious reputation as being sources of crippling debt and woe, but this isn’t the whole picture. Aside from being a quick source of emergency money when your refrigerator stops running, a credit card is also a valuable tool for managing cash flow and accessing other benefits like reward programs and insurance….

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The Pros and Cons of Secured Credit Cards

In the modern age it can be tough to get by without a credit card. Everyday activities like renting a car, booking a hotel room or hopping on a plane can be out of reach without a piece of plastic to secure the transaction. Perhaps it’s time to consider a secured credit card. The need…

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How to Find the Best Credit Card

With so many credit card offers available, it can be difficult to find the correct one. Credit scores and payment history affect eligibility, but even similar products can come with significant differences. Use the following information to find the cards that work with your circumstances. Cash Bonuses If a signup bonus sounds appealing, read the…

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5 Things That Could Be Keeping Your FICO Score Down

From transportation to living arrangements, your credit score affects every aspect of your life. If you have bad credit, there are plenty of things you can do to boost it. But where should you begin? Before you start your credit repair journey, review your credit reports and identify any issues that you need to address….

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Free Credit Score by Credit Sesame

Let’s face it: there are many aspects of your finances that are critical to your current life, as well as the future. And that definitely holds true of your credit score. If you don’t know your credit score and/or can’t remember the last time you checked it, now’s the time to take action. There are…

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Credit Card Companies are Competing for Your Business

Have you ever stopped to think about just how many credit card offers are available? How about how many issuers there are? What does this mean to you? As a credit card holder, it’s important to realize that credit card companies are competing for your business. There are many ways you can use this to…

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Attaining a Personal Loan : $500 – $35,000

A personal loan isn’t the answer to all your financial questions, but there are times when it’s the perfect solution. If you’re considering a personal loan, it’s imperative to better understand the finer details, terms and conditions, and which lender is best for you and your financial needs. Consider 5k Funds as a rapid funding…

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Why is a Good Credit Score Important?

Some people are serious about maintaining an excellent or good credit score. Others don’t put nearly as much stock in this. While the decision is yours, you should always strive for the highest possible score. Here are some of the many ways this will benefit you and your finances: 1. Big Savings on Interest Imagine…

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