Personal Loans

Sponsored Links

You’re not alone if you don’t have cash in the bank to solve all your problems. Fortunately, with a personal loan, you can put your mind at ease. You gain access to the money you need to make ends meet. Compare loan offers with idea of choosing a lender or lending partner with your goals in mind.

CARD SPOTLIGHT

Life Loans

Process Within 2 Minutes!

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee n/a

Credit Recommended Limited/Bad/Fair/Good Credit

Regular Purchase APR 5.99% - 35.99%

Full Details Card Page

Highlights

A Better Personal Money Solution To Get Funds, Fast, Anywhere!

With LoansUnder36, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.

Personal Loans Online

Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.

All Credit Types Accepted

There are many advantages with LoansUnder36. You can fill out our Online Form with any credit type at LoansUnder36.

See Money In Your Account

Another Advantage is that the funds are deposited directly into your bank account as soon as the next business day!

Additional Info

Loan Requests Process Within 2 Minutes!

Fill out our 100% online loan request form today and see if you are selected by a lender and/or lending partner in our marketplace! Our form is easy & processes within 2 minutes on average. We care about your privacy; our loan request form is safe & secure. Start your form now!

Loans For Any Credit Situation

Bad credit? No problem! Life Loans connects you with our nation-wide marketplace of lenders and/or lending partners and will attempt to connect you regardless of your credit situation! Lenders and/or lending partners are available and are ready to fund eligible individuals

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 5.99% - 35.99%
Annual Fee n/a
Credit Recommended Limited/Bad/Fair/Good Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

Experian® Personal Loans Match

Let us match you to personalized loans offers

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee n/a

Credit Recommended Poor to Excellent

Regular Purchase APR 5.40% - 35.99%

Full Details Card Page

Highlights

Let us match you to personalized loans offers.

Get started with your FICO® ScoreΘ for free. Learn about personal loans.

See your FICO® ScoreΘ for free

Get your FICO® Score and Experian Credit Report along with the positive and negative factors impacting your credit.

Offers matched to you

We’ll help analyze your individual credit situation and match you to the best offers specifically for you.

Gain a trusted financial partner

Experian’s vast data assets and smart analytics power are available to you so you can be better at credit.

Additional Info

Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

  • Loan amounts up to $100,000
  • Quick decisions – Conveniently Online
  • Secure and Hassle Free Process
  • View your Rate within Seconds
  • Get Your Free Experian® Credit Report

The offers that appear on this site are from third party companies (“our partners”) from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 5.40% - 35.99%
Annual Fee n/a
Credit Recommended Poor to Excellent
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

Lending for Bad Credit

Get Funds as soon as the Next Business Day

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee n/a

Credit Recommended Poor to Excellent

Regular Purchase APR 5.99% - 35.99%

Full Details Card Page

Highlights

Find a loan in 3 easy steps!
  1. Fill out our easy form in two-minutes or less
  2. If qualified, review and sign the loan documents
  3. Get funds as soon as the next business day

 

Why choose Lending For Bad Credit?

Marketplace and Lending Partners Our nation-wide marketplace of lenders and/or lending partners are available & ready to qualify eligible individuals. Fast Delivery Funds direct deposited to your bank as soon as the next business day. Data Security We use 256-bit encryption with our 100% online form. All Credit Considered Request a loan now, regardless of your credit score. Conditions vary and terms apply.

Additional Info

What Are Personal Loans?

Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

How Soon Can I Get The Funds?

The time it takes to process and fund a loan varies with each loan company. Processing time also depends on the financial institution where the customer has their bank account. Nevertheless, approved individuals can receive their loan funds as soon as the next business day.

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 5.99% - 35.99%
Annual Fee n/a
Credit Recommended Poor to Excellent
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

Dave

Get up to $500 instantly (1) with ExtraCash™ from Dave

Intro Purchase APR See Terms

Intro Balance Transfer APR See Terms

Annual Fee See Terms

Credit Recommended Any Credit History

Regular Purchase APR See Terms

Full Details Card Page

Highlights

Dave.com – Bank, Budget, Build Credit & Find Work

If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!

Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier (2).

Earn cash back with Dave Rewards (3), save money with Dave Goals, and ​​if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.

Join millions of people building a better financial future with Dave!

blank

Additional Info

ADVANCE UP TO $500 INSTANTLY (1)

Dave’s ExtraCash™ advance can now get you more funds than ever—up to $500! (1) That’s more money to fill your tank, tackle your to-do list, or take advantage of a now-or-never opportunity.

For more information, please visit dave.com/extra-cash-account

SPEND IT INSTANTLY (1)

The money is yours to spend right away with your Dave Debit Mastercard®. Unlike other apps, there’s no waiting period or lengthy application process—which means no more missing out because of a low balance.

ENJOY EARLY PAYDAYS (2)

Get paid up to two days early when you set up direct deposit into a Dave Spending account!

EARN CASH BACK WITH DAVE REWARDS (3)

Want cash back on your everyday spending? Dave Rewards makes it simple. Just swipe your Dave Debit Mastercard®—now loaded with cashback offers from big name retailers.

SAVE WITH GOALS

Put cash toward anything you’re saving for—a trip, emergency fund, student loans, and more.

FIND A SIDE HUSTLE

If you want to earn more money, Dave can help! Apply for side jobs that fit your lifestyle.

Membership is $1 per month to access our account monitoring, notification services, budgeting and to maintain a connection to your external bank account.

(1) ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. Average approved advance is $120 as of October 10, 2022. See dave.com/extra-cash for more details.

(2) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

(3) Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc in partnership with Figg.

Dave is a Mark Cuban company. https://markcubancompanies.com/

Specifications

Intro (Purchases) See Terms
Intro (Transfers) See Terms
Regular APR See Terms
Annual Fee See Terms
Credit Recommended Any Credit History
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms

How to Negotiate with Your Credit Card Company

When using a credit card, you do so with the intention of paying back the balance in full. Even if it takes you a few years, you realize the importance of making good on your decision to borrow money. Unfortunately, things have a way of changing without notice, so you may find yourself in a...

Continue Reading

Attaining a Secured Credit Card

Applying for and using a secured credit card isn’t something you want to do, but it could be in your best interest. Unlike an unsecured credit card, you’re required to make a security deposit with this type. It acts as collateral in the event of a default. Conversely, if your account remains in good standing,...

Continue Reading

Reasons to Regularly Check Your Credit Score

When was the last time you checked your credit score? Do you even know what your credit score is? You don’t need to check your score every month (or even more often), but you should get into the habit of doing so every six months or every year. Here are some of the better reasons...

Continue Reading

Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).