Cash Back Credit Cards

CARD SPOTLIGHT

PenFed Power Cash Rewards Visa Signature® Card
Earn Cash Back for Everyday Purchases

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended Good/Excellent

Regular Purchase APR 17.99% Variable

Full Details Card Page

Highlights

Earn Cash Back for Everyday Purchases
No Caps. No Limits. No Gimmicks.
2% Cash Back on all purchases for PenFed Honors Advantage Members
1.5% Cash Back on all purchases made with your card
$100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

Highlights

Earn Cash Back for Everyday Purchases
No Caps. No Limits. No Gimmicks.
2% Cash Back on all purchases for PenFed Honors Advantage Members
1.5% Cash Back on all purchases made with your card
$100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Additional Info

Annual Fee: $0
Purchase Variable APR: 17.99%
Refer to PenFed.org for Terms/Conditions

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	17.99% Variable
Annual Fee	$0.00
Credit Recommended	Good/Excellent
Cash Advance APR	See Terms
Cash Advance Fee	See Terms
Cash Grace Period	n/a
Late Payment Fee	See Terms
Overlimit Fee	See Terms
Return Check Fee	See Terms
Foreign Transaction Fee	See Terms
Balance Transfer Fee	See Terms

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Get Free Credit Score

PenFed Pathfinder® Rewards Visa Signature® Card
Earn more everywhere you go!

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $95 (waived for existing PenFed Honors Advantage Members)

Credit Recommended Good/Excellent

Regular Purchase APR 17.99% Variable

Full Details Card Page

Highlights

Earn more everywhere you go!
50,000 Bonus Points when you spend $3000 in the first 90 days
Up to $799 total Travel value
4X Points on all Travel categories for PenFed Honors Advantage Members
3X Points on all Travel categories
1.5X Points on all other purchases
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

Highlights

Earn more everywhere you go!
50,000 Bonus Points when you spend $3000 in the first 90 days
Up to $799 total Travel value
4X Points on all Travel categories for PenFed Honors Advantage Members
3X Points on all Travel categories
1.5X Points on all other purchases
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Additional Info

Annual Fee: $95 (waived for existing PenFed Honors Advantage Members)
Purchase Variable APR: 17.99%
Refer to PenFed.org for Terms/Conditions

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	17.99% APR
Annual Fee	$95 (waived for existing PenFed Honors Advantage Members)
Credit Recommended	Good/Excellent
Cash Advance APR	See Terms
Cash Advance Fee	See Terms
Cash Grace Period	n/a
Late Payment Fee	See Terms
Overlimit Fee	See Terms
Return Check Fee	See Terms
Foreign Transaction Fee	See Terms
Balance Transfer Fee	See Terms

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Get Free Credit Score

Petal® 1 “No Annual Fee” Visa® Credit Card
$300 - $5,000 credit limits

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00

Credit Recommended Fair/Bad/Limited/No Credit

Regular Purchase APR 24.74 - 34.24% Variable

Full Details Card Page

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

$0 Annual Fee
Variable APRs range from 24.74% – 34.24%
$300 – $5,000 credit limits
Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
No credit score? No problem. If eligible, we’ll create your Cash Score instead.
2% – 10% cash back at select merchants
See if you’re pre-approved within minutes without impacting your credit score.
No annual or foreign transaction fees.
Build credit alongside hundreds of thousands of Petal card members.
Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank

Card Details Page

Highlights

$0 Annual Fee
Variable APRs range from 24.74% – 34.24%
$300 – $5,000 credit limits
Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
No credit score? No problem. If eligible, we’ll create your Cash Score instead.
2% – 10% cash back at select merchants
See if you’re pre-approved within minutes without impacting your credit score.
No annual or foreign transaction fees.
Build credit alongside hundreds of thousands of Petal card members.
Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank

Additional Info

Annual Fee: $0
Regular APR: 24.74 – 34.24% Variable
Credit Limit: $300 – $5,000
Credit Recommended: Fair, Limited History, No History, Limited, No Credit
Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
Return Payment Fee: Bounced payment fee up to $29.
Checking Account Required: Yes
Foreign Trans Fee: $0
Overlimit Fee: $0
Intro Rate: N/A
Intro Period: N/A
Balance Transfer: N/A
Intro (Purchases): N/A
Intro (Balance Transfers): N/A

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.74 - 34.24% Variable
Annual Fee	0.00
Credit Recommended	Fair/Bad/Limited/No Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Late fees up to $29 for first late payment, $40 for second late payment.
Overlimit Fee	n/a
Return Check Fee	Bounced payment fee up to $29
Foreign Transaction Fee	n/a
Balance Transfer Fee	n/a

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Get Free Credit Score

Mission Lane Cash Back Visa® Credit Card
Enjoy Unlimited 1-1.5% Cash Back on all Purchases

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0

Credit Recommended Fair, Good

Regular Purchase APR 26.99 - 29.99% Variable

Full Details Card Page

Highlights

See if you qualify instantly without harming your credit score.
Enjoy Unlimited 1-1.5% Cash Back on all Purchases.
Be automatically considered for a higher credit line in as few as 7 months.
Free, online credit score access for cardholders.
Instant decision on your application.
No interest on purchases when you pay in full and on time each month.
No security deposit required – get started today!
Enjoy coverage from Visa®.
Access your account anytime, anywhere with our mobile app.
If you are charged interest, the charge will be no less than $0.50.

Card Details Page

Highlights

See if you qualify instantly without harming your credit score.
Enjoy Unlimited 1-1.5% Cash Back on all Purchases.
Be automatically considered for a higher credit line in as few as 7 months.
Free, online credit score access for cardholders.
Instant decision on your application.
No interest on purchases when you pay in full and on time each month.
No security deposit required – get started today!
Enjoy coverage from Visa®.
Access your account anytime, anywhere with our mobile app.
If you are charged interest, the charge will be no less than $0.50.

Additional Info

Rewards Rate 1: 1-1.5% Unlimited Cash Back
Credit Check: Know and Go: Know if you’re pre-qualified with no harm to your credit score
Annual Fee: $0
Regular APR: 26.99 – 29.99% Variable
Credit Recommended: Fair, Good

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	26.99 - 29.99% Variable
Annual Fee	$0
Credit Recommended	Fair, Good
Cash Advance APR	See Terms
Cash Advance Fee	See Terms
Cash Grace Period	n/a
Late Payment Fee	See Terms
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Transaction Fee	See Terms
Balance Transfer Fee	n/a

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Get Free Credit Score

PenFed Platinum Rewards Visa Signature® Card
Get Rewarded on Everyday Purchases

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended Good/Excellent

Regular Purchase APR 17.99% Variable

Full Details Card Page

Highlights

Get Rewarded on Everyday Purchases
5x Points on gas paid at the pump and EV charging stations
3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
1x Points on all other purchases
15,000 Bonus Points when you spend $1,500 in first 90 days
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

Highlights

Get Rewarded on Everyday Purchases
5x Points on gas paid at the pump and EV charging stations
3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
1x Points on all other purchases
15,000 Bonus Points when you spend $1,500 in first 90 days
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Additional Info

Annual Fee: $0
Purchase Variable APR: 17.99%
Refer to PenFed.org for Terms/Conditions

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	17.99% Variable
Annual Fee	$0.00
Credit Recommended	Good/Excellent
Cash Advance APR	See Terms
Cash Advance Fee	See Terms
Cash Grace Period	n/a
Late Payment Fee	See Terms
Overlimit Fee	See Terms
Return Check Fee	See Terms
Foreign Transaction Fee	See Terms
Balance Transfer Fee	See Terms

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Get Free Credit Score

PenFed Gold Visa® Card
0% Balance Transfers Promo APR for 15 months

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended Good/Excellent

Regular Purchase APR 16.49% to 17.99% Variable

Full Details Card Page

Highlights

Our Lowest-Rate Card
Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
LOW APR on all purchases
0% Introductory APR on purchases made the first 15 months after account opening. After that, the APR for any unpaid purchase balance and any new purchases will be 16.49% to 17.99% based on your creditworthiness and will vary with the market based on the prime rate. 0% introductory APR for 15 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

Highlights

Our Lowest-Rate Card
Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
LOW APR on all purchases
0% Introductory APR on purchases made the first 15 months after account opening. After that, the APR for any unpaid purchase balance and any new purchases will be 16.49% to 17.99% based on your creditworthiness and will vary with the market based on the prime rate. 0% introductory APR for 15 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Additional Info

Annual Fee: $0
Purchase Variable APR: 16.49% to 17.99%
Refer to PenFed.org for Terms/Conditions

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	16.49% to 17.99% Variable
Annual Fee	$0.00
Credit Recommended	Good/Excellent
Cash Advance APR	See Terms
Cash Advance Fee	See Terms
Cash Grace Period	n/a
Late Payment Fee	See Terms
Overlimit Fee	See Terms
Return Check Fee	See Terms
Foreign Transaction Fee	See Terms
Balance Transfer Fee	3% fee applies to each transaction

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Get Free Credit Score

Petal® 2 “Cash Back, No Fees” Visa® Credit Card
$300 - $10,000 credit limits

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00

Credit Recommended Excellent/Good/ Limited/No Credit

Regular Purchase APR 17.74 - 31.74% Variable

Full Details Card Page

Highlights

No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
Variable APRs range from 17.74% – 31.74%
Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
1% cash back on eligible purchases right away
2% – 10% cash back at select merchants $300 – $10,000 credit limits
No credit score? No problem. If eligible, we’ll create your Cash Score instead.
See if you’re pre-approved within minutes without impacting your credit score.
Build credit alongside hundreds of thousands of Petal card members.
Petal reports to all 3 major credit bureaus.
No deposits required
Card issued by WebBank

Card Details Page

Highlights

No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
Variable APRs range from 17.74% – 31.74%
Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
1% cash back on eligible purchases right away
2% – 10% cash back at select merchants $300 – $10,000 credit limits
No credit score? No problem. If eligible, we’ll create your Cash Score instead.
See if you’re pre-approved within minutes without impacting your credit score.
Build credit alongside hundreds of thousands of Petal card members.
Petal reports to all 3 major credit bureaus.
No deposits required
Card issued by WebBank

Additional Info

Rewards Rate: 1% cash back on eligible purchases
Annual Fee: $0
Regular APR: 17.74 – 31.74% Variable
Credit Recommended: Excellent, Good, Limited History, No History, Limited, No Credit
Credit Limit: $300 – $10,000
Product Type: Consumer
Overlimit Fee: $0
Balance Transfer Fee: N/A
Late Payment Fee: $0
Cash Advance Fee: N/A
Checking Account Required: Yes

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	17.74 - 31.74% Variable
Annual Fee	0.00
Credit Recommended	Excellent/Good/ Limited/No Credit
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	0.00
Overlimit Fee	0.00
Return Check Fee	n/a
Foreign Transaction Fee	n/a
Balance Transfer Fee	n/a

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Get Free Credit Score

Upgrade Bitcoin Rewards Visa®
Get pre-approved in seconds with no impact to your credit score

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended Good/Excellent

Regular Purchase APR 14.99% - 29.99% APR

Full Details Card Page

Highlights

- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
- Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
- The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
- No annual fee
- Get pre-approved in seconds with no impact to your credit score
- Pay with your phone or device by using Apple Pay® or Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
* To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.Link to Rates and Terms: https://www.upgrade.com/upgrade-card/bitcoin/program-terms/State Exclusions: Not available in DC, Hawaii, Iowa, New Hampshire, North Carolina, West Virginia and Wisconsin

Card Details Page

Highlights

- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
- Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
- The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
- No annual fee
- Get pre-approved in seconds with no impact to your credit score
- Pay with your phone or device by using Apple Pay® or Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
* To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.Link to Rates and Terms: https://www.upgrade.com/upgrade-card/bitcoin/program-terms/State Exclusions: Not available in DC, Hawaii, Iowa, New Hampshire, North Carolina, West Virginia and Wisconsin

Additional Info

Annual Fee: $0
Intro Purchase APR: N/A
Regular Purchase APR: 14.99% -29.99%
Intro Balance Transfer APR: NA
Cash Advance APR: NA
Cash Advance FEE: NA
Late Fee: $0
Penalty APR: NA
Balance Transfer APR: 14.99% to 29.99%
Balance Transfer Fee: Up to 5%
Foreign Transaction Fee: Up to 3%
Return Payment Fee: $0
Rewards Rate: 1.5%
Welcome Bonus: $200*
$0 Fraud Liability: Yes
Extended Warranty Program: Yes
Roadside Assistance: Yes
Price Protection: Yes
Travel and Emergency Assistance Services: Yes
Concierge Service: Yes

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	14.99% - 29.99% APR
Annual Fee	$0.00
Credit Recommended	Good/Excellent
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Transaction Fee	Up to 3%
Balance Transfer Fee	up to 5%

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Get Free Credit Score

Upgrade Triple Cash Rewards Visa®
See if you qualify in minutes without hurting your credit score

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended Good/Excellent

Regular Purchase APR 14.99% - 29.99% APR

Full Details Card Page

Highlights

$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
No annual fee
Combine the flexibility of a credit card with the predictability of a personal loan
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

State Exclusions: DC, IA, WV, WI

Link to Rates and Terms:

https://upgrade.zendesk.com/hc/en-us/articles/1260804318969-Upgrade-Triple-Cash-Back-Rewards-Details

Card Details Page

Highlights

$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
No annual fee
Combine the flexibility of a credit card with the predictability of a personal loan
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

State Exclusions: DC, IA, WV, WI

Link to Rates and Terms:

https://upgrade.zendesk.com/hc/en-us/articles/1260804318969-Upgrade-Triple-Cash-Back-Rewards-Details

Additional Info

Annual Fee: $0
Intro Purchase APR: N/A
Regular Purchase APR: 14.99% -29.99%
Intro Balance Transfer APR: NA
Cash Advance APR: NA
Cash Advance FEE: NA
Late Fee: $0
Penalty APR: NA
Balance Transfer APR: 14.99% to 29.99%
Balance Transfer Fee: Up to 5%
Foreign Transaction Fee: Up to 3%
Return Payment Fee: $0
Welcome Bonus: $200*
$0 Fraud Liability: Yes
Extended Warranty Program: Yes
Roadside Assistance: Yes
Price Protection: Yes
Travel and Emergency Assistance Services: Yes
Concierge Service: Yes

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	14.99% - 29.99% APR
Annual Fee	$0.00
Credit Recommended	Good/Excellent
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	$0.00
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Transaction Fee	Up to 3%
Balance Transfer Fee	Up to 5%

APPLY NOW

Get Free Credit Score

Upgrade Cash Rewards Visa®
Earn 1.5% unlimited cash back on card purchases every time you make a payment

Intro Purchase APR N/A

Intro Balance Transfer APR N/A

Annual Fee 0.00

Credit Recommended Fair,Good,Excellent

Regular Purchase APR 14.99% - 29.99% APR

Full Details Card Page

Highlights

$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Combine the flexibility of a credit card with the predictability of a personal loan
No annual fee
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

State Exclusions: DC, IA, WV, WI

Link to Rates and Terms:

https://upgrade.zendesk.com/hc/en-us/articles/360007229514-What-rates-does-Upgrade-offer-on-its-Personal-Credit-Lines

Card Details Page

Highlights

$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Combine the flexibility of a credit card with the predictability of a personal loan
No annual fee
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

State Exclusions: DC, IA, WV, WI

Link to Rates and Terms:

https://upgrade.zendesk.com/hc/en-us/articles/360007229514-What-rates-does-Upgrade-offer-on-its-Personal-Credit-Lines

Additional Info

Annual Fee: $0
Intro Purchase APR: N/A
Regular Purchase APR: 14.99% -29.99%
Intro Balance Transfer APR: NA
Cash Advance APR: NA
Cash Advance FEE: NA
Late Fee: $0
Penalty APR: NA
Balance Transfer APR: 14.99% to 29.99%
Balance Transfer Fee: Up to 5%
Foreign Transaction Fee: Up to 3%
Return Payment Fee: $0
Rewards Rate: 1.5%
Welcome Bonus: $200*
$0 Fraud Liability: Yes
Extended Warranty Program: Yes
Roadside Assistance: Yes
Price Protection: Yes
Travel and Emergency Assistance Services: Yes
Concierge Service: Yes

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	14.99% - 29.99% APR
Annual Fee	0.00
Credit Recommended	Fair,Good,Excellent
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	0.00
Overlimit Fee	n/a
Return Check Fee	0.00
Foreign Transaction Fee	Up to 3%
Balance Transfer Fee	Up to 5%

APPLY NOW

Get Free Credit Score

Aspire® Cash Back Reward Card
Up to $1,000 credit limit subject to credit approval

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee As low as $85

Credit Recommended Fair

Regular Purchase APR 29.99% or 36% Fixed

Full Details Card Page

Highlights

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Earn 1% Cash Back Rewards* on all other eligible purchases
Up to $1,000 credit limit subject to credit approval
Prequalify** without affecting your credit score
No security deposit
Free access to your VantageScore 4.0 score from TransUnion®†

*See Program Terms for important information about the cash back rewards program.

** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.

† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore

Card Details Page

Highlights

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Earn 1% Cash Back Rewards* on all other eligible purchases
Up to $1,000 credit limit subject to credit approval
Prequalify** without affecting your credit score
No security deposit
Free access to your VantageScore 4.0 score from TransUnion®†

*See Program Terms for important information about the cash back rewards program.

† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore

Additional Info

Credit Line: Up to $1,000 credit limit subject to credit approval
Rewards Rate 1: Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
Regular APR: 29.99% or 36% Fixed
Annual Fee: As low as $85
Credit Recommended: Fair
Card Brand: Mastercard®
Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Balance Transfer Fee: 3% of the amount of each transfer

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	29.99% or 36% Fixed
Annual Fee	As low as $85
Credit Recommended	Fair
Cash Advance APR	n/a
Cash Advance Fee	Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Transaction Fee	3% of each transaction amount in U.S. dollars
Balance Transfer Fee	3% of the amount of each transfer

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Fortiva® Mastercard® Credit Card
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee As low as $85

Credit Recommended Fair

Regular Purchase APR 29.99% or 36% Fixed

Full Details Card Page

Highlights

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Earn 1% Cash Back Rewards* on all other eligible purchases
Good anywhere Mastercard® is accepted
$0 fraud liability**
Free access to your VantageScore 4.0 credit score from TransUnion®†

*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Card Details Page

Highlights

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Earn 1% Cash Back Rewards* on all other eligible purchases
Good anywhere Mastercard® is accepted
$0 fraud liability**
Free access to your VantageScore 4.0 credit score from TransUnion®†

Additional Info

Rewards Rate 1: Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
Credit Line: Up to $1,000 credit limit subject to credit approval
Regular APR: 29.99% or 36% Fixed
Annual Fee: As low as $85
Credit Recommended: Fair
Card Brand: Mastercard®
Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Balance Transfer Fee: 3% of the amount of each transfer

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	29.99% or 36% Fixed
Annual Fee	As low as $85
Credit Recommended	Fair
Cash Advance APR	n/a
Cash Advance Fee	Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Transaction Fee	3% of each transaction amount in U.S. dollars
Balance Transfer Fee	3% of the amount of each transfer

Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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PenFed Power Cash Rewards Visa Signature® Card
Earn Cash Back for Everyday Purchases

PenFed Pathfinder® Rewards Visa Signature® Card
Earn more everywhere you go!

Petal® 1 “No Annual Fee” Visa® Credit Card
$300 - $5,000 credit limits

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Enjoy Unlimited 1-1.5% Cash Back on all Purchases

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Get Rewarded on Everyday Purchases

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0% Balance Transfers Promo APR for 15 months

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$300 - $10,000 credit limits

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Get pre-approved in seconds with no impact to your credit score

Upgrade Triple Cash Rewards Visa®
See if you qualify in minutes without hurting your credit score

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Earn 1.5% unlimited cash back on card purchases every time you make a payment

Aspire® Cash Back Reward Card
Up to $1,000 credit limit subject to credit approval

Fortiva® Mastercard® Credit Card
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments