Cash Back Credit Cards

Highlights

• Earn Cash Back for Everyday Purchases
• No Caps. No Limits. No Gimmicks.
• 2% Cash Back** on all purchases for PenFed Honors Advantage Membersƚƚ
• 1.5% Cash Back** on all purchases made with your card
• $100 Bonus Offer Statement Creditƚ When you spend $1,500 in the first 90 days
• 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
• Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
• Annual Fee: $0
• Purchase Variable APR*: 15.99% to 17.99%

Additional Info

• Refer to PenFed.org for Terms/Conditions

Specifications

Highlights

• Earn more everywhere you go!
• 50,000 Bonus Pointsƚ when you spend $3000 in the first 90 days
• Up to $799^ total Travel value
• 4X Points** on all Travel categories for PenFed Honors Advantage Membersƚƚ
• 3X Points** on all Travel categories
• 1.5X Points** on all other purchases
• 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
• Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
• Annual Fee: $95 (waived for existing PenFed Honors Advantage Membersƚƚ)***
• Purchase Variable APR*: 15.99% to 17.99%

Additional Info

Refer to PenFed.org for Terms/Conditions

Specifications

Highlights

• Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
• Earn 1.5% unlimited cash back on card purchases every time you make a payment
• Combine the flexibility of a card with the low cost and predictability of a loan
• $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
• No touch payments with contactless technology built in
• See if you qualify in minutes without hurting your credit score
• Access to a virtual card while you wait for your card to arrive in the mail
• Great for large purchases with predictable payments you can budget for
• Mobile app to access your account anytime, anywhere
• Enjoy peace of mind with $0 Fraud liability

* To qualify for the $200 welcome bonus, you must open and fund a new Upgrade Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive the bonus.

Additional Info

Specifications

Highlights

• Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
• Earn 1.5% unlimited cash back in bitcoin when you make payments
• The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
• No annual fees, no foreign transactions fees
• Get pre-approved in seconds with no impact to your credit score
• Pay with your phone or device by using Apple Pay™ or Google Pay™
• Mobile app to access your account anytime, anywhere
• Enjoy peace of mind with $0 Fraud liability

* To qualify for the $200 bitcoin welcome bonus, you must open and fund a new Upgrade Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The value of the $200 worth of bitcoin provided will be based on the reference rate at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and such bitcoin may change in value by the time you are able to redeem it. See additional information applicable to bitcoin accounts and services. Your Upgrade Card must be in good standing to receive the bonus.

Additional Info

Link to Rates and Terms

State Exclusions: Not available in DC, Hawaii, Iowa, New Hampshire, North Carolina, West Virginia and Wisconsin

Specifications

Highlights

• No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
• Variable APRs range from 13.24% – 27.24%
• Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
• 1% cash back on eligible purchases right away
• 2% – 10% cash back at select merchants
• $300 – $10,000 credit limits
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• See if you’re pre-approved within minutes without impacting your credit score.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal reports to all 3 major credit bureaus.
• No deposits required
• Card issued by WebBank, Member FDIC

Additional Info

• Intro (Purchases): N/A
• Intro (Transfers): N/A
• Regular APR: 13.24 – 27.24% Variable
• Annual Fee: $0
• Credit Recommended: Excellent/Good/Limited/No Credit
• Credit Limit: $300 – $10,000
• Product Type: Consumer
• Overlimit Fee: $0
• Balance Transfer Fee: N/A
• Late Payment Fee: $0
• Cash Advance Fee: N/A
• Checking Account Required: Yes

Specifications

Highlights

• With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments
• Earn a 1% cash back reward on all other purchases
• Up to $1,000 credit limit subject to credit approval
• Pre-qualify without affecting your credit score
• No deposits or program fee
• Free access to your Vantage 3.0 score from Equifax†

Additional Info

• Simple Secure Online Application
• Unsecured Mastercard®

• Rewards Rate 1: Up to a 3% Cash Back Reward
• Regular APR: 29.99% Variable
• Credit Recommended: Fair
• Annual Fee: As low as $85
• Credit Line: Up to $1,000 credit limit subject to credit approval
• Card Brand: Mastercard®
• Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
• Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
• Balance Transfer Fee: 3% of the amount of each transfer after the first year

Specifications

Highlights

• $0 Annual Fee
• Variable APRs range from 20.24% – 29.74%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank, Member FDIC

Additional Info

• Regular APR: 20.24 – 29.74% Variable
• Credit Recommended: Fair/Bad/Limited/No Credit
• Credit Limit: $300 – $5,000
• Late Payment Fee: fees up to $29 for first late payment, $40 for second late payment.
• Return Payment Fee: Bounced payment fee up to $29.
• Annual Fee: $0
• Intro Rate: N/A
• Intro Period: N/A
• Balance Transfer: N/A
• Intro (Purchases): N/A
• Intro (Balance Transfers): N/A
• Intro Transfer APR: N/A
• Intro Transfer APR Period: N/A
• Checking Account Required: Yes

Specifications

Highlights

• With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward
• Make contactless payments through Mobile Wallet
• Periodic Credit Increase Reviews
• Free access to your Vantage 3.0 score from Equifax†

Additional Info

• Rewards Rate 1: Up to a 3% Cash Back Reward
• Regular APR: 29.99% Variable
• Credit Recommended: Fair
• Annual Fee: As low as $85
• Card Brand: Mastercard®
• Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
• Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
• Balance Transfer Fee: 3% of the amount of each transfer after the first year

† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Specifications

Highlights

• Get Rewarded on Everyday Purchases
• 5x Points** on gas paid at the pump and EV charging stations
• 3x Points** at the supermarket (including most Target and Walmart locations†), restaurants, and TV, radio, cable, streaming services
• 1x Points** on all other purchases
• 15,000 Bonus Pointsƚ when you spend $1,500 in first 90 days
• 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
• Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
• Annual Fee: $0
• Purchase Variable APR*: 14.49% to 17.99%

Additional Info

• Refer to PenFed.org for Terms/Conditions

Specifications

Highlights

• LOW APR on purchases
• $100 Bonus Statement Credit when you spend $1,500 in the first 90 days
• Annual Fee: $0
• Purchase Variable APR: 7.49% to 17.99%

Additional Info

0% PROMO APR^‡ on balance transfers for 15 months from now until September 30, 2022, after that a non-variable APR of 17.99%, 3% fee applies to each transaction. Subject to credit approval.

Specifications