No Credit CREDIT CARDS
With no credit history, it’s easy to assume you won’t qualify for a credit card. But that’s only because you haven’t taken the time to learn about credit cards for no credit. Despite your history, there are credit card issuers that are willing to do business with you. Once you learn more about these offers, you’ll come to find that you can apply for a credit card that allows you to build your history and boost your score. Search through our list below to get started.
Net First Platinum
Instant Approval / $500 Credit Line!
Intro Purchase APR 0.00%
Intro Balance Transfer APR N/A
Annual Fee See website for Details*
Credit Recommended Fair to Damaged
Regular Purchase APR 0.00%
Full Details Card Page
Highlights
- Instant Approval / $500 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.
The Net First Platinum card could be the perfect card for you.
*See Terms & Conditions for Details
Highlights
- Instant Approval / $500 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.
The Net First Platinum card could be the perfect card for you.
*See Terms & Conditions for Details
Specifications
| Intro (Purchases) | 0.00% |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See website for Details* |
| Credit Recommended | Fair to Damaged |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Petal® 1 “No Annual Fee” Visa® Credit Card
$500 - $5,000 credit limits
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee 0.00
Credit Recommended Fair/Bad/Limited/No Credit
Regular Purchase APR 19.99 - 29.49% Variable
Full Details Card Page
Highlights
- $0 Annual Fee
- 2% – 10% cash back from select merchants
- $500 – $5,000 credit limits
- Variable APRs 19.99 – 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal’s technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you’re pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Highlights
- $0 Annual Fee
- 2% – 10% cash back from select merchants
- $500 – $5,000 credit limits
- Variable APRs 19.99 – 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal’s technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you’re pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 19.99 - 29.49% Variable |
| Annual Fee | 0.00 |
| Credit Recommended | Fair/Bad/Limited/No Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | Late fees up to $29 for first late payment, $40 for second late payment. |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
First Access Visa® Card
$300 credit limit (subject to available credit)
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Fair/Bad
Regular Purchase APR See Terms
Full Details Card Page
Highlights
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Highlights
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | See Terms |
| Annual Fee | See Terms |
| Credit Recommended | Fair/Bad |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
5KFunds
All Credit Types Accepted
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee n/a
Credit Recommended Limited/Bad/Fair/Good Credit
Regular Purchase APR 5.99% - 35.99%
Full Details Card Page
Highlights
Quick Cash You Can Use To Pay Off All Of Those Nagging Debts!
How would you like to have $500 – $35,000 in your pocket? 5kfunds can help you get the funds you need. You don’t even have to leave your home. We have extensive partnerships with large authorized lenders waiting to lend you the funds you need.
- Loan amounts of $500 – $35,000
- APR starting at 5.99%
- Quick decisions – Conveniently Online
- Secure and Hassle Free Process
- Safe, Secure, & trusted form
Highlights
Quick Cash You Can Use To Pay Off All Of Those Nagging Debts!
How would you like to have $500 – $35,000 in your pocket? 5kfunds can help you get the funds you need. You don’t even have to leave your home. We have extensive partnerships with large authorized lenders waiting to lend you the funds you need.
- Loan amounts of $500 – $35,000
- APR starting at 5.99%
- Quick decisions – Conveniently Online
- Secure and Hassle Free Process
- Safe, Secure, & trusted form
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 5.99% - 35.99% |
| Annual Fee | n/a |
| Credit Recommended | Limited/Bad/Fair/Good Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Principal Platinum Card
Instant Approval / $750 Credit Line!
Intro Purchase APR 0.00%
Intro Balance Transfer APR n/a
Annual Fee See website for Details*
Credit Recommended Damaged/Fair
Regular Purchase APR 0.00%
Full Details Card Page
Highlights
- Instant Approval / $750 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Highlights
- Instant Approval / $750 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Specifications
| Intro (Purchases) | 0.00% |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See website for Details* |
| Credit Recommended | Damaged/Fair |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Freedom Gold Card
$750 Unsecured Credit Limit
Intro Purchase APR 0.00%
Intro Balance Transfer APR n/a
Annual Fee See website for Details*
Credit Recommended Damaged credit to Fair Credit
Regular Purchase APR 0.00%
Full Details Card Page
Highlights
- $750 Unsecured Credit Limit
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Reports to a Major Bureau
- Bad Credit – OK
You are pre-approved for a $750 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.
*See site for details
Highlights
- $750 Unsecured Credit Limit
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Reports to a Major Bureau
- Bad Credit – OK
You are pre-approved for a $750 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.
*See site for details
Specifications
| Intro (Purchases) | 0.00% |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See website for Details* |
| Credit Recommended | Damaged credit to Fair Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
LoansUnder36
All Credit Types Accepted
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee n/a
Credit Recommended Limited/Bad/Fair Credit
Regular Purchase APR 5.99% - 35.99%
Full Details Card Page
Highlights
A Better Personal Money Solution To Get Funds, Fast, Anywhere!
With LoansUnder36, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.
Personal Loans Online
Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.
All Credit Types Accepted
There are many advantages with LoansUnder36. You can fill out our Online Form with any credit type at LoansUnder36.
See Money In Your Account
Another Advantage is that the funds are deposited directly into your bank account as soon as the next business day!
Highlights
A Better Personal Money Solution To Get Funds, Fast, Anywhere!
With LoansUnder36, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.
Personal Loans Online
Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.
All Credit Types Accepted
There are many advantages with LoansUnder36. You can fill out our Online Form with any credit type at LoansUnder36.
See Money In Your Account
Another Advantage is that the funds are deposited directly into your bank account as soon as the next business day!
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 5.99% - 35.99% |
| Annual Fee | n/a |
| Credit Recommended | Limited/Bad/Fair Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Zebit – Buy Now & Pay Over Time
No FICO score pulled
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee 0.00
Credit Recommended Poor to Good
Regular Purchase APR See website for Details*
Full Details Card Page
Highlights
- Get up $2,500 of credit to shop Zebit.
- No membership fees. No FICO score pulled. Easy and secure online application.
- Buy now and pay over time for electronics, furniture, appliances, toys, jewelry, apparel, eGift cards and more.
- Shop name brands including Apple, Nintendo, Samsung, LG, Fitbit, and more.
- Regular APR: See website for Details*
- Credit Line: Up to $2,500
- Monthly Fee: $0
- Credit Recommended: Poor to Good
Highlights
- Get up $2,500 of credit to shop Zebit.
- No membership fees. No FICO score pulled. Easy and secure online application.
- Buy now and pay over time for electronics, furniture, appliances, toys, jewelry, apparel, eGift cards and more.
- Shop name brands including Apple, Nintendo, Samsung, LG, Fitbit, and more.
- Regular APR: See website for Details*
- Credit Line: Up to $2,500
- Monthly Fee: $0
- Credit Recommended: Poor to Good
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | See website for Details* |
| Annual Fee | 0.00 |
| Credit Recommended | Poor to Good |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
First Access Visa® Card
$300 credit limit (subject to available credit)
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Fair/Bad
Regular Purchase APR See Terms
Full Details Card Page
Highlights
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Highlights
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | See Terms |
| Annual Fee | See Terms |
| Credit Recommended | Fair/Bad |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Unique Platinum
Guaranteed $1000 Credit Line! Get the things you want today!*
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms*
Credit Recommended Any Credit Welcome
Regular Purchase APR 0.00%
Full Details Card Page
Highlights
Guaranteed $1000 Credit Line! Get the things you want today!*
- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
- Credit Line: $1,000
- Regular APR: 0%
- Monthly Fee: $19.95
- Credit Recommended: Any Credit Welcome
*See terms and conditions
Highlights
Guaranteed $1000 Credit Line! Get the things you want today!*
- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
- Credit Line: $1,000
- Regular APR: 0%
- Monthly Fee: $19.95
- Credit Recommended: Any Credit Welcome
*See terms and conditions
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See Terms* |
| Credit Recommended | Any Credit Welcome |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auctions. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. A few cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees can shift from as low as 0% to as high as 35% for various periods. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).