How To Improve Your Credit Score
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.
Card Brand Visa®
Credit Recommended Fair/Bad/Limited/No Credit
Regular Purchase APR 0.00%
Annual Fee 0.00%
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
We provide simple, lowest-cost services across spending and saving that align with our members’ interests. They use us because of features like:
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.
1The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.
2The average national savings account interest rate of 0.06% is determined by FDIC as of November 1, 2021 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
|Credit Recommended||Fair/Bad/Limited/No Credit|
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|Balance Transfer Fee||n/a|