Good Credit CREDIT CARDS

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With good credit, you’re likely to qualify for a variety of credit cards with features such as: no or low annual fee, competitive interest rate, and an attractive rewards program. Your strong credit history shows credit card issuers that you know how to manage your money and act responsibly. Below, we outline some of the best credit cards for consumers with good credit.

First Tech Choice Rewards World Mastercard®

Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash

Intro Purchase APR N/A

Intro Balance Transfer APR N/A

Annual Fee 0.00

Credit Recommended Good,Excellent

Regular Purchase APR 13.50% - 18.00% Variable APR

Full Details Card Page

Highlights

  • Earn 20,000 bonus points when you spend at least $3,000 within the first 60 days of opening your new Choice Rewards World Mastercard®. That’s a $200 value.
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expire

Additional Info

  • Intro APR on Purchases: N/A
  • Intro APR on Balance Transfer: N/A
  • Regular APR: 13.50% – 18.00% Variable APR
  • Balance Transfer Fee: None
  • Annual Fee: None

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 13.50% - 18.00% Variable APR
Annual Fee 0.00
Credit Recommended Good,Excellent
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee 0.00
Overlimit Fee n/a
Return Check Fee 0.00
Foreign Transaction Fee 0%
Balance Transfer Fee n/a

Aspire® Cash Back Reward Card

Up to $1,000 credit limit subject to credit approval

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee As low as $85

Credit Recommended Fair

Regular Purchase APR 29.99% or 36% Fixed

Full Details Card Page

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free access to your VantageScore 4.0 score from TransUnion®†

*See Program Terms for important information about the cash back rewards program.

** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.

† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Additional Info

  • Credit Line: Up to $1,000 credit limit subject to credit approval
  • Rewards Rate 1: Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
  • Regular APR: 29.99% or 36% Fixed
  • Annual Fee: As low as $85
  • Credit Recommended: Fair
  • Card Brand: Mastercard®
  • Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee: 3% of the amount of each transfer

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 29.99% or 36% Fixed
Annual Fee As low as $85
Credit Recommended Fair
Cash Advance APR n/a
Cash Advance Fee Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee 3% of each transaction amount in U.S. dollars
Balance Transfer Fee 3% of the amount of each transfer

First Tech Platinum Rewards Mastercard®

No annual fee or balance transfer fee

Intro Purchase APR N/A

Intro Balance Transfer APR N/A

Annual Fee 0.00

Credit Recommended Good,Excellent

Regular Purchase APR 13.24% - 18.00% (V)

Full Details Card Page

Highlights

  • As low as 13.24% APR
  • Introductory 0% APR on balance transfer for 12 months
  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards

Additional Info

  • Cash Advance Fee: 0%
  • Cash Advance APR: 13.24% – 18.00% (V)
  • Foreign Transaction Fee: 0%
  • Smart Chip: Yes, chip-and-PIN
  • Max Late Fee: $25
  • Max Overlimit Fee: $0
  • Max Penalty APR: None
  • Grace Period: 21 days

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 13.24% - 18.00% (V)
Annual Fee 0.00
Credit Recommended Good,Excellent
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee 0.00
Overlimit Fee n/a
Return Check Fee 0.00
Foreign Transaction Fee 0%
Balance Transfer Fee n/a

Fortiva® Mastercard® Credit Card

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee As low as $85

Credit Recommended Fair

Regular Purchase APR 29.99% or 36% Fixed

Full Details Card Page

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Good anywhere Mastercard® is accepted
  • $0 fraud liability**
  • Free access to your VantageScore 4.0 credit score from TransUnion®†

*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Additional Info

  • Rewards Rate 1: Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
  • Credit Line: Up to $1,000 credit limit subject to credit approval
  • Regular APR: 29.99% or 36% Fixed
  • Annual Fee: As low as $85
  • Credit Recommended: Fair
  • Card Brand: Mastercard®
  • Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee: 3% of the amount of each transfer

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 29.99% or 36% Fixed
Annual Fee As low as $85
Credit Recommended Fair
Cash Advance APR n/a
Cash Advance Fee Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee 3% of each transaction amount in U.S. dollars
Balance Transfer Fee 3% of the amount of each transfer

Avant Credit Card

Fast and easy application process

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $59

Credit Recommended Fair to Good

Regular Purchase APR 35.99% Variable

Full Details Card Page

Highlights

  • No deposit required
  • Reports to all three major credit bureaus
  • No penalty APR
  • No hidden fees
  • Late Fee up to $39
  • We may periodically review your account for credit line increases
  • Fast and easy application process
  • Help strengthen your credit history with responsible use
  • Zero fraud liability for unauthorized charges
  • Conveniently pay your card through our online portal, 24/7
  • Get Mastercard® ID Theft Protection by Mastercard
  • Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
  • Checking your eligibility does not affect your credit score
  • Avant branded credit products are issued by WebBank, member FDIC
  • See the Provider’s terms for more information

Additional Info

  • Balance Transfers Intro APR: N/A
  • Purchases Intro APR: N/A
  • Regular APR: 35.99% Variable
  • Annual Fee: $59
  • Ongoing Cash Advance APR: 35.99%

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 35.99% Variable
Annual Fee $59
Credit Recommended Fair to Good
Cash Advance APR 35.99%
Cash Advance Fee 3%, Min: $10
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms

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