Build Credit Cards

Highlights

• Get a Max of $2500 in Credit to Shop Zebit!
• No Hidden Fees. No FICO® Pulled. No Gotchas!
• Buy Now and Pay Over Time for over 90,000 name brand products.
• Shop thousands of name brands including Apple, Whirlpool, Gucci, Cuisinart, Samsung, Xbox, Playstation, and more!

Additional Info

• Regular APR: N/A
• Credit Line: Get a max of $2,500
• Monthly Fee: $0
• Credit Recommended: Poor to Good

Specifications

Highlights

• You don’t need good credit to apply.
• We help people with bad credit, every day.
• Just complete the short application and find out in 60 seconds if you’re approved.
• You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
• Don’t let a low FICO score stop you from applying – we approve applications others may not.
• FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
• *Build credit by keeping your balance low and paying all your bills on time every month.

PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.

Additional Info

Specifications

Highlights

• Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
• Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
• See if you are pre-approved within minutes, without affecting your credit score.
• Build or rebuild your credit. AS you pay your bill every month, we report to all three major credit reporting agencies.
• Get your FICO® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.

Additional Info

• Regular APR: 21.70% to 30.70% *Variable
• Annual Fee: $0-$72
• Cash Advance APR: 26.70% to 35.70% *Variable
• Cash Advance Fee: 4%, Min: $10
• Late Payment Fee: Up to $40
• Return Payment Fee: Up to $40
• Foreign Trans Fee: See Terms*
• Card Brand: Mastercard®
• Credit Recommended: See website for Details*
• Intro (Purchases): N/A
• Intro (Balance Transfers): N/A
• Intro Transfer APR: N/A
• Intro Transfer APR Period: N/A
• Balance Transfer: N/A
• Balance Transfer Fee: N/A

Specifications

Highlights

• See if you qualify instantly without harming your credit score.
• Get a higher credit line if you’re in good standing after making your first 6 payments on time.
• Free, online credit score access for cardholders.
• Instant decision on your application.
• No interest on purchases when you pay in full and on time each month.
• No security deposit required – get started today!
• Enjoy coverage from Visa®.
• Access your account anytime, anywhere with our mobile app.

Additional Info

• Regular APR: 26.99% – 29.99% (Variable)
• Cash Advance APR: 29.99% (Variable)
• Annual Fee: $0-59
• Cash Advance Fee: The greater of $10 or 3% of each cash advance.
• Card Brand: Visa®
• Reports to Consumer Reporting Agencies: Yes
• Late Payment Fee: Up to $35
• Credit Recommended: Fair
• Foreign Trans Fee: If the transaction occurs at a merchant outside of the U.S., the fee is 3% of the U.S. dollar amount of the transaction, regardless of whether a currency conversion is performed at the time of the transaction.

Specifications

Highlights

Grow Credit offers a free Mastercard you can use to pay your subscriptions and build your credit.

• Connect a bank account to apply for a Grow Credit interest-free Mastercard.
• Signing up is easy and completely free.
• Use your Grow Credit Mastercard to pay for your existing subscriptions or browse for new ones.
• Just sit back, relax and watch your credit score grow!

Additional Info

• Annual fee : $0
• Rewards rate: None
• Bonus offer : None
• Intro APR : N/A
• Ongoing APR : None
• Foreign transaction fee : None

Specifications

Highlights

• Choose your own credit line based on how much money you want to put down as a security deposit.
• Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
• After 9 months, we review your account for a credit line increase. No additional deposit required!
• Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
• Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
• Get your FICO® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.

Additional Info

• Regular APR: 19.70% Variable
• Annual Fee: $36 for first year. Billed $3 per month thereafter
• Credit Line: $200-$3,000, depending on deposit amount
• Cash Advance APR: 24.70% Variable
• Cash Advance Fee: 4% Min: $10
• Late Payment Fee: Up to $40
• Return Payment Fee: Up to $40
• Foreign Trans Fee: 2%
• Minimum Deposit: $200
• Regular Transfer APR: N/A
• Penalty APR: N/A
• Balance Transfer Fee: N/A
• Credit Recommended: See website for Details*
• Intro (Purchases): N/A
• Intro (Transfers): N/A

Specifications

Highlights

• $0 Annual Fee
• Variable APRs range from 22.24% – 31.74%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank, Member FDIC

Additional Info

• Regular APR: 22.24% – 31.74% Variable
• Credit Recommended: Fair/Bad/Limited/No Credit
• Credit Limit: $300 – $5,000
• Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
• Return Payment Fee: Bounced payment fee up to $29.
• Annual Fee: $0
• Intro Rate: N/A
• Intro Period: N/A
• Balance Transfer: N/A
• Intro (Purchases): N/A
• Intro (Balance Transfers): N/A
• Intro Transfer APR: N/A
• Intro Transfer APR Period: N/A
• Checking Account Required: Yes

Specifications

Highlights

• Don’t let a low FICO score stop you from applying – we approve applications others may not.
• You don’t need good credit to apply.
• Just complete the short application and find out in 60 seconds if you’re approved.
• When you need assistance our award-winning US-based Customer Service agents are there to help.
• FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.

Additional Info

Specifications