MAGNUM – Credit Builder Account

Credit Card Details
Sponsored Links

No credit history needed; no hard check required

Card Brand Other

Credit Recommended All Credit Types Considered

Regular Purchase APR n/a

Annual Fee n/a

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


  • Get up to a +86 average* FICO® Score increase on autopilot
  • Largest credit builder in the nation
  • Build from $2,000 up to $30,000 of credit history starting at just $30/mo
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees

*Individual results may vary, terms and conditions may apply.

Additional Info

  • Credit Check: No
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: Experian, TransUnion, Equifax
  • Coverage: Excludes: WI, VT


Regular APR n/a
Annual Fee n/a
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended All Credit Types Considered
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms
0.0 out of 5 stars (based on 0 reviews)

How To Improve Your Credit Score

What is Credit Score: It is a statistical number based on your credit history, repayment habits and other financial data collected from financial institution by the rating agencies. Your Credit Score is an indicator of your Credit Worthiness. This data is collected by the rating agency based on a key or unique identifier like Permanent...

Continue Reading

How to Use Your Credit Card Smartly?

Gone are the days when only a handful of people used these Cards. The present scenario narrates a different story and every individual today swipes his or her Credit Cards for making purchases. Executing transactions through these cards have become a common affair. Take a look around, and you will come across innumerable people swiping...

Continue Reading

Credit Card or Debit Card: Reasons to Choose Credit

If you’re like most people, you have access to both a credit card and debit. And for that reason, you have to decide when to use each one. This sounds simple enough, but the wrong decisions can actually cost you time and money. Not to mention the fact that it can also add unnecessary stress...

Continue Reading