Pinnacle Bank CREDIT CARDS

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Pinnacle Bank is a Tennessee-based financial institution that serves as the issuing bank behind the First Progress family of secured credit cards, providing accessible credit-building solutions for consumers with limited or poor credit history. Through these products, individuals can establish or rebuild their credit using a refundable security deposit while benefiting from reporting to all three major credit bureaus. With straightforward approval requirements and a focus on financial inclusion, Pinnacle Bank plays a key role in helping cardholders take their first steps toward stronger credit. We’ve outlined important details on some of the leading First Progress credit cards to help you explore your options.

First Progress Select Secured Mastercard®

Apply with no impact to your credit!*

Card BrandMasterCard®

Credit Recommended Poor/Limited/No Credit

Annual Fee $39.00

Monthly Fee n/a

Regular APR 17.49% (V)

Rewards Up To 10% Cash Back on Purchases + 1% on Payments^^

Full Details Card Page

Highlights

  • Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
  • Apply with no impact to your credit!2
  • The first step to rebuilding your credit starts with just $200!¹
  • Choose the First Progress Select Card for a lower annual fee!
  • All credit types welcome to apply!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • *See Important Disclosures for complete offer details

Additional Info

  • Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^
  • Credit Line: Minimum refundable deposit of $200.00 up to $2,000.00*
  • Credit Recommended: Poor/Limited/No Credit
  • Regular APR: 17.49% (V)
  • Cash Advance APR: 23.49% (V)
  • Annual Fee: $39

Specifications

Regular APR 17.49% (V)
Annual Fee $39.00
Monthly Fee n/a
Credit Recommended Poor/Limited/No Credit
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR 23.49% (V)
Cash Advance Fee See Website for Details
Cash Grace Period See Website for Details
Late Payment Fee See Website for Details
Overlimit Fee See Website for Details
Return Check Fee See Website for Details
Foreign Transaction Fee See Website for Details
Balance Transfer Fee See Website for Details
Rewards Rate Up To 10% Cash Back on Purchases + 1% on Payments^^

First Progress Prestige Secured Mastercard®

Apply with no impact to your credit!2

Card BrandMasterCard®

Credit Recommended Poor/Limited/No Credit

Annual Fee $49.00

Monthly Fee n/a

Regular APR 13.49% (V)

Rewards Up To 10% Cash Back on Purchases + 1% on Payments^^

Full Details Card Page

Highlights

  • Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
  • A $200 refundable deposit is your first step toward better credit!
  • Apply with no impact to your credit!2
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • All credit types welcome to apply!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • *See Important Disclosures for complete offer details

Additional Info

  • Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^
  • Credit Line: Minimum refundable deposit of $200.00 up to $2,000.00*
  • Credit Recommended: Poor/Limited/No Credit
  • Regular APR: 13.49% (V)
  • Cash Advance APR: 22.49% (V)
  • Annual Fee: $49

Specifications

Regular APR 13.49% (V)
Annual Fee $49.00
Monthly Fee n/a
Credit Recommended Poor/Limited/No Credit
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR 22.49% (V)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Rewards Rate Up To 10% Cash Back on Purchases + 1% on Payments^^

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Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).