Student Credit Cards

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

• $0 Annual Fee
• Variable APRs range from 24.74% – 34.24%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank

Additional Info

• Annual Fee: $0
• Regular APR: 24.74 – 34.24% Variable
• Credit Limit: $300 – $5,000
• Credit Recommended: Fair, Limited History, No History, Limited, No Credit
• Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
• Return Payment Fee: Bounced payment fee up to $29.
• Checking Account Required: Yes
• Foreign Trans Fee: $0
• Overlimit Fee: $0
• Intro Rate: N/A
• Intro Period: N/A
• Balance Transfer: N/A
• Intro (Purchases): N/A
• Intro (Balance Transfers): N/A

Specifications

Highlights

Join Firstcard today and start enjoying up to 15% cashback on your everyday purchases!

EARN UP TO 15% CASHBACK* AUTOMATICALLY

Tired of digging up promo codes or student IDs everytime you shop? With Firstcard, all your discounts are applied automatically. Just show up, shop, and save up to 15% in cashback — easy as that!

STUDENT CENTERED

With us, students save more and stress less. At Firstcard, we’ve built our team to include student voices, because no one knows what students want more than students themselves.

SAFE & EASY TO JOIN

We know students are busy. So, we’ve made signing up for Firstcard as easy and as safe‡ as possible. Open your account in just a few minutes. No sign-up fees, no minimum balance requirement, no problem. Note: you must be at least 18 years old to sign up for Firstcard.

MINIMAL FEES

To us, fees are a thing of the past. At Firstcard, you’ll face no annual fees, overdraft fees, or transaction fees.°

* Earn up to 15% cashback at select merchants

‡ Firstcard uses industry standard encryption technology to make sure your information is safe and secure.

° Please note that Firstcard does not have control over fees charged by other institutions you choose to do business with while using your Firstcard debit card or account (e.g. ATM withdrawal fees). When you use an ATM that is not a part of Firstcard’s network, the operator of the ATM will notify you if they charge a fee.

Additional Info

Firstcard is a financial technology company, not a bank. Banking services provided by Regent Bank, Member FDIC. The Firstcard Debit Card is issued by Regent Bank, Member FDIC, pursuant to a license from Mastercard®.

Specifications

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

• No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
• Variable APRs range from 17.74% – 31.74%
• Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
• 1% cash back on eligible purchases right away
• 2% – 10% cash back at select merchants $300 – $10,000 credit limits
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• See if you’re pre-approved within minutes without impacting your credit score.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal reports to all 3 major credit bureaus.
• No deposits required
• Card issued by WebBank

Additional Info

• Rewards Rate: 1% cash back on eligible purchases
• Annual Fee: $0
• Regular APR: 17.74 – 31.74% Variable
• Credit Recommended: Excellent, Good, Limited History, No History, Limited, No Credit
• Credit Limit: $300 – $10,000
• Product Type: Consumer
• Overlimit Fee: $0
• Balance Transfer Fee: N/A
• Late Payment Fee: $0
• Cash Advance Fee: N/A
• Checking Account Required: Yes

Specifications