Credit Card Details
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At Firstcard, you’ll face no annual fees, overdraft fees, or transaction fees.°

Card Brand MasterCard®

Credit Recommended No Credit, Limited

Regular Purchase APR 0.00%

Annual Fee 0.00

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


Join Firstcard today and start enjoying up to 15% cashback on your everyday purchases!


Tired of digging up promo codes or student IDs everytime you shop? With Firstcard, all your discounts are applied automatically. Just show up, shop, and save up to 15% in cashback — easy as that!


With us, students save more and stress less. At Firstcard, we’ve built our team to include student voices, because no one knows what students want more than students themselves.


We know students are busy. So, we’ve made signing up for Firstcard as easy and as safe‡ as possible. Open your account in just a few minutes. No sign-up fees, no minimum balance requirement, no problem. Note: you must be at least 18 years old to sign up for Firstcard.


To us, fees are a thing of the past. At Firstcard, you’ll face no annual fees, overdraft fees, or transaction fees.°

* Earn up to 15% cashback at select merchants

‡ Firstcard uses industry standard encryption technology to make sure your information is safe and secure.

° Please note that Firstcard does not have control over fees charged by other institutions you choose to do business with while using your Firstcard debit card or account (e.g. ATM withdrawal fees). When you use an ATM that is not a part of Firstcard’s network, the operator of the ATM will notify you if they charge a fee.

Additional Info

Firstcard is a financial technology company, not a bank. Banking services provided by Regent Bank, Member FDIC. The Firstcard Debit Card is issued by Regent Bank, Member FDIC, pursuant to a license from Mastercard®.


Regular APR 0%
Annual Fee 0.00
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended No Credit, Limited
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms
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