New to Credit CREDIT CARDS

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If you’re looking to establish credit, are actively seeking a new beginner credit card, or have never had a credit card, this is the best place to start. Today’s consumers actively looking to get a new starter credit card have more options than ever. These featured card programs below are especially designed for consumers looking for the new starter credit card. Apply Now with confidence.

☆   Card Spotlight
Today’s Featured Card

PREMIER Bankcard® Mastercard® Credit Card

Just complete the short application and find out in 60 seconds if you’re approved.

Rating

  

Regular Purchase APR

See Provider Website

Credit Recommended

Fair/Poor

Annual Fee

See Provider Website

Updated For

Thu 26 Jan 2023

Full Details

Card Page

Zebit – Buy Now & Pay Over Time

Get a Max of $1500 in Credit to Shop Zebit!

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00

Credit Recommended Poor to Good

Regular Purchase APR n/a

Full Details Card Page

Highlights

  • Get a Max of $1500 in Credit to Shop Zebit!
  • No Hidden Fees. No FICO® Pulled. No Gotchas!
  • Buy Now and Pay Over Time for over 90,000 name brand products.
  • Shop thousands of name brands including Apple, Whirlpool, Gucci, Cuisinart, Samsung, Xbox, Playstation, and more!

Additional Info

  • Regular APR: N/A
  • Credit Line: Get a max of $1,500
  • Monthly Fee: $0
  • Credit Recommended: Poor to Good

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR n/a
Annual Fee 0.00
Credit Recommended Poor to Good
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

PREMIER Bankcard® Grey Credit Card

Just complete the short application and find out in 60 seconds if you’re approved.

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee See Provider Website

Credit Recommended Fair/Poor

Regular Purchase APR See Provider Website

Full Details Card Page

Highlights

  • You don’t need good credit to apply.
  • We help people with bad credit, every day.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • *Build credit by keeping your balance low and paying all your bills on time every month.

PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR See Provider Website
Annual Fee See Provider Website
Credit Recommended Fair/Poor
Cash Advance APR See Provider Website
Cash Advance Fee See Provider Website
Cash Grace Period n/a
Late Payment Fee See Provider Website
Overlimit Fee n/a
Return Check Fee See Provider Website
Foreign Transaction Fee See Provider Website
Balance Transfer Fee n/a

Revvi Card

Fast and easy application; response provided in seconds

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $75 1st year, $48 after*

Credit Recommended See website for Details

Regular Purchase APR 34.99%*

Full Details Card Page

Highlights

  • Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Fast and easy application; response provided in seconds
  • $300 credit limit (subject to available credit)
  • Build your credit score with on-time payments and keeping your balance below the credit limit
  • Opportunity to request credit limit increase after twelve months, fee applies
  • Checking account required
  • Reports monthly to all three major credit bureaus
  • Manageable monthly payments
  • Perfect credit not required
  • Easy-to-use mobile app for management on the go!
  • *See rates, fees, costs & limitations, and rewards for for complete offer and Revvi Rewards details^^

Additional Info

  • Regular APR: 34.99%*
  • Annual Fee: $75 1st year, $48 after*
  • Monthly Fee: None 1st year, $6.25 after*
  • Activation Fee: $89*
  • Credit Recommended: See website for Details
  • Card Brand: Visa®

Specifications

Intro (Purchases) See website for Details
Intro (Transfers) See website for Details
Regular APR 34.99%*
Annual Fee $75 1st year, $48 after*
Credit Recommended See website for Details
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee See website for Details

CARD SPOTLIGHT

Chime® Debit Card

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00%

Credit Recommended Fair/Bad/Limited/No Credit

Regular Purchase APR 0.00%

Full Details Card Page

Highlights

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:

  • A Chime Visa® Debit Card
  • A Checking Account
  • Access to our award-winning mobile app to keep you in control of your money

We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:

  • Fee-free overdraft through SpotMe® ˆ: Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, we do things differently. We will allow you to overdraw up to $200ˆ on debit card purchases without charging a fee.
  • No unnecessary bank fees˜: No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees.
  • Get your paycheck early**: Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
  • Chime accounts are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC, so you know your money is safe with us!

Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Additional Info

  • No monthly fees˜: no monthly fees, no overdraft fees, no foreign transaction fees, no minimum balance requirements
  • Grow your savings automatically with our Savings Account
  • Manage everything from your phone
  • Send money with Pay Friends to other Chime members^^
  • Turn on real-time transaction notifications to get push notifications after every purchase and daily balance alerts every morning
  • Turn your card on/off instantly in-app
  • Move money between your other bank accounts
  • Over 60,000 fee-free ATMs˜ with Moneypass® and Visa® Plus Alliance
  • Apple Pay™ / Google Pay™ for when you forget your wallet
  • Information security is a top priority
  • EMV chip card security
  • Friendly and responsive customer support
  • 2.00% APY¹ on your Savings Account. That’s 11x2 the national average!
Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
1The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is accurate as of November 17, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.
2The average national savings account interest rate of 0.21% is determined by FDIC as of November 17, 2022 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit National Rates and Rate Caps to learn more. Visit National Rates and Rate Caps to learn more.
**Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
^Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.
***Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account.
****Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account.
^^Funds are automatically debited from your Checking Account and typically deposited into the recipient’s Checking Account within seconds. Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed.
˜Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
^^^Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member’s direct deposit enrollment status.

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 0.00%
Annual Fee 0.00%
Credit Recommended Fair/Bad/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee n/a

Credit Recommended n/a

Regular Purchase APR n/a

Full Details Card Page

Highlights

  • Get a $25 bonus when you direct deposit your federal or state tax refund to your WalMart MoneyCard account and receive a qualifying new direct deposit of $500+ by 6/30/23.*
  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
    *Please see site for full terms and conditions.

Additional Info

  • Activation Fee: $0
  • Monthly Fee: $0 with eligible direct deposit
  • Direct Deposit Fee: $0
  • ATM Fee: $2.50
  • Credit Recommended: N/A

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR n/a
Annual Fee See Terms
Credit Recommended n/a
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended All Credit Types Considered

Regular Purchase APR n/a

Full Details Card Page

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Additional Info

  • Activation Fee: $0
  • Monthly Fee: No monthly fees with eligible direct deposit, otherwise $5 per month
  • Direct Deposit Fee: $0
  • ATM Fee: $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: See more on Go2bank site
  • Number of Bureaus: 3

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR n/a
Annual Fee $0.00
Credit Recommended All Credit Types Considered
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00

Credit Recommended Fair/Bad/Limited/No Credit

Regular Purchase APR 24.24% - 33.74% Variable

Full Details Card Page

Highlights

  • $0 Annual Fee
  • Variable APRs range from 24.24% – 33.74%
  • $300 – $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • 2% – 10% cash back at select merchants
  • See if you’re pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required |Card issued by WebBank

Additional Info

  • Regular APR: 24.24% – 33.74% Variable
  • Credit Recommended: Fair/Bad/Limited/No Credit
  • Credit Limit: $300 – $5,000
  • Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
  • Return Payment Fee: Bounced payment fee up to $29.
  • Annual Fee: $0
  • Intro Rate: N/A
  • Intro Period: N/A
  • Balance Transfer: N/A
  • Intro (Purchases): N/A
  • Intro (Balance Transfers): N/A
  • Intro Transfer APR: N/A
  • Intro Transfer APR Period: N/A
  • Checking Account Required: Yes

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 24.24% - 33.74% Variable
Annual Fee 0.00
Credit Recommended Fair/Bad/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Late fees up to $29 for first late payment, $40 for second late payment
Overlimit Fee n/a
Return Check Fee Bounced payment fee up to $29
Foreign Transaction Fee n/a
Balance Transfer Fee n/a

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Office Location
Address: Attn: LeadDemand – 3200 E. Guasti Road, Suite 100 – Ontario, CA 91761

Contact Information
Email: support@deluxcards.com

Phone: Customer Service

Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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