Credit Spotlight: Dave App

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If you’re looking to establish credit, are actively seeking a new beginner credit card, or have never had a credit card, this is the best place to start. Today’s consumers actively looking to get a new starter credit card have more options than ever. These featured card programs below are especially designed for consumers looking for the new starter credit card. Apply Now with confidence.
Get matched to credit cards based on your credit profile
Any Credit History
Annual FeeSee Terms
Fri 01 Dec 2023
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee n/a
Credit Recommended n/a
Regular Purchase APR n/a
Full Details Card Page
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | n/a |
Annual Fee | See Terms |
Credit Recommended | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Greater access to credit than before - $700 credit limit
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Fair/Good
Regular Purchase APR See Terms
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms |
Annual Fee | See Terms |
Credit Recommended | Fair/Good |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | See Terms |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Perfect credit not required for approval; we may approve you when others won’t
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $75.00 1st year, $48.00 after*
Credit Recommended Fair
Regular Purchase APR 35.99%*
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 35.99%* |
Annual Fee | $75.00 1st year, $48.00 after* |
Credit Recommended | Fair |
Cash Advance APR | 35.99%* |
Cash Advance Fee | Either $10, or 3% of the amount of the Cash Advance, whichever is greater. |
Cash Grace Period | See website for Details* |
Late Payment Fee | Up to $41.00* |
Overlimit Fee | See website for Details* |
Return Check Fee | Up to $41.00* |
Foreign Transaction Fee | See website for Details* |
Balance Transfer Fee | See website for Details* |
Reports to all 3 credit bureaus. No hard credit pull and no credit history required
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee One Time $9 - $15 Account Fee (Varies by Product)
Credit Recommended No Credit History
Regular Purchase APR 12.03% - 15.98% (Varies by Product)
Full Details Card Page
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 12.03% – 15.98% (Varies by Product) |
Annual Fee | One Time $9 – $15 Account Fee (Varies by Product) |
Credit Recommended | No Credit History |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Overdraft protection up to $200 with opt-in and eligible direct deposit*
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $0.00
Credit Recommended All Credit Types Considered
Regular Purchase APR n/a
Full Details Card Page
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | n/a |
Annual Fee | $0.00 |
Credit Recommended | All Credit Types Considered |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
$750.00 Line of Credit*
Intro Purchase APR 0.00%
Intro Balance Transfer APR N/A
Annual Fee See website for Details*
Credit Recommended Damaged credit to Fair credit
Regular Purchase APR 0.00%
Full Details Card Page
The Net First Platinum card could be the perfect card for you.
*See Card for Details
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
The Net First Platinum card could be the perfect card for you.
*See Card for Details
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
Intro (Purchases) | 0.00% |
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Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | See website for Details* |
Credit Recommended | Damaged credit to Fair credit |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee 0.00%
Credit Recommended Fair/Bad/Limited/No Credit
Regular Purchase APR 0.00%
Full Details Card Page
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:
Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:
Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | 0.00% |
Credit Recommended | Fair/Bad/Limited/No Credit |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
All credit types accepted
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $3/month; $1/month for the 1st year
Credit Recommended All Credit Types Accepted
Regular Purchase APR 16% Variable
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 16% Variable |
Annual Fee | $3/month; $1/month for the 1st year |
Credit Recommended | All Credit Types Accepted |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | $10.00 |
Overlimit Fee | n/a |
Return Check Fee | None |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
$300 credit limit (subject to available credit)
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee 35.99%*
Credit Recommended Fair/Bad Credit
Regular Purchase APR See Terms
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 35.99%* |
Annual Fee | $75.00 1st year, $48.00 after* |
Credit Recommended | Fair/Bad Credit |
Cash Advance APR | 35.99%* |
Cash Advance Fee | $75.00 1st year, $48.00 after* |
Cash Grace Period | See Website for Details |
Late Payment Fee | Up to $41.00* |
Overlimit Fee | See Website for Details |
Return Check Fee | Up to $41.00* |
Foreign Transaction Fee | See Website for Details |
Balance Transfer Fee | See Website for Details |
Fast & Easy Application; Results Online in Seconds
Intro Purchase APR See Terms*
Intro Balance Transfer APR n/a
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad Credit
Regular Purchase APR See Terms*
Full Details Card Page
Intro (Purchases) | See Terms* |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms* |
Annual Fee | See Terms* |
Credit Recommended | Good/Fair/Bad Credit |
Cash Advance APR | See Terms* |
Cash Advance Fee | See Terms* |
Cash Grace Period | See Terms* |
Late Payment Fee | See Terms* |
Overlimit Fee | |
Return Check Fee | See Terms* |
Foreign Transaction Fee | See Terms* |
Balance Transfer Fee | See Terms* |
Instant: Once approved, add your card to your mobile wallet and shop today.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Terms
Credit Recommended Poor to Good
Regular Purchase APR See Terms
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Terms |
Annual Fee | See Terms |
Credit Recommended | Poor to Good |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | See Terms |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Get up to $500 instantly (1) with ExtraCash™ from Dave
Intro Purchase APR See Terms
Intro Balance Transfer APR See Terms
Annual Fee See Terms
Credit Recommended Any Credit History
Regular Purchase APR See Terms
Full Details Card Page
Dave.com – Bank, Budget, Build Credit & Find Work
If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!
Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier (2).
Earn cash back with Dave Rewards (3), save money with Dave Goals, and if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.
Join millions of people building a better financial future with Dave!
Dave.com – Bank, Budget, Build Credit & Find Work
If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!
Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier (2).
Earn cash back with Dave Rewards (3), save money with Dave Goals, and if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.
Join millions of people building a better financial future with Dave!
ADVANCE UP TO $500 INSTANTLY (1)
Dave’s ExtraCash™ advance can now get you more funds than ever—up to $500! (1) That’s more money to fill your tank, tackle your to-do list, or take advantage of a now-or-never opportunity.
For more information, please visit dave.com/extra-cash-account
SPEND IT INSTANTLY (1)
The money is yours to spend right away with your Dave Debit Mastercard®. Unlike other apps, there’s no waiting period or lengthy application process—which means no more missing out because of a low balance.
ENJOY EARLY PAYDAYS (2)
Get paid up to two days early when you set up direct deposit into a Dave Spending account!
EARN CASH BACK WITH DAVE REWARDS (3)
Want cash back on your everyday spending? Dave Rewards makes it simple. Just swipe your Dave Debit Mastercard®—now loaded with cashback offers from big name retailers.
SAVE WITH GOALS
Put cash toward anything you’re saving for—a trip, emergency fund, student loans, and more.
FIND A SIDE HUSTLE
If you want to earn more money, Dave can help! Apply for side jobs that fit your lifestyle.
Membership is $1 per month to access our account monitoring, notification services, budgeting and to maintain a connection to your external bank account.
(1) ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. Average approved advance is $120 as of October 10, 2022. See dave.com/extra-cash for more details.
(2) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.
(3) Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc in partnership with Figg.
Dave is a Mark Cuban company. https://markcubancompanies.com/
Intro (Purchases) | See Terms |
---|---|
Intro (Transfers) | See Terms |
Regular APR | See Terms |
Annual Fee | See Terms |
Credit Recommended | Any Credit History |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | See Terms |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | See Terms |
Balance Transfer Fee | See Terms |
Just complete the short application and receive a response in 60 seconds.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee See Provider Website
Credit Recommended Fair/Poor
Regular Purchase APR See Provider Website
Full Details Card Page
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | See Provider Website |
Annual Fee | See Provider Website |
Credit Recommended | Fair/Poor |
Cash Advance APR | See Provider Website |
Cash Advance Fee | See Provider Website |
Cash Grace Period | n/a |
Late Payment Fee | See Provider Website |
Overlimit Fee | n/a |
Return Check Fee | See Provider Website |
Foreign Transaction Fee | See Provider Website |
Balance Transfer Fee | n/a |
Perfect credit not required for approval; we may approve you when others won’t
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $75.00 1st year, $48.00 after*
Credit Recommended Fair
Regular Purchase APR 35.99%*
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 35.99%* |
Annual Fee | $75.00 1st year, $48.00 after* |
Credit Recommended | Fair |
Cash Advance APR | 35.99%* |
Cash Advance Fee | Either $10, or 3% of the amount of the Cash Advance, whichever is greater. |
Cash Grace Period | See website for Details* |
Late Payment Fee | Up to $41.00* |
Overlimit Fee | See website for Details* |
Return Check Fee | Up to $41.00* |
Foreign Transaction Fee | See website for Details* |
Balance Transfer Fee | See website for Details* |
Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Annual Fee $25.00 for the first year, after that $35.00 annually*
Credit Recommended Poor/Limited/No Credit
Regular Purchase APR 24.49% (V)
Full Details Card Page
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 29.49% (V) |
Annual Fee | $25.00 for the first year, after that $35.00 annually* |
Credit Recommended | Poor/Limited/No Credit |
Cash Advance APR | 29.49% (V) |
Cash Advance Fee | See Website for Details |
Cash Grace Period | See Website for Details |
Late Payment Fee | See Website for Details |
Overlimit Fee | See Website for Details |
Return Check Fee | See Website for Details |
Foreign Transaction Fee | See Website for Details |
Balance Transfer Fee | See Website for Details |
TRUSTED PARTNER
Improve Your Credit Scores Instantly for Free
Contact Information
Email: support@deluxcards.com
Phone: Customer Service
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).