Limited Credit CREDIT CARDS
How can you build credit when no one will give you the chance? This is a great question, and there’s a simple answer: credit cards for limited credit. There are many credit cards designed for people with limited credit, such as recent college graduates. Once you apply for one of these, you’re closer than ever to building your credit and boosting your score. Soon enough, you’ll be able to look into other options. Below, we share a long list of some of the best credit cards for limited credit.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR *See Terms
Annual Fee *See Terms
Credit Recommended Poor Credit, Bad Credit
Card BrandVisa
Highlights
- Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
- Reports to All Three Major Credit Bureaus
- Access Additional Credit with On-Time Payments and Responsible Usage
- Fixed APR and Manageable Monthly Payments
- A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | *See Terms |
| Annual Fee | *See Terms |
| Credit Recommended | Poor Credit, Bad Credit |
| Cash Advance APR | *See Terms |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Net First Platinum
Instant Approval / $500 Credit Line!
Intro Purchase APR 0.00%
Intro Balance Transfer APR N/A
Regular Purchase APR 0.00%
Annual Fee See website for Details*
Credit Recommended Fair to Damaged
Card BrandOther
Highlights
- Instant Approval / $500 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.
The Net First Platinum card could be the perfect card for you.
*See Terms & Conditions for Details
Additional Info
Credit Line : $500 Limit
Regular APR : 0% APR
Monthly Fee : See website for Details*
Credit Recommended : Damaged credit to Fair credit
Specifications
| Intro (Purchases) | 0.00% |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See website for Details* |
| Credit Recommended | Fair to Damaged |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Unique Platinum
Guaranteed $1000 Credit Line! Get the things you want today!*
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR 0.00%
Annual Fee See Terms
Credit Recommended Any Credit Welcome
Card BrandOther
Highlights
Guaranteed $1000 Credit Line! Get the things you want today!*
Members are guaranteed to receive a Unique Platinum $1,000 credit line provided they are 18 years of age or older, a legal US resident and have furnished accurate identity and application information.
- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See Terms |
| Credit Recommended | Any Credit Welcome |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR See Terms*
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad
Card BrandVisa
Highlights
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa credit card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit)
- Reports monthly to all three major credit bureaus
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | See Terms* |
| Annual Fee | See Terms* |
| Credit Recommended | Good/Fair/Bad |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
5KFunds
All Credit Types Accepted
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR 5.99% - 35.99%
Annual Fee n/a
Credit Recommended Limited/Bad/Fair/Good Credit
Card BrandOther
Highlights
Quick Cash You Can Use To Pay Off All Of Those Nagging Debts!
How would you like to have $500 – $35,000 in your pocket? 5kfunds can help you get the funds you need. You don’t even have to leave your home. We have extensive partnerships with large authorized lenders waiting to lend you the funds you need.
- Loan amounts of $500 – $35,000
- APR starting at 5.99%
- Quick decisions – Conveniently Online
- Secure and Hassle Free Process
- Safe, Secure, & trusted form
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 5.99% - 35.99% |
| Annual Fee | n/a |
| Credit Recommended | Limited/Bad/Fair/Good Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
First Digital Mastercard®
Get a result in as little as 60 seconds upon completion of the online application.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR 35.99%
Annual Fee $75.00 for first year. After that, $48.00 annually.
Credit Recommended Bad/Poor/Limited
Card BrandMasterCard®
Highlights
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
- You may be eligible for a Credit Line Increase after 12 months.
- Easy and secure online application – It takes just moments to apply.
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Issued by Synovus Bank, Member: FDIC
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 35.99% |
| Annual Fee | $75.00 for first year. After that, $48.00 annually. |
| Credit Recommended | Bad/Poor/Limited |
| Cash Advance APR | See website for Details* |
| Cash Advance Fee | Either $10, or 3% of the amount of the Cash Advance, whichever is greater. |
| Cash Grace Period | See website for Details* |
| Late Payment Fee | $40.00 |
| Overlimit Fee | n/a |
| Return Check Fee | $40.00 |
| Foreign Trans Fee | See website for Details* |
| Balance Transfer Fee | See website for Details* |
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR See Terms
Annual Fee See Terms
Credit Recommended Fair/Bad Credit
Card BrandVisa
Highlights
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | See Terms |
| Annual Fee | See Terms |
| Credit Recommended | Fair/Bad Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR See Terms
Annual Fee See Terms
Credit Recommended Fair/Bad
Card BrandVisa
Highlights
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | See Terms |
| Annual Fee | See Terms |
| Credit Recommended | Fair/Bad |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Freedom Gold Card
$500 Unsecured Credit Limit
Intro Purchase APR 0.00%
Intro Balance Transfer APR n/a
Regular Purchase APR 0.00%
Annual Fee See website for Details*
Credit Recommended Bad/Limited/No Credit
Card BrandOther
Highlights
- $500 Unsecured Credit Limit
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Reports to a Major Bureau
- Bad Credit – OK
You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.
*See site for details
Specifications
| Intro (Purchases) | 0.00% |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See website for Details* |
| Credit Recommended | Bad/Limited/No Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
SnappyLend
Fast funding now available!
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR 5.99% to 35.99%
Annual Fee 0.00
Credit Recommended No, Limited, Bad, Fair Credit
Card BrandOther
Highlights
Get up to $5,000 for any reason!
- Pay down your credit card debt
- Buy a car or repair your broken one
- Unexpected emergencies or expenses
- Home improvement
- Take a much needed vacation!
Safe and Secure
Your personal information is secured by industry standard encryption.
All Credit Types Accepted
Our network of lenders offer a full range of loans for people with excellent credit as well as bad credit.
Real-time Decisions
Our service provides you with an answer in minutes with funding as soon as next business day!
What is a personal loan?
Personal installment loans are online loans that can range from $100 to $5,000. Loan amounts depend on the individual’s credit and state loan laws. Personal loans do not require collateral. These loans are a quick and convenient way to request the funds you need today. You can request one from the comfort of your own home and have loan repayments taken directly out of your bank account on a set date.
How can I qualify for a loan?
You may qualify for a loan if you meet the requirements. You don’t have to have perfect credit to get approved for a loan. You are more likely you are to get approved by a lender if you have higher income and credit scores.
Are there any fees?
SnappyLend.com will always be provided free of charge, but each lender has different terms for different loan products. The lending partner you are connected with must provide you with a full disclosure of their loan terms including fees and/or interest upon approval. Please be sure to read them carefully before accepting the loan.
What is the APR I can expect for a loan?
SnappyLend.com is not a lender and does not provide loans. We connect you with our vast network of lending partners to get the cash you need. Since we are not issuing the loans ourselves, we can not provide you with an exact Annual Percentage Rate (APR). Please check the loan terms provided by the lending partner for all interest rates and fees.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 5.99% to 35.99% |
| Annual Fee | 0.00 |
| Credit Recommended | No, Limited, Bad, Fair Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Horizon Gold
Instant $500 Credit Line*
Intro Purchase APR 0.00%
Intro Balance Transfer APR n/a
Regular Purchase APR 0%
Annual Fee See website for Details*
Credit Recommended Limited/No Credit
Card BrandOther
Highlights
- Instant $500 Credit Line*
- No Credit Check
- Fast Online Application
- Bad Credit – OK
Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.
*See Terms & Conditions for Details
Specifications
| Intro (Purchases) | 0.00% |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | See website for Details* |
| Credit Recommended | Limited/No Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
LoansUnder36
All Credit Types Accepted
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Regular Purchase APR 5.99% - 35.99%
Annual Fee n/a
Credit Recommended Limited/Bad/Fair Credit
Card BrandOther
Highlights
A Better Personal Money Solution To Get Funds, Fast, Anywhere!
With LoansUnder36, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.
Personal Loans Online
Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.
All Credit Types Accepted
There are many advantages with LoansUnder36. You can fill out our Online Form with any credit type at LoansUnder36.
See Money In Your Account
Another Advantage is that the funds are deposited directly into your bank account as soon as the next business day!
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 5.99% - 35.99% |
| Annual Fee | n/a |
| Credit Recommended | Limited/Bad/Fair Credit |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auctions. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. A few cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees can shift from as low as 0% to as high as 35% for various periods. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).