Limited Credit CREDIT CARDS

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How can you build credit when no one will give you the chance? This is a great question, and there’s a simple answer: credit cards for limited credit. There are many credit cards designed for people with limited credit, such as recent college graduates. Once you apply for one of these, you’re closer than ever to building your credit and boosting your score. Soon enough, you’ll be able to look into other options. Below, we share a long list of some of the best credit cards for limited credit.

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☆   Card Spotlight
Milestone® Mastercard®
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Today’s Featured Card

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

Rating

  

Regular Purchase APR

See Terms

Credit Recommended

Fair/Good

Annual Fee

See Terms

Updated For

Wed 31 May 2023

Full Details

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PREMIER Bankcard® Mastercard® Credit Card

Just complete the short application and find out in 60 seconds if you’re approved.

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee See Issuer Website

Credit Recommended Fair/Poor

Regular Purchase APR See Issuer Website

Full Details Card Page

Highlights

  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR See Issuer Website
Annual Fee See Issuer Website
Credit Recommended Fair/Poor
Cash Advance APR See Issuer Website
Cash Advance Fee See Issuer Website
Cash Grace Period n/a
Late Payment Fee See Issuer Website
Overlimit Fee n/a
Return Check Fee See Issuer Website
Foreign Transaction Fee See Issuer Website
Balance Transfer Fee n/a
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Destiny Mastercard®

Less than perfect credit is okay, even with a prior bankruptcy!

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee See Terms

Credit Recommended Poor to Good

Regular Purchase APR See Terms

Full Details Card Page

Highlights

  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!

Additional Info

  • Regular APR: See terms
  • Annual Fee: See terms
  • Credit Recommended: Poor to Good
  • Brand Name: Mastercard
  • Credit Limit: $700
  • Cash Advance Fee: See terms
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR See Terms
Annual Fee See Terms
Credit Recommended Poor to Good
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms
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Experian Credit Match

Get matched to credit cards based on your credit profile

Intro Purchase APR See Terms

Intro Balance Transfer APR See Terms

Annual Fee See Terms

Credit Recommended Any Credit History

Regular Purchase APR See Terms

Full Details Card Page

Highlights

Get matched to credit cards based on your credit profile
  • Free Experian credit report and FICO® Score* included
  • See estimated approval odds for select cards before you apply
  • Check if you have pre-approved card offers
See your best matches based on you
  • Simply sign in to see the credit cards that best match you
  • Compare your best options and make your choice
  • We apply your FICO® Score so you can apply with confidence

Additional Info

Advertiser Disclosure: The offers that appear on this site are from third party companies (“our partners”) from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Experian websites have been designed to support modern, up-to-date internet browsers. Experian does not support Internet Explorer. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. It is recommended that you upgrade to the most recent browser version.

Specifications

Intro (Purchases) See Terms
Intro (Transfers) See Terms
Regular APR See Terms
Annual Fee See Terms
Credit Recommended Any Credit History
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms
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First Access Visa® Card

$300 credit limit (subject to available credit)

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee See Terms

Credit Recommended Fair/Bad Credit

Regular Purchase APR See Terms

Full Details Card Page

Highlights

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR See Terms
Annual Fee See Terms
Credit Recommended Fair/Bad Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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Self Credit Builder + Credit Card Combo

Reports to all 3 credit bureaus. No hard credit pull and no credit history required

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee One Time $9 - $15 Account Fee (Varies by Product)

Credit Recommended No Credit History

Regular Purchase APR 12.03% - 15.98% (Varies by Product)

Full Details Card Page

Highlights

  • Savings plans start at $25/month and includes credit monitoring
  • Reports to all 3 credit bureaus. No hard credit pull and no credit history required
  • Self helps you get a small loan that you save in a CD for 12 or 24 months (FDIC- insured certificate of deposit bank account)
  • At the end of account term you’ve built credit history and your CD savings unlocks

Additional Info

  • Balance Transfers Intro APR: N/A
  • Purchases Intro APR: N/A
  • Regular APR: 12.03% – 15.98% (Varies by Product)
  • Annual Fee: One Time $9 – $15 Account Fee (Varies by Product)

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 12.03% – 15.98% (Varies by Product)
Annual Fee One Time $9 – $15 Account Fee (Varies by Product)
Credit Recommended No Credit History
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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Petal® 1 “No Annual Fee” Visa® Credit Card

$300 - $5,000 credit limits

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00

Credit Recommended Fair/Bad/Limited/No Credit

Regular Purchase APR 24.74 - 34.24% Variable

Full Details Card Page

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

  • $0 Annual Fee
  • Variable APRs range from 24.74% – 34.24%
  • $300 – $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • 2% – 10% cash back at select merchants
  • See if you’re pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank

Additional Info

  • Annual Fee: $0
  • Regular APR: 24.74 – 34.24% Variable
  • Credit Limit: $300 – $5,000
  • Credit Recommended: Fair, Limited History, No History, Limited, No Credit
  • Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
  • Return Payment Fee: Bounced payment fee up to $29.
  • Checking Account Required: Yes
  • Foreign Trans Fee: $0
  • Overlimit Fee: $0
  • Intro Rate: N/A
  • Intro Period: N/A
  • Balance Transfer: N/A
  • Intro (Purchases): N/A
  • Intro (Balance Transfers): N/A

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 24.74 - 34.24% Variable
Annual Fee 0.00
Credit Recommended Fair/Bad/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Late fees up to $29 for first late payment, $40 for second late payment.
Overlimit Fee n/a
Return Check Fee Bounced payment fee up to $29
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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CARD SPOTLIGHT

Chime® Debit Card

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00%

Credit Recommended Fair/Bad/Limited/No Credit

Regular Purchase APR 0.00%

Full Details Card Page

Highlights

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:

  • A Chime Visa® Debit Card
  • A Checking Account
  • Access to our award-winning mobile app to keep you in control of your money

We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:

  • Fee-free overdraft through SpotMe® ˆ: Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, we do things differently. We will allow you to overdraw up to $200ˆ on debit card purchases without charging a fee.
  • No unnecessary bank fees˜: No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees.
  • Get your paycheck early**: Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
  • Chime accounts are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC, so you know your money is safe with us!

Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

 

Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
1The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is accurate as of November 17, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.
2The average national savings account interest rate of 0.21% is determined by FDIC as of November 17, 2022 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit National Rates and Rate Caps to learn more. Visit National Rates and Rate Caps to learn more.
**Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
^Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.
***Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account.
****Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account.
^^Funds are automatically debited from your Checking Account and typically deposited into the recipient’s Checking Account within seconds. Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed.
˜Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
^^^Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member’s direct deposit enrollment status.

Additional Info

  • No monthly fees˜: no monthly fees, no overdraft fees, no foreign transaction fees, no minimum balance requirements
  • Grow your savings automatically with our Savings Account
  • Manage everything from your phone
  • Send money with Pay Friends to other Chime members^^
  • Turn on real-time transaction notifications to get push notifications after every purchase and daily balance alerts every morning
  • Turn your card on/off instantly in-app
  • Move money between your other bank accounts
  • Over 60,000 fee-free ATMs˜ with Moneypass® and Visa® Plus Alliance
  • Apple Pay™ / Google Pay™ for when you forget your wallet
  • Information security is a top priority
  • EMV chip card security
  • Friendly and responsive customer support
  • 2.00% APY¹ on your Savings Account. That’s 11x2 the national average!

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 0.00%
Annual Fee 0.00%
Credit Recommended Fair/Bad/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Hide Details
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FIT® Platinum Mastercard®

Fast & Easy Application; Results Online in Seconds

Intro Purchase APR See Terms*

Intro Balance Transfer APR n/a

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad Credit

Regular Purchase APR See Terms*

Full Details Card Page

Highlights

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

Specifications

Intro (Purchases) See Terms*
Intro (Transfers) n/a
Regular APR See Terms*
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad Credit
Cash Advance APR See Terms*
Cash Advance Fee See Terms*
Cash Grace Period See Terms*
Late Payment Fee See Terms*
Overlimit Fee
Return Check Fee See Terms*
Foreign Transaction Fee See Terms*
Balance Transfer Fee See Terms*
Hide Details
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Total Visa® Card

$300 credit limit (subject to available credit)

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee See Terms

Credit Recommended Fair/Bad Credit

Regular Purchase APR See Terms

Full Details Card Page

Highlights

  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion®!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR See Terms
Annual Fee See Terms
Credit Recommended Fair/Bad Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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Walmart MoneyCard®

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee n/a

Credit Recommended n/a

Regular Purchase APR n/a

Full Details Card Page

Highlights

  • Get a $25 bonus when you direct deposit your federal or state tax refund to your WalMart MoneyCard account and receive a qualifying new direct deposit of $500+ by 6/30/23.*
  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
    *Please see site for full terms and conditions.

Additional Info

  • Activation Fee: $0
  • Monthly Fee: $0 with eligible direct deposit
  • Direct Deposit Fee: $0
  • ATM Fee: $2.50
  • Credit Recommended: N/A

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR n/a
Annual Fee See Terms
Credit Recommended n/a
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended All Credit Types Considered

Regular Purchase APR n/a

Full Details Card Page

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Additional Info

  • Overdraft Protection: up to $200 with opt-in and eligible direct deposits
  • Activation Fee: $0
  • Monthly Fee: No monthly fees with eligible direct deposit, otherwise $5 per month
  • Direct Deposit Fee: $0
  • ATM Fee: $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: See more on Go2bank site
  • Number of Bureaus: 3

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR n/a
Annual Fee $0.00
Credit Recommended All Credit Types Considered
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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Net First Platinum

$750.00 Line of Credit*

Intro Purchase APR 0.00%

Intro Balance Transfer APR N/A

Annual Fee See website for Details*

Credit Recommended Damaged credit to Fair credit

Regular Purchase APR 0.00%

Full Details Card Page

Highlights

The Net First Platinum card could be the perfect card for you.

*See Card for Details

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

Additional Info

  • Credit Line : $750 Limit (Usable only at TheHorizonOutlet.com)
  • Monthly Fee : See website for Details*
  • Regular APR : 0% APR
  • Credit Recommended : Damaged credit to Fair credit

Specifications

Intro (Purchases) 0.00%
Intro (Transfers) n/a
Regular APR 0.00%
Annual Fee See website for Details*
Credit Recommended Damaged credit to Fair credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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Freedom Gold Card

No Credit Check

Intro Purchase APR 0.00%

Intro Balance Transfer APR n/a

Annual Fee See website for Details*

Credit Recommended Damaged credit to Fair credit

Regular Purchase APR 0.00%

Full Details Card Page

Highlights

*See site for details

You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.

  • $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit – OK

Additional Info

  • Credit Line : $750 Limit (Usable only at TheHorizonOutlet.com)
  • Monthly Fee : See website for Details*
  • Regular APR : 0% APR
  • Credit Recommended : Damaged credit to Fair credit

Specifications

Intro (Purchases) 0.00%
Intro (Transfers) n/a
Regular APR 0.00%
Annual Fee See website for Details*
Credit Recommended Damaged credit to Fair credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee See Terms

Credit Recommended Fair/Good

Regular Purchase APR See Terms

Full Details Card Page

Highlights

  • Greater access to credit than before – $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7

Additional Info

  • Regular APR: See terms
  • Credit Recommended: Fair/Good
  • Annual Fee: See terms
  • Card Brand: Mastercard
  • Credit Limit: $700
  • Cash Advance Fee: See terms
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR See Terms
Annual Fee See Terms
Credit Recommended Fair/Good
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms
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First Latitude Platinum Mastercard® Secured Credit Card

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $25 for the first year, after that $35 annually

Credit Recommended Poor/Limited/No Credit

Regular Purchase APR 23.99% (V)

Full Details Card Page

Highlights

  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Building credit starts immediately when you open your account – just pay your bill on time to establish your credit.*
  • Reports to all 3 major credit bureaus
  • First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
  • Pay 6-months-on-time and apply to get a second credit card in your wallet!
    *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Additional Info

  • Regular APR: 23.99% (V)
  • Annual Fee: $25 for the first year, after that $35 annually
  • Cash Advance APR: 28.99% (V)
  • Credit Line: See website for Details*
  • Credit Recommended: Poor/Limited/No Credit
  • Rewards Rate: 1% Cash Back

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 23.99% (V)
Annual Fee $25 for the first year, after that $35 annually
Credit Recommended Poor/Limited/No Credit
Cash Advance APR 28.99% (V)
Cash Advance Fee See Terms
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Hide Details

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TRUSTED PARTNER

Experian Boost™

Improve Your Credit Scores Instantly for Free

Highlights

  • Get credit for bills like your phone, utilities and popular streaming services—free, with Experian Boost™
  • Access your free Experian® Credit Report & FICO® Score
  • Includes Experian® credit monitoring and alerts
  • Learn More

Card Spotlight: Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 “No Annual Fee” Visa® Credit Card
Petal® 1 “No Annual Fee” Visa® Credit Card is a welcome relief in an often times complex credit card environment. Here’s how the company describes the card: Petal® 1 “No Annual Fee” Visa® Credit Card has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and...

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There are Many Types of Credit Cards

Credit Cards
As you begin your search for a credit card, you could easily slip into the camp that believes “one offer is as good as the next.” Nothing could be further from the truth, and that’ll never change. It’s nice to know that there are many types of credit cards. Not only does this increase the...

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Can a Secured Card Help You Rebuild Your Credit?

Secured Card - DeluxCards.com
It is becoming increasingly difficult to go through life without at least one credit card.  However, for those with a bad credit history, getting approved for a regular credit card can be next to impossible. For those who are ready to shed the yoke of bad credit or bankruptcy, a secured card could be the...

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Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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