secured Self Visa® Credit Card

Credit Card Details
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No credit check or score required

Card Brand Visa®

Credit Recommended No Credit, New to Credit, Limited Credit, Bad, Poor

Regular Purchase APR 28.74% Variable

Annual Fee $25

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence.  No credit check or score required.

  • The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
  • Use your card anywhere Visa® is accepted in the US.
  • A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
  • Get help staying on track with Autopay and account alerts.
  • Manage your account 24/7 online, by phone, or in our mobile app.

Additional Info

  • Intro APR (Purchases): N/A
  • Intro APR (Transfers): N/A
  • Regular APR: 28.74% Variable
  • Annual Fee: $25
  • Recommended Credit Score: No Credit, New to Credit, Limited Credit, Bad, Poor
  • Rewards: N/A
  • Cash Advance APR: N/A
  • Cash Advance Fee: N/A
  • Cash Grade Period: N/A
  • Late Payment Fee: $15
  • Overlimit Fee: N/A
  • Return Check Fee: $15
  • Foreign Transaction Fee: N/A
  • Balance Transfer Fee: N/A

¹ The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

² Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.

Specifications

Regular APR 28.74% Variable
Annual Fee $25
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended No Credit, New to Credit, Limited Credit, Bad, Poor
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee $15
Overlimit Fee n/a
Return Check Fee $15
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
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