How To Improve Your Credit Score

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Up to $1,000 credit limit subject to credit approval
Card Brand MasterCard®
Credit Recommended Fair
Regular Purchase APR 29.99% or 36% Fixed
Annual Fee As low as $85
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore
Regular APR | 29.99% or 36% Fixed |
---|---|
Annual Fee | As low as $85 |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Credit Recommended | Fair |
Cash Advance APR | n/a |
Cash Advance Fee | Either $5 or 5% of the amount of each cash advance, whichever is greater |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | 3% of each transaction amount in U.S. dollars |
Balance Transfer Fee | 3% of the amount of each transfer |