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Exploring the Pros and Cons of Store Credit Cards

Store credit cards have become an increasingly popular option for consumers in recent years. While they can offer exclusive discounts and promotions, easier approval processes, and the opportunity to build a credit history, there are also several drawbacks to consider.  Now, let’s explore the pros and cons of store credit cards and compare them to…

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Card Spotlight : Destiny Mastercard®

Do you have less than perfect credit and have been rejected for credit cards in the past? Are you hoping to improve your credit score in the future? If you answered yes to these questions, you might want to consider the Destiny Mastercard®. Apply Now This credit card provides all the advantages of a Mastercard…

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Credit Spotlight: Avant Credit Card

No matter who you are, you have financial goals. To reach those goals, you must have access to the right tools. For many people, this means applying for an Avant credit card. Apply Now Dubbed “a credit card for every kind of financial journey,” the Avant credit card gives you the buying power you need…

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Credit Spotlight: Self Credit Builder + Credit Card Combo

This excerpt from Self Credit Builder + Credit Card Combo website says it all: Over 1,000,000 people have gotten their credit back on track with Self Credit Builder + Credit Card Combo. Apply Now If you’re looking to improve your credit for a better financial future, you may find that Self Credit Builder + Credit…

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The Ultimate Guide to Building Credit from Scratch (10 steps to take)

Building credit from scratch can seem like a daunting task, but it’s an important step toward financial independence. Your credit score is a measure of your creditworthiness and is used by lenders, landlords, and other entities to determine your ability to repay debt.  A good credit score can mean better interest rates, easier access to…

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5 Tips for Paying Off Debt Faster

If you had your choice, it’s safe to assume that you’d choose “no debt” over “debt.” It’s much easier to live a financially comfortable life when you don’t have debt dragging you down.  But of course, this isn’t a reality for most people. Most individuals look at their finances and realize that they have various…

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How to Catch Up on Missed Mortgage Payments

When you obtain a mortgage, you agree to repay the loan based on the terms and conditions outlined in your contract. While you have every intention of doing so, the future is unknown. For that reason, you must know what steps to take if you slip behind on your mortgage payments. Here’s a seven-step process….

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How to Qualify for a Credit Card with Poor Credit

Having poor credit can be a frustrating and challenging experience, especially when it comes to applying for a credit card. Many credit card companies may be hesitant to approve your application due to your low credit score, and if you are approved, you may be offered a card with unfavorable terms and high interest rates….

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10 Budgeting Tips for Millennials

Budgeting can be a challenging task for anyone, but it can be especially difficult for millennials who are just starting out in their careers and may not have a lot of disposable income.  However, budgeting is an important step in achieving financial stability and security, and several tips can help millennials create and stick to…

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How Much Does it Cost to Buy a Home? Things to Consider

Many people share the dream of buying a home. While it’s easy to get caught up in the excitement, you must realize that it’s a significant financial undertaking. The total cost will depend on a variety of factors, including the location and type of home, the state of the housing market, and the financing options…

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5 Ways to Save on Car Insurance in 2023

Car insurance is one of those expenses you can’t avoid. If you own a car, you need to carry insurance. Neglecting to do so puts you at risk of serious consequences, such as a hefty fine and a license suspension. Rather than continue to overpay for car insurance in the new year, look into how…

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Card Spotlight: Surge® Platinum Mastercard®

Issued by Continental Finance, the Surge® Platinum Mastercard® is designed to help consumers who want to build or establish a credit history. It doesn’t matter if you’re fresh out of college and looking for your first credit card or seeking a way to improve your credit score, this offer is one to strongly consider. Get…

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Card Spotlight: Reflex® Platinum Mastercard®

Are you searching for a credit card for consumers with bad credit? How about a credit card for consumers with no credit? If you answered yes to either question, the Reflex® Platinum Mastercard® is a good place to start your search.  Issued by Continental Finance, the Reflex® Platinum Mastercard® is designed for consumers with no…

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Card Spotlight: FIT™ Platinum Mastercard®

Continental Finance is well known for its credit cards designed for consumers with no credit or poor credit. The FIT™ Platinum Mastercard® definitely fits into that group.  If you want to build your credit from scratch or reestablish your credit history, this is one of the best tools for doing so. It’s simple to apply,…

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Credit Cards for College Students: Key Questions to Answer

Imagine this: you’re the parent of a college student who wants to apply for a credit card. At first, one word comes to mind: no. However, as you think about, you realize that there are several benefits of this arrangement.  In the end, only you can decide if a credit card is right for your…

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Are You Paying Too Much for Car Insurance?

Car insurance is one of those expenses nobody wants to pay. It’s also one of those expenses that never goes away (unless you stop driving). For that reason, you must secure comprehensive and affordable coverage from a reliable provider. The question of whether or not you’re paying too much for car insurance coverage depends on…

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Negotiate More Than Pay With Your Employer

There is likely to come a point in your career when you want to negotiate pay with your employer. While there’s nothing wrong with that, it’s not your only option. There are other things that you can negotiate, many of which could have just as much impact on your personal and financial lives. Here are…

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