FIT™ Platinum Mastercard®

Credit Card Details
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Fast & Easy Application; Results Online in Seconds

Card Brand MasterCard®

Credit Recommended Good/Fair/Bad Credit

Regular Purchase APR 35.90% Fixed

Annual Fee $99 introductory fee for the first year, then $125 thereafter

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: $99 introductory fee for the first year, then $125 thereafter
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: 35.90% Fixed
  • Processing Fee: $95 (one-time fee)
  • Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
  • Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
  • Late Payment : Up to $41
  • Returned Payment : Up to $41

Specifications

Regular APR 35.90% Fixed
Annual Fee $99 introductory fee for the first year, then $125 thereafter
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Good/Fair/Bad Credit
Cash Advance APR $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee Up to $41
Overlimit Fee n/a
Return Check Fee Up to $41
Foreign Transaction Fee $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
Balance Transfer Fee See Terms
5.0
Rated 5.0 out of 5
5.0 out of 5 stars (based on 2 reviews)
Excellent100%
Good0%
Fair0%
Poor0%
Bad0%

Fit MasterCard=Quality!

Rated 5.0 out of 5
August 8, 2022

I’ve been very positively impressed & surprised by the features of the FIT card & the customer support people who I’ve interacted with have been easy to understand & helpful over the phone. You too will probably be pleasantly surprised! 👍

Jason Babcock

I just got the application

Rated 5.0 out of 5
January 11, 2022

I just got the application I’m doing it now

Rick Jenkins

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