How To Improve Your Credit Score
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No credit checks. Zero interest.2 & No upfront security deposit3
Card Brand MasterCard®
Credit Recommended Any Credit Welcome
Rewards 1% cashback on all purchases4
Regular APR 0.00%2
Annual Fee See Website for Details
Monthly Fee n/a
Updated for Thu 16 Apr 2026
The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.
The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.3
Simple. Smart. Rewarding.
No credit checks. Zero interest.2
Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.
Get a $5,000 credit utilization boost3
When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.
Get started in 3 easy steps
§ Credit building features are only available to Super+ Members. You must pay the $15/month membership fee, and enroll in rent reporting or Super.com Card credit reporting, to build credit. If you enroll in Super.com Card reporting, your card activity will be reported to credit bureaus monthly until your card is closed. Impact on credit score may vary. Super.com cannot control factors outside our services that may impact your credit.
† This limited-time promotional offer is available for select new members only. If you enroll in this promotional offer, you will be charged $5 for the first 60 days. After that, you will be charged $15/month. Cancel anytime by visiting Manage Membership.
1 For the 90-day money back guarantee, if you enroll in Super+ and obtain a Super.com Card, you can cancel within the first 120 days. Super.com will refund your Super+ Membership fee for those 90 days (up to $45) if you are not satisfied with your results.
2 The Super.com Charge Card is a secured credit card issued by Republic Bank & Trust Company, pursuant to a license from Mastercard International. It may be used everywhere Mastercard is accepted. The Super.com Deposit Account is issued by Republic Bank & Trust Company, Member FDIC, and is required to open, maintain use of, and secure the card. Terms, fees, and limits apply. See the Super.com Secured Charge Card and Super.com Deposit Account Agreement for details.
Super.com is not a bank and is not FDIC insured. Funds deposited into your Super.com Deposit Account are FDIC-insured by Republic Bank & Trust Company. FDIC insurance protects against the failure of the issuing bank, not the failure of Super.com.
3 The Super.com Card has a credit limit of $5,000. Since the Super.com Card is secured, you must add funds to your Super.com Deposit Account to access this credit limit. The available balance in your Super.com Deposit Account will determine your available credit, or the amount you can spend, with the Super.com Card. See the Super.com Secured Charge Card Agreement for more details.
4 You must pay the monthly Super+ Membership Fee to redeem cashback rewards. Not all Super.com Charge Card activity earns cashback. See the Super.com Cashback Addendum for details and limitations.
5 Credit monitoring is a no-cost benefit of the Super+ Membership, and is available to Super.com Cardholders through Array US, Inc.
6 Based on performance reported by Boom Pay, Inc. Enrollment required, and available to Super+ members. Impact on credit score may vary. Super.com cannot control factors outside our service that may impact your credit. Republic Bank & Trust Company is not affiliated with rent reporting or Boom Pay, Inc.
| Regular APR | 0.00%2 |
|---|---|
| Annual Fee | See Website for Details |
| Monthly Fee | n/a |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | Any Credit Welcome |
| Cash Advance APR | See Website for Details |
| Cash Advance Fee | See Website for Details |
| Cash Grace Period | See Website for Details |
| Late Payment Fee | See Website for Details |
| Overlimit Fee | See Website for Details |
| Return Check Fee | See Website for Details |
| Foreign Transaction Fee | See Website for Details |
| Balance Transfer Fee | See Website for Details |
| Rewards Rate | 1% cashback on all purchases4 |