Reflex® Platinum Mastercard®

Credit Card Details
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Up to $1,000 credit limit doubles up to $2,000*

Card Brand MasterCard®

Credit Recommended Good/Fair/Bad Credit

Regular Purchase APR See Terms*

Annual Fee See Terms*

Intro Purchase APR See Terms*

Intro Balance Transfer APR n/a


  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Additional Info


Regular APR See Terms*
Annual Fee See Terms*
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Good/Fair/Bad Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Rated 4.8 out of 5
4.8 out of 5 stars (based on 5 reviews)

Great and fantastic customer service

Rated 5.0 out of 5
May 25, 2022

I am wonderfully estatic about how easy it was to get approved for a reflex master card and my agent Janice Timmons was great



Rated 5.0 out of 5
October 19, 2021



New xard

Rated 5.0 out of 5
October 12, 2021

Just trying to get my first card

Toussaint Clarke

So far so good!

Rated 5.0 out of 5
February 25, 2021

The site says you will get between 300 and 750 or something like that. I dreaded getting another $300 credit card but to my surprise was approved for $1,000! At the time my credit was only around 640-660 across and reflex was the only cc to approve me for $1,000. Not sure if they do CL increase but we shall see.

Brittany Cotton

Got approved for $1,000

Rated 4.0 out of 5
November 20, 2020

The site says you can get a credit line from $300 to $750, but I was able to get it for $1,000

Janice Timmons

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