OpenSky® Secured Visa® Credit Card

Credit Card Details

No credit check necessary to apply

Card Brand Visa

Credit Recommended No Credit

Regular Purchase APR 17.39% (variable)

Annual Fee $35.00

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

Specifications

Regular APR 17.39% (variable)
Annual Fee 35.00
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended No Credit
Cash Advance APR 17.39% (variable)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $38
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

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