OpenSky® Secured Visa® Credit Card
No credit check necessary to apply
Card Brand Visa
Credit Recommended No Credit
Regular Purchase APR 17.39% (variable)
Annual Fee $35.00
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
|Regular APR||17.39% (variable)|
|Credit Recommended||No Credit|
|Cash Advance APR||17.39% (variable)|
|Cash Advance Fee||n/a|
|Cash Grace Period||n/a|
|Late Payment Fee||Up to $38|
|Return Check Fee||n/a|
|Foreign Trans Fee||n/a|
|Balance Transfer Fee||n/a|