OpenSky® Secured Visa® Credit Card

Credit Card Details
Sponsored Links

No credit check to apply and find out instantly if you are approved

Card Brand Visa®

Credit Recommended Poor

Regular Purchase APR 22.14% (variable)

Annual Fee $35.00

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement

Additional Info

  • Regular APR: 22.14% (variable)
  • Annual Fee: $35
  • Credit Line: $200-$3000 at time of application
  • Credit Recommended: Poor
  • Late Payment Fee: Up to $38
  • Cash Advance APR: 22.14% (variable)
  • Penalty APR: None

Specifications

Regular APR 22.14% (variable)
Annual Fee 35.00
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Poor
Cash Advance APR 22.14% (variable)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $38
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
SPONSORED LINKS
0.0
Rated 0 out of 5
0 out of 5 stars (based on 0 reviews)
Excellent0%
Good0%
Fair0%
Poor0%
Bad0%

How To Improve Your Credit Score

What is Credit Score: It is a statistical number based on your credit history, repayment habits and other financial data collected from financial institution by the rating agencies. Your Credit Score is an indicator of your Credit Worthiness. This data is collected by the rating agency based on a key or unique identifier like Permanent...

Continue Reading

How to Use Your Credit Card Smartly?

Gone are the days when only a handful of people used these Cards. The present scenario narrates a different story and every individual today swipes his or her Credit Cards for making purchases. Executing transactions through these cards have become a common affair. Take a look around, and you will come across innumerable people swiping...

Continue Reading

Credit Card or Debit Card: Reasons to Choose Credit

If you’re like most people, you have access to both a credit card and debit. And for that reason, you have to decide when to use each one. This sounds simple enough, but the wrong decisions can actually cost you time and money. Not to mention the fact that it can also add unnecessary stress...

Continue Reading
blank