Milestone® Mastercard® – 1.5% Cashback Rewards

Credit Card Details
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A guaranteed $700 credit limit to help get your financial goals on track, if approved

Card Brand MasterCard

Credit Recommended Fair

Annual Fee $175 the first year; $49 thereafter

Regular Purchase APR 35.90%

Rewards Unlimited 1.5% Cashback Rewards earned on every purchase

Updated for Wed 04 Jun 2025

Highlights

  • Turn everyday purchases into 1.5% Cashback Rewards!
  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
  • No upfront security deposit required so you can keep more money in your pocket.
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • A rewards card for people with less than perfect credit!

Additional Info

  • Credit Limit: $700
  • Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase.
  • Regular APR: 35.90%
  • Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
  • Cash Advance APR: 35.90%
  • Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
  • Credit Recommended: Fair
  • Annual Fee: $175 the first year; $49 thereafter
  • Card Brand: Mastercard
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars
  • Late Payment Fee: Up to $40
  • Minimum Credit Score: 500
  • Penalty APR: See Terms

Specifications

Regular APR 35.90%
Annual Fee $175 the first year; $49 thereafter
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Fair
Cash Advance APR See Terms
Cash Advance Fee $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Cash Grace Period See Terms
Late Payment Fee Up to $40
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee 1% of each transaction in U.S. dollars
Balance Transfer Fee See Terms
Rewards Rate Unlimited 1.5% Cashback Rewards earned on every purchase
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