Top-Rated Personal Loans

Highlights

A Better Personal Money Solution To Get Funds, Fast, Anywhere!

With LoansUnder36, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.

Personal Loans Online

Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.

All Credit Types Accepted

There are many advantages with LoansUnder36. You can fill out our Online Form with any credit type at LoansUnder36.

See Money In Your Account

Another Advantage is that the funds are deposited directly into your bank account as soon as the next business day!

Additional Info

Loan Requests Process Within 2 Minutes!

Fill out our 100% online loan request form today and see if you are selected by a lender and/or lending partner in our marketplace! Our form is easy & processes within 2 minutes on average. We care about your privacy; our loan request form is safe & secure. Start your form now!

Loans For Any Credit Situation

Bad credit? No problem! Life Loans connects you with our nation-wide marketplace of lenders and/or lending partners and will attempt to connect you regardless of your credit situation! Lenders and/or lending partners are available and are ready to fund eligible individuals

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Your payday can’t come soon enough! That’s where we come in. Get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.

HOW TO GET YOUR FIRST ADVANCE:

• Enter your name, email and phone to sign up in seconds
• Connect your bank so we know where to send your money
• Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

SCORE EASY POINTS

Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

WIN MONEY ON THE DAILY

You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!

BUDGET LIKE A BOSS

Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

MONEY FROM THE FUTURE

It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

Additional Info

WHY WE’RE HERE

We’re not your typical financial Institution. Our biggest goal is to see you financially free.

So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.

By transparently leveraging your approved data, we can provide low to no fee financial products and services to save you time and money.

YOUR DATA IS SAFE WITH US

Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.

Klover does not offer loans. We are NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned.

Specifications

Highlights

• Credit for everyone – Regardless of your credit history!
• Get paid up to 2 days faster – Using Direct Deposit.
• Build credit not debt.
• Grow your savings – Earn up to a 4.00% Bonus on Savings Pods

View Product Disclosures

Additional Info

• Products Offered: Mobile Banking & Visa Credit Card
• Brand Name: Visa®
• Credit Check: No
• Regular APR: 0.00%

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. The Current Visa® Debit Card issued by Choice Financial Group, and the Current Visa® secured charge card issued by Cross River Bank, are both pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.

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When you need extra money to make ends meet, Brigit’s got your back.

• Get cash fast when you need it
• No credit check. No late fees. No tipping
• It takes less than 2 minutes to sign up

FAST PERSONAL LOAN OFFERS
Need to borrow $500 or more? Get matched with personal loan offers from Brigit’s partners
Compare personal loans and choose one that fits your needs

Get Instant Cash
Set your cash on autopilot and get money before your balance runs out. Avoid overdrafts and late payment fees for good.

Tackle overdrafts before they happen
Need cash sooner than expected? Tap to request the amount you need and it will be sent in minutes to your account.

Avoid low balances
Spending more than planned? We’ll alert you if you won’t have enough for expenses and bills.

Additional Info

EARN & SAVE

We’re here to help you earn and save money – from side gigs to exclusive offers.

• Earn extra cash fast taking surveys
• Discover part-time, full-time, gig & remote jobs
• Cash back, discounts, insurance savings & more

BUDGET BETTER

Connect your bank account for free financial insights

• Monitor your income and expenses
• Budget smarter with bill forecasts & spending breakdowns
• Find subscriptions you no longer need

PROTECT YOUR MONEY

Monitor your credit, spending and identity – all in one cash app.

• Track your credit score with full credit reports
• Real-time bank balance alerts
• Identity theft protection
• Free financial tools to help you save more and spend less

* Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $25 – $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100

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Find a loan in 3 easy steps!

1. Fill out our easy form in two-minutes or less
2. If qualified, review and sign the loan documents
3. Get funds as soon as the next business day

Why choose Lending For Bad Credit?

Marketplace and Lending Partners Our nation-wide marketplace of lenders and/or lending partners are available & ready to qualify eligible individuals. Fast Delivery Funds direct deposited to your bank as soon as the next business day. Data Security We use 256-bit encryption with our 100% online form. All Credit Considered Request a loan now, regardless of your credit score. Conditions vary and terms apply.

Additional Info

What Are Personal Loans?

Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

How Soon Can I Get The Funds?

The time it takes to process and fund a loan varies with each loan company. Processing time also depends on the financial institution where the customer has their bank account. Nevertheless, approved individuals can receive their loan funds as soon as the next business day.

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Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!

• Free Experian credit report and FICO® Score* included
• See estimated approval odds for select cards before you apply
• Check if you have pre-approved card offers

See your best matches based on you

• Simply sign in to see the credit cards that best match you
• Compare your best options and make your choice
• We apply your FICO® Score so you can apply with confidence

Additional Info

Advertiser Disclosure: The offers that appear on this site are from third party companies (“our partners”) from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Experian websites have been designed to support modern, up-to-date internet browsers. Experian does not support Internet Explorer. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. It is recommended that you upgrade to the most recent browser version.

^*Credit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more

Specifications

Highlights

MyPay® is a line of credit that allows members to get up to $500 of their pay anytime before payday with no interest, no credit check, and no mandatory fees.

Most members’ credit limits start between $50 to $100, and can increase over time up to $500 depending on factors such as length and amount of your direct deposit activity. Members can get an advance fee-free within 24 hours or instantly for $2.

Additional Info

• MyPay is a line of credit.
• Get paid when you want.
• Get up to $500 of your pay before payday.^
• No mandatory fees.*

MyPay is only offered in select states

You must live in one of the following states or the District of Columbia to be eligible for MyPay: Alabama, Alaska, Arizona, Arkansas, California, Delaware, District of Columbia, Georgia (Starting 2/19), Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, New Hampshire, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, and West Virginia.

To be eligible for MyPay, you must receive qualifying direct deposits to your Chime Checking Account as set forth in the MyPay Agreement. A qualifying direct deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your MyPay Credit Limit and Maximum Available Advance may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 – $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.

Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.

MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. MyPay services provided by Chime Capital, LLC (NMLS 2316451)

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We Work For You

Zippyloan manages an expansive network of lenders to provide our customers with premium access to personal loans. Request up to $15,000 through one simple online form, 24 hours a day, 7 days a week. Our lenders offer both installment and short-term loans, connecting you with the loan that works for you.

Money As Soon As Tomorrow

Whether you are behind on bills, have an unexpected expense or simply want to take a vacation – Zippyloan provides fast access to the funds you need so you can accomplish your financial goals without delay. Once you are connected with a lender in our network, funds are typically deposited as soon as the next business day provided the request is received before 5pm CST.

All Credit Types Accepted

Zippyloan’s network of lenders offers a full range of loans for people with excellent credit as well as bad credit. If you are 18 years or older and have a regular source of income, you can use our online form.

Build Your Credit

Several of the lenders in Zippyloan’s network report on-time payment to credit agencies, which can ultimately improve your credit score.

Additional Info

• Secure, Fast, and Easy, let Zippy Loan help you today!
• LIVE stress Free and get the financial relief you need
• No matter where you are in the United States Zippy Loan can connect you with a Lender
• Security is our top priority; rest assured your information is protected and secure
• Get connected with a lender at no cost!

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