Prepaid & Debit Cards

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We’ve partnered with these Top-Rated Prepaid & Debit card providers. The application process for these cards is very fast and secure. Please note that prepaid & debit cards are different from a traditional credit card. When using a prepaid or debit card, you are accessing funds that have been preloaded by you, the account holder, in advance to using the card. Let’s get started below.

NetSpend® Visa® Prepaid Card

No late fees or interest charges because this is not a credit card

Card BrandVisa®

Credit Recommended Limited

Annual Fee See website for Details*

Monthly Fee N/A

Regular APR See website for Details*

Rewards See website for Details*

Full Details Card Page

Highlights

  • With Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
  • Card use is subject to activation and ID verification. Terms and Costs apply.
  • Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
  • See additional NetSpend® Prepaid Visa® details.

Additional Info

Specifications

Regular APR See website for Details*
Annual Fee See website for Details*
Monthly Fee N/A
Credit Recommended Limited
Intro (Purchases) See website for Details*
Intro (Transfers) See website for Details*
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Rewards Rate See website for Details*

GO2bank™

Overdraft protection up to $300 with opt-in and eligible direct deposit*

Card BrandVisa®

Credit Recommended All Credit Types Considered

Annual Fee $0.00

Monthly Fee N/A

Regular APR n/a

Rewards Earn up to 7% cash back when you buy eGift Cards in the app

Full Details Card Page

Highlights

    • Overdraft protection up to $300 with opt-in and eligible direct deposit*
    • No monthly fees with eligible direct deposit, otherwise $5 per month
    • Earn up to 7% cash back when you buy eGift Cards in the app
    • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
    • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

    *Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.

Additional Info

  • Overdraft Protection: up to $300 with opt-in and eligible direct deposits
  • Activation Fee: $0
  • Monthly Fee: No monthly fees with eligible direct deposit, otherwise $5 per month
  • Direct Deposit Fee: $0
  • ATM Fee: $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: See more on Go2bank site
  • Number of Bureaus: 3

Specifications

Regular APR n/a
Annual Fee $0.00
Monthly Fee N/A
Credit Recommended All Credit Types Considered
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Rewards Rate Earn up to 7% cash back when you buy eGift Cards in the app

Chime Card™

No Credit Check to Apply6

Card BrandVisa®

Credit Recommended All Credit Welcome

Annual Fee N/A

Monthly Fee N/A

Regular APR N/A

Rewards Cash back (1.5% cash back on rotating categories, e.g., gas and groceries) with Chime+ status3

Full Details Card Page

Highlights

The Chime Card™ is a secured credit card designed to help you build credit stress-free while enjoying the benefits of modern, fee-friendly banking8. Whether you’re starting out or rebuilding your credit, the Chime Card™ can give you control of your spending, flexibility in funding, and real rewards—all without the burden of high fees or interest charges1.

To apply for a Chime Card™, Chime® Checking Account is required to apply.

Chime Card™ Key Highlights:
  • Cash Back Rewards – Earn 1.5% cash back on rotating categories like gas and groceries with qualifying direct deposit and Chime+ status3.
  • Simple Funding Options – Add money quickly via direct deposit, ACH transfer, linked debit card, or fee-free cash deposits at Walgreens and Duane Reade4.
  • Wide Access, Zero Stress – Use your card at fee-free in-network ATMs6 and deposit cash without extra charges at approved locations4.
  • Credit Building Made Simple – On-time payments may positively impact your FICO® Score. In a recent Experian® study, members who used Chime’s earlier credit builder observed an average FICO® Score 8 increase of 30 points after approximately 8 months5.
  • No Credit Check & No Interest – Apply without a credit check, enjoy no interest charges6, and never worry about annual or late fees.
  • Your Security Deposit, Your Limit – Spend only what you deposit into your secured account, giving you full control over your available credit7.

Get Started today and take the first step toward building your credit.

Additional Info

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A. and may be used everywhere Visa credit cards are accepted.

1 Out-of-network ATM withdrawal and over the counter advance fees may apply.

2 Based on a representative study conducted by Experian® in January 2024 members who made their first purchase with Credit Builder, an earlier version of Chime Card™, between June 2022 and October 2022 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. A credit score improvement is not guaranteed. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Activity on other credit accounts may also impact your score.

3 With a qualifying direct deposit, earn 1.5% cash back on eligible secured Chime Visa® Credit Card purchases.

4 To fund your Chime Card™, you can deposit funds to your Checking Account (including direct deposit, ACH transfer, linking an external debit card, payment apps) or deposit cash at retailers with your debit card, barcode, or Chime Card™. Funds added to your Checking Account are transferred to your Chime Card Secured Deposit Account – other than Chime Card™ cash deposits at retailers, which go to your Chime Card Account, then deposit to your Secured Deposit Account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. See your Chime mobile app for funding option details.

5 Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More

6 Out-of-network ATM withdrawal and over the counter advance fees may apply.

7 Money added to Chime Card™ will be held in a secured deposit account as collateral for your Chime Card™, and you can spend up to this amount. You can use money deposited in your Secured Deposit Account to pay off your charges at the end of every month.

8 Optional services and products may have fees or charges, such as outbound instant transfers, out-of-network transactions, and credit products. Learn more here.

Specifications

Regular APR N/A
Annual Fee N/A
Monthly Fee N/A
Credit Recommended All Credit Welcome
Intro (Purchases) N/A
Intro (Transfers) N/A
Cash Advance APR N/A
Cash Advance Fee N/A
Cash Grace Period N/A
Late Payment Fee N/A
Overlimit Fee N/A
Return Check Fee N/A
Foreign Transaction Fee N/A
Balance Transfer Fee N/A
Rewards Rate Cash back (1.5% cash back on rotating categories, e.g., gas and groceries) with Chime+ status3

GreenFi

Up to 6% Cash Back¹ - Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.

Card BrandMasterCard

Credit Recommended Any Credit History

Annual Fee 0.00

Monthly Fee n/a

Regular APR 0.00%

Rewards Up to 6% Cash Back¹ - Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.

Full Details Card Page

Highlights

GreenFi helps you save money, earn cash back¹, and plant trees² – all while keeping your money out of fossil fuels. No mandatory fees.³ No greenwashing. Just a better way to bank.

Up to 6% Cash Back¹

Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.

Earn up to 3.50% APY⁴

Put your money to work with our high-yield savings account. Terms and conditions apply.

Get Paid Early⁵

Your paychecks arrive up to 2 days early when you set up Direct Deposit.

55,000 Fee-Free ATMs

Unlimited withdrawals at over 55,000 Allpoint ATMs worldwide, with cash deposits available at select locations (other account fees apply).

Feature-Packed Mobile App

Manage your finances and measure your environmental impact on the go.

Live Customer Support

Our Support Team is here to help you make the most of your account.

Review Full Terms and Conditions here

Additional Info

1 GreenFi’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, click cash back on purchases.

2 When you choose to add to your GreenFi Debit Card to the Plant Your Change Service, we round up the amount of GreenFi Debit Card transactions made using your GreenFi Debit Card feature in your GreenFi Checking Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a GreenFi Plant Your Change Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. The Plant Your Change Service Fee from Debit Card transactions will be deducted from your account once each business day and include all qualified transactions incurred since the last fee withdrawal. Funded trees can take up to 18 months to plant, allowing for time to set up nurseries, select/expand planting sites, take advantage of optimal planting seasons and accommodate for local/regional/country social, political and health considerations. Planting trees and restoring forests are among the best ways to draw down carbon from the atmosphere, because they can help mitigate the impacts of climate change and contribute to healthy ecosystems that support wildlife and people. Trees planted by our reforestation partners are not intended to be used as carbon offsets and are not verified as such by a third party. Planted trees are part of a reforestation program where approximately 20-30% more trees are planted to account for natural survival rates and unforeseen circumstances (i.e., wildfires, natural disasters, disease) so enough trees survive to reforest an area. However, there is no guarantee all trees planted will be permanent.

3 Mission Financial Partners, Inc. and its affiliates are committed to “All Extra Services Provided at Cost,” meaning that we’ll only charge you what it costs us to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, customers may make an optional contribution via the Pay What Is Fair (PWIF) program. Proceeds from the PWIF program are recorded monthly in aggregate and donations are made to nonprofit partners selected by GreenFi within 12 months. For a list of service charges, click here.

4 The GreenFi Saving Account’s Annual Percentage Yield (“APY”) is variable and accurate as of 12/23/2025. Rates are subject to change. To earn 1.00% APY (3.50% APY if customer is enrolled in GreenFi Plus) interest on GreenFi Savings Account balances up to and including $25,000.00 in any calendar month, customer must either receive a qualifying Direct Deposit or have settled debit card transactions of $500.00 or more, monthly, on their GreenFi debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $500.00 spend requirement. Balances over $25,000.00 will earn 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus). If the requirements are not met each month, the APY will be 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus) on Savings Account regardless of balance. Terms & FAQ.

5 GreenFi’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. GreenFi generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Specifications

Regular APR 0.00%
Annual Fee 0.00
Monthly Fee n/a
Credit Recommended Any Credit History
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Rewards Rate Up to 6% Cash Back¹ - Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.

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Office Location
Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information
Email: support@deluxcards.com
Phone: Customer Service

Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).