Concora Credit CREDIT CARDS

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For nearly 20 years, Concora Credit has been providing non-prime consumers with various products and services. As the largest second-look merchant financing provider in the country, Concora Credit brings on approximately 200,000 new credit cardholders every month. In addition to second-look financing, Concora Credit also provides direct-to-consumer credit cards to consumers with bad or no credit. If you find yourself in this position, learn more about Concora Credit and what the company can do for you.

Destiny® Mastercard® – Up to 3% Cashback Rewards

No security deposit required—get started today!

Card BrandMasterCard

Credit Recommended Fair

Annual Fee $175 the first year; $49 thereafter

Regular Purchase APR 35.90%

Rewards Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases

Full Details Card Page

Highlights

  • A rewards card for people with less-than-perfect credit!
  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • A guaranteed $700 credit limit to help you build access to credit, if approved.
  • With Cashback Rewards, you get to live like an A-lister.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
  • No security deposit required—get started today!

Additional Info

  • Credit Limit: $700
  • Rewards Rate: Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases.
  • Regular APR: 35.90%
  • Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
  • Cash Advance APR: 35.90%
  • Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
  • Credit Recommended: Fair
  • Annual Fee: $175 the first year; $49 thereafter
  • Card Brand: Mastercard
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars
  • Late Payment Fee: Up to $41
  • Minimum Credit Score: 500
  • Penalty APR: See Terms

Specifications

Regular APR 35.90%
Annual Fee $175 the first year; $49 thereafter
Credit Recommended Fair
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR 35.90%
Cash Advance Fee $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Cash Grace Period See Terms
Late Payment Fee Up to $41
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee 1% of each transaction in U.S. dollars.
Balance Transfer Fee See Terms
Rewards Rate Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases

Milestone® Mastercard® – 1.5% Cashback Rewards

A guaranteed $700 credit limit to help get your financial goals on track, if approved

Card BrandMasterCard

Credit Recommended Fair

Annual Fee $175 the first year; $49 thereafter

Regular Purchase APR 35.90%

Rewards Unlimited 1.5% Cashback Rewards earned on every purchase

Full Details Card Page

Highlights

  • Turn everyday purchases into 1.5% Cashback Rewards!
  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
  • No upfront security deposit required so you can keep more money in your pocket.
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • A rewards card for people with less than perfect credit!

Additional Info

  • Credit Limit: $700
  • Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase.
  • Regular APR: 35.90%
  • Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
  • Cash Advance APR: 35.90%
  • Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
  • Credit Recommended: Fair
  • Annual Fee: $175 the first year; $49 thereafter
  • Card Brand: Mastercard
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars
  • Late Payment Fee: Up to $40
  • Minimum Credit Score: 500
  • Penalty APR: See Terms

Specifications

Regular APR 35.90%
Annual Fee $175 the first year; $49 thereafter
Credit Recommended Fair
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR See Terms
Cash Advance Fee $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Cash Grace Period See Terms
Late Payment Fee Up to $40
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee 1% of each transaction in U.S. dollars
Balance Transfer Fee See Terms
Rewards Rate Unlimited 1.5% Cashback Rewards earned on every purchase

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

Card BrandMasterCard

Credit Recommended Fair/Good

Annual Fee See Terms

Regular Purchase APR See Terms

Rewards n/a

Full Details Card Page

Highlights

  • Greater access to credit than before – $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7

Additional Info

  • Regular APR: See terms
  • Credit Recommended: Fair/Good
  • Annual Fee: See terms
  • Card Brand: Mastercard
  • Credit Limit: $700
  • Cash Advance Fee: See terms
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars

Specifications

Regular APR See Terms
Annual Fee See Terms
Credit Recommended Fair/Good
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms
Rewards Rate n/a

Destiny® Mastercard® with Instant Credit

A guaranteed $700 credit limit to help get your financial goals on track, if approved.

Card BrandMasterCard

Credit Recommended Fair

Annual Fee $175 the first year; $49 thereafter

Regular Purchase APR 35.90%

Rewards n/a

Full Details Card Page

Highlights

  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
  • No security deposit, just instant purchasing power. See Terms.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.

Additional Info

  • Credit Limit: $700
  • Regular APR: 35.90%
  • Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
  • Cash Advance APR: 35.90%
  • Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
  • Credit Recommended: Fair
  • Annual Fee: $175 the first year; $49 thereafter
  • Brand Name: Mastercard
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars.
  • Late Payment Fee: Up to $40
  • Minimum Credit Score: 500
  • Penalty APR: See Terms

Specifications

Regular APR 35.90%
Annual Fee $175 the first year; $49 thereafter
Credit Recommended Fair
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR 35.90%
Cash Advance Fee $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Cash Grace Period See Terms
Late Payment Fee Up to $40
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee 1% of each transaction in U.S. dollars.
Balance Transfer Fee See Terms
Rewards Rate n/a

Destiny Mastercard®

Greater access to credit than before - $700 credit limit

Card BrandMasterCard

Credit Recommended Poor to Good

Annual Fee See Terms

Regular Purchase APR See Terms

Rewards n/a

Full Details Card Page

Highlights

  • Simple and fast application process
  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Build your access to credit – $700 credit limit

Additional Info

  • Credit Limit: $700
  • Regular APR: See terms
  • Annual Fee: See terms
  • Credit Recommended: Poor to Good
  • Brand Name: Mastercard
  • Cash Advance Fee: See terms
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars

Specifications

Regular APR See Terms
Annual Fee See Terms
Credit Recommended Poor to Good
Intro (Purchases) n/a
Intro (Transfers) n/a
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee 1% of each transaction in U.S. dollars
Balance Transfer Fee See Terms
Rewards Rate n/a

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Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).