Credit for everyone - Regardless of your credit history!
Card Brand Visa®
Credit Recommended No to Good Credit
Regular Purchase APR 0.00%
Annual Fee $0.00
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. The Current Visa® Debit Card issued by Choice Financial Group, and the Current Visa® secured charge card issued by Cross River Bank, are both pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.
| Regular APR | 0.00% |
|---|---|
| Annual Fee | $0.00 |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | No to Good Credit |
| Cash Advance APR | See Website for Details |
| Cash Advance Fee | See Website for Details |
| Cash Grace Period | See Website for Details |
| Late Payment Fee | See Website for Details |
| Overlimit Fee | See Website for Details |
| Return Check Fee | See Website for Details |
| Foreign Transaction Fee | See Website for Details |
| Balance Transfer Fee | See Website for Details |
This is a real good, very transparent secured credit card. It feels like a credit card in every single way. It looks like a credit card on the outside as well. Since your credit limit is the same as your balance on deposit, there’s no risk of getting yourself in too deep.
They also offer gradually increasing payroll advance services at no cost as long as you receive your direct deposit through them. The only reason I stopped using their services is because I still owe them for my last advance. I’m sure I’ll be back to them at some point.
