Destiny® Mastercard® with Instant Credit

Highlights

• A guaranteed $700 credit limit to help get your financial goals on track, if approved.
• Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
• Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
• Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
• No security deposit, just instant purchasing power. See Terms.
• Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
• Get the credit you deserve, even with less-than-perfect history.

Additional Info

• Credit Limit: $700
• Regular APR: 35.90%
• Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
• Cash Advance APR: 35.90%
• Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
• Credit Recommended: Fair
• Annual Fee: $175 the first year; $49 thereafter
• Brand Name: Mastercard
• Foreign Trans Fee: 1% of each transaction in U.S. dollars.
• Late Payment Fee: Up to $40
• Minimum Credit Score: 500
• Penalty APR: See Terms

Specifications