First Progress Prestige Secured Mastercard®

Credit Card Details

Apply with no impact to your credit!*

Card Brand MasterCard

Credit Recommended Poor/Limited/No Credit

Rewards Up To 10% Cash Back on Purchases + 1% on Payments^^

Regular APR 13.49% (V)

Annual Fee $49.00

Monthly Fee n/a

Updated for Tue 17 Feb 2026

Highlights

Turn Your Tax Refund into a Credit Building Opportunity in 2026!¹ Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^
Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
Apply with no impact to your credit!*
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
All credit types welcome to apply!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
*See Important Disclosures for complete offer details

Regular APR	13.49% (V)
Annual Fee	$49.00
Monthly Fee	n/a
Intro (Purchases)	n/a
Intro (Transfers)	n/a
Credit Recommended	Poor/Limited/No Credit
Cash Advance APR	22.49% (V)
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Transaction Fee	n/a
Balance Transfer Fee	n/a
Rewards Rate	Up To 10% Cash Back on Purchases + 1% on Payments^^