GreenFi

Highlights

GreenFi helps you save money, earn cash back¹, and plant trees² – all while keeping your money out of fossil fuels. No mandatory fees.³ No greenwashing. Just a better way to bank.

Up to 6% Cash Back¹

Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.

Earn up to 3.50% APY⁴

Put your money to work with our high-yield savings account. Terms and conditions apply.

Get Paid Early⁵

Your paychecks arrive up to 2 days early when you set up Direct Deposit.

55,000 Fee-Free ATMs

Unlimited withdrawals at over 55,000 Allpoint ATMs worldwide, with cash deposits available at select locations (other account fees apply).

Feature-Packed Mobile App

Manage your finances and measure your environmental impact on the go.

Live Customer Support

Our Support Team is here to help you make the most of your account.

Review Full Terms and Conditions here

Additional Info

1 GreenFi’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, click cash back on purchases.

2 When you choose to add to your GreenFi Debit Card to the Plant Your Change Service, we round up the amount of GreenFi Debit Card transactions made using your GreenFi Debit Card feature in your GreenFi Checking Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a GreenFi Plant Your Change Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. The Plant Your Change Service Fee from Debit Card transactions will be deducted from your account once each business day and include all qualified transactions incurred since the last fee withdrawal. Funded trees can take up to 18 months to plant, allowing for time to set up nurseries, select/expand planting sites, take advantage of optimal planting seasons and accommodate for local/regional/country social, political and health considerations. Planting trees and restoring forests are among the best ways to draw down carbon from the atmosphere, because they can help mitigate the impacts of climate change and contribute to healthy ecosystems that support wildlife and people. Trees planted by our reforestation partners are not intended to be used as carbon offsets and are not verified as such by a third party. Planted trees are part of a reforestation program where approximately 20-30% more trees are planted to account for natural survival rates and unforeseen circumstances (i.e., wildfires, natural disasters, disease) so enough trees survive to reforest an area. However, there is no guarantee all trees planted will be permanent.

3 Mission Financial Partners, Inc. and its affiliates are committed to “All Extra Services Provided at Cost,” meaning that we’ll only charge you what it costs us to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, customers may make an optional contribution via the Pay What Is Fair (PWIF) program. Proceeds from the PWIF program are recorded monthly in aggregate and donations are made to nonprofit partners selected by GreenFi within 12 months. For a list of service charges, click here.

4 The GreenFi Saving Account’s Annual Percentage Yield (“APY”) is variable and accurate as of 12/23/2025. Rates are subject to change. To earn 1.00% APY (3.50% APY if customer is enrolled in GreenFi Plus) interest on GreenFi Savings Account balances up to and including $25,000.00 in any calendar month, customer must either receive a qualifying Direct Deposit or have settled debit card transactions of $500.00 or more, monthly, on their GreenFi debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $500.00 spend requirement. Balances over $25,000.00 will earn 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus). If the requirements are not met each month, the APY will be 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus) on Savings Account regardless of balance. Terms & FAQ.

5 GreenFi’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. GreenFi generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Specifications