Find the Right Personal Loan with Experian® Personal Loans Match
Searching for a personal loan can be overwhelming, especially with so many lenders out there. Experian® Personal Loans Match makes it easier by connecting you to loan offers that suit your financial situation—all without affecting your credit score.
How It Works
Experian’s loan matching tool simplifies the borrowing process. Using details from your financial background, it pairs you with trusted lenders offering loan options tailored to your needs. Here’s what the process looks like:
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Check Your Loan Options – Answer a few basic questions about what you need the loan for, how much you want to borrow, and your current financial picture.
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Receive Tailored Offers – Based on your input, you’ll be matched with lenders offering loan terms and rates that fit your profile.
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Compare and Apply – Review your options, choose the best offer, and apply directly with the lender—no need to shop around on multiple sites.
Since Experian works with a wide network of lenders, you’ll be able to review a variety of options in one place.
Why Choose Experian Personal Loans Match?
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No Credit Score Impact – Prequalify with a soft credit check, so you can explore your loan options worry-free.
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Competitive and Flexible Terms – Offers include a range of interest rates, loan amounts, and repayment periods to meet your budget.
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Custom Offers Based on Your Profile – Instead of digging through endless lender websites, Experian delivers personalized loan options that match your financial standing.
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Fast and Secure Matching Process – Get offers in minutes, with a smooth and safe experience from start to finish.
Common Uses for Personal Loans
Personal loans matched through Experian can help cover many types of expenses:
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Debt Consolidation – Merge multiple debts into a single, potentially lower-interest monthly payment.
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Home Projects – Finance repairs, improvements, or renovations.
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Medical Bills – Handle healthcare costs or unexpected procedures.
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Big Purchases – Pay for furniture, electronics, weddings, or other major buys.
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Unexpected Expenses – Get quick access to funds in emergencies.
Eligibility Requirements
Experian itself isn’t a lender, but its partners each have their own approval criteria. Most will look for:
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A fair to excellent credit score
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Proof of income or employment
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Valid identification and a U.S. address
Even if your credit isn’t perfect, Experian may still connect you with lenders who offer solutions for fair or bad credit borrowers.
Getting Started Is Easy
To begin, head to Experian Personal Loans Match and complete the quick, no-cost loan matching form. In just a few minutes, you’ll receive personalized offers and can move forward with the loan that best fits your needs.