the secured Self Visa® Credit Card

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence.  No credit check or score required.

• The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
• Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
• Use your card anywhere Visa® is accepted in the US.
• A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
• Get help staying on track with Autopay and account alerts.
• Manage your account 24/7 online, by phone, or in our mobile app.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 28.24%. Offer valid for new customers only.

Additional Info

• Intro APR (Purchases): N/A
• Intro APR (Transfers): N/A
• Regular APR: 28.24% (Variable Rates)
• Annual Fee: $0 ($25 Annual Fee after the first year.)^
• Recommended Credit Score: No Credit, New to Credit, Limited Credit, Bad, Poor
• Rewards: N/A
• Cash Advance APR: N/A
• Cash Advance Fee: N/A
• Cash Grade Period: N/A
• Late Payment Fee: $15
• Overlimit Fee: N/A
• Return Check Fee: $15
• Foreign Transaction Fee: N/A
• Balance Transfer Fee: N/A

¹ The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.

^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 28.24%. Offer valid for new customers only.

Specifications