Cash Back Credit Cards With a cash back credit card, you receive cash in exchange for the money you spend (hence the name). These are among the most popular credit cards, as many companies have several offers to choose from. When seeking a cash back credit card, search for the one that offers the best return, such as one percent on all purchases and two or three percent on purchases in specific categories. Below, we list out some of the best cash back credit card offers, along with details that will help you make a confident decision.
Up to 6% Cash Back¹ - Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.
Card BrandMasterCard
Credit Recommended Any Credit History
Annual Fee 0.00
Monthly Fee n/a
Regular APR 0.00%
Rewards Up to 6% Cash Back¹ - Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.
Full Details Card Page
GreenFi helps you save money, earn cash back¹, and plant trees² – all while keeping your money out of fossil fuels. No mandatory fees.³ No greenwashing. Just a better way to bank.
Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.
Put your money to work with our high-yield savings account. Terms and conditions apply.
Your paychecks arrive up to 2 days early when you set up Direct Deposit.
Unlimited withdrawals at over 55,000 Allpoint ATMs worldwide, with cash deposits available at select locations (other account fees apply).
Manage your finances and measure your environmental impact on the go.
Our Support Team is here to help you make the most of your account.
Review Full Terms and Conditions here
GreenFi helps you save money, earn cash back¹, and plant trees² – all while keeping your money out of fossil fuels. No mandatory fees.³ No greenwashing. Just a better way to bank.
Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.
Put your money to work with our high-yield savings account. Terms and conditions apply.
Your paychecks arrive up to 2 days early when you set up Direct Deposit.
Unlimited withdrawals at over 55,000 Allpoint ATMs worldwide, with cash deposits available at select locations (other account fees apply).
Manage your finances and measure your environmental impact on the go.
Our Support Team is here to help you make the most of your account.
Review Full Terms and Conditions here
1 GreenFi’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, click cash back on purchases.
2 When you choose to add to your GreenFi Debit Card to the Plant Your Change Service, we round up the amount of GreenFi Debit Card transactions made using your GreenFi Debit Card feature in your GreenFi Checking Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a GreenFi Plant Your Change Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. The Plant Your Change Service Fee from Debit Card transactions will be deducted from your account once each business day and include all qualified transactions incurred since the last fee withdrawal. Funded trees can take up to 18 months to plant, allowing for time to set up nurseries, select/expand planting sites, take advantage of optimal planting seasons and accommodate for local/regional/country social, political and health considerations. Planting trees and restoring forests are among the best ways to draw down carbon from the atmosphere, because they can help mitigate the impacts of climate change and contribute to healthy ecosystems that support wildlife and people. Trees planted by our reforestation partners are not intended to be used as carbon offsets and are not verified as such by a third party. Planted trees are part of a reforestation program where approximately 20-30% more trees are planted to account for natural survival rates and unforeseen circumstances (i.e., wildfires, natural disasters, disease) so enough trees survive to reforest an area. However, there is no guarantee all trees planted will be permanent.
3 Mission Financial Partners, Inc. and its affiliates are committed to “All Extra Services Provided at Cost,” meaning that we’ll only charge you what it costs us to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, customers may make an optional contribution via the Pay What Is Fair (PWIF) program. Proceeds from the PWIF program are recorded monthly in aggregate and donations are made to nonprofit partners selected by GreenFi within 12 months. For a list of service charges, click here.
4 The GreenFi Saving Account’s Annual Percentage Yield (“APY”) is variable and accurate as of 12/23/2025. Rates are subject to change. To earn 1.00% APY (3.50% APY if customer is enrolled in GreenFi Plus) interest on GreenFi Savings Account balances up to and including $25,000.00 in any calendar month, customer must either receive a qualifying Direct Deposit or have settled debit card transactions of $500.00 or more, monthly, on their GreenFi debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $500.00 spend requirement. Balances over $25,000.00 will earn 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus). If the requirements are not met each month, the APY will be 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus) on Savings Account regardless of balance. Terms & FAQ.
5 GreenFi’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. GreenFi generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
| Regular APR | 0.00% |
|---|---|
| Annual Fee | 0.00 |
| Monthly Fee | n/a |
| Credit Recommended | Any Credit History |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Transaction Fee | n/a |
| Balance Transfer Fee | n/a |
| Rewards Rate | Up to 6% Cash Back¹ - Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace. |
Up to $1,000 credit limit subject to credit approval
Card BrandVisa®
Credit Recommended Fair/Poor
Annual Fee As low as $99
Monthly Fee N/A
Regular APR 36% Fixed
Rewards Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
Full Details Card Page
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
| Regular APR | 36% Fixed |
|---|---|
| Annual Fee | As low as $99 |
| Monthly Fee | N/A |
| Credit Recommended | Fair/Poor |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Cash Advance APR | n/a |
| Cash Advance Fee | Either $5 or 5% of the amount of each cash advance, whichever is greater |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Transaction Fee | 3% of each transaction amount in U.S. dollars |
| Balance Transfer Fee | 3% of the amount of each transfer |
| Rewards Rate | Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases. |
Up to $1,000 credit limit subject to credit approval
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $85-$175 first year, $229 thereafter
Monthly Fee N/A
Regular APR 36% Fixed
Rewards Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Full Details Card Page
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
*See Program Terms for important information about the cash back rewards program.
| Regular APR | 36% Fixed |
|---|---|
| Annual Fee | $85-$175 first year, $229 thereafter |
| Monthly Fee | N/A |
| Credit Recommended | Fair |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Cash Advance APR | n/a |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Transaction Fee | 3% of each transaction amount in U.S. dollars |
| Balance Transfer Fee | 3% of the amount of each transfer |
| Rewards Rate | Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases |
Up to $1,000 Credit Limit
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $85-$175 first year, $229 thereafter
Monthly Fee N/A
Regular APR 36% Fixed
Rewards Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
Full Details Card Page
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
*See Program Terms for important information about the cash back rewards program.
| Regular APR | 36% Fixed |
|---|---|
| Annual Fee | $85-$175 first year, $229 thereafter |
| Monthly Fee | N/A |
| Credit Recommended | Fair |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Cash Advance APR | n/a |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Transaction Fee | 3% of each transaction amount in U.S. dollars |
| Balance Transfer Fee | 3% of the amount of each transfer |
| Rewards Rate | Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases. |
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).
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