FIT™ Platinum Mastercard®

Name: FIT™ Platinum Mastercard®
Rating: 5

Credit Card Details

Advertiser Disclosure | About Our Ratings

FIT™ Platinum Mastercard®

$400 Initial Credit Limit

Card Brand MasterCard

Credit Recommended Good/Fair/Bad Credit

Rewards n/a

Regular APR 35.90% Fixed

Annual Fee $99 introductory fee for the first year, then $125 thereafter

Monthly Fee N/A

Updated for Thu 18 Sep 2025

Highlights

$400 Initial Credit Limit
Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
Unsecured credit card that requires No Security Deposit
With responsible card use, you may be able to rebuild or improve your credit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Additional Info

Purchase Intro APR : N/A
Annual Fee: $99 introductory fee for the first year, then $125 thereafter
Balance Transfers Intro APR : N/A
Credit Needed: Bad/Fair
Regular APR: 35.90% Fixed
Processing Fee: $95 (one-time fee)
Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
Late Payment : Up to $41
Returned Payment : Up to $41

Specifications

Regular APR	35.90% Fixed
Annual Fee	$99 introductory fee for the first year, then $125 thereafter
Monthly Fee	N/A
Intro (Purchases)	n/a
Intro (Transfers)	n/a
Credit Recommended	Good/Fair/Bad Credit
Cash Advance APR	$0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee	See Terms
Cash Grace Period	See Terms
Late Payment Fee	Up to $41
Overlimit Fee	n/a
Return Check Fee	Up to $41
Foreign Transaction Fee	$0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
Balance Transfer Fee	See Terms
Rewards Rate	n/a

5.0

5.0 out of 5 stars (based on 2 reviews)

Excellent100%

Good0%

Fair0%

Poor0%

Bad0%

Fit MasterCard=Quality!

August 8, 2022

Review of FIT™ Platinum Mastercard®

I’ve been very positively impressed & surprised by the features of the FIT card & the customer support people who I’ve interacted with have been easy to understand & helpful over the phone. You too will probably be pleasantly surprised! 👍

Jason Babcock