FIT™ Platinum Mastercard®

Credit Card Details
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$400 Initial Credit Limit

Card Brand MasterCard®

Credit Recommended Good/Fair/Bad Credit

Regular Purchase APR 35.90% Fixed

Annual Fee $99 introductory fee for the first year, then $125 thereafter

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card that requires No Security Deposit
  • With responsible card use, you may be able to rebuild or improve your credit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: $99 introductory fee for the first year, then $125 thereafter
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: 35.90% Fixed
  • Processing Fee: $95 (one-time fee)
  • Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
  • Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
  • Late Payment : Up to $41
  • Returned Payment : Up to $41

Specifications

Regular APR 35.90% Fixed
Annual Fee $99 introductory fee for the first year, then $125 thereafter
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Good/Fair/Bad Credit
Cash Advance APR $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee Up to $41
Overlimit Fee n/a
Return Check Fee Up to $41
Foreign Transaction Fee $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
Balance Transfer Fee See Terms
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Fit MasterCard=Quality!

August 8, 2022

I’ve been very positively impressed & surprised by the features of the FIT card & the customer support people who I’ve interacted with have been easy to understand & helpful over the phone. You too will probably be pleasantly surprised! 👍

Jason Babcock

I just got the application

January 11, 2022

I just got the application I’m doing it now

Rick Jenkins

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