MAGNUM – Credit Builder Account

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MAGNUM – Credit Builder Account

No credit history needed; no hard check required

Card Brand Other

Credit Recommended All Credit Types Considered

Rewards n/a

Regular APR n/a

Annual Fee n/a

Monthly Fee N/A

Updated for Tue 03 Mar 2026

 

Highlights

  • Get up to a +88 average* FICO® Score increase on autopilot
  • Designed for the biggest long-term impact on your credit score
  • Build from $2,000 up to $25,000 of credit history starting at low monthly payments
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees

    *Average first-year credit score impact of +88 points in 2024 for CreditStrong account users who started with a score below 550; who paid on-time for consecutively 12 months; and who had no delinquencies or collections added to their credit profile during the period. Individual results may vary.

Additional Info

  • Credit Check: No
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: Experian, TransUnion, Equifax
  • Coverage: Excludes: WI, VT

Specifications

Regular APR n/a
Annual Fee n/a
Monthly Fee N/A
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended All Credit Types Considered
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfer Fee See Terms
Rewards Rate n/a
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September 19, 2024
Review of MAGNUM – Credit Builder Account

Many of the cards hold a high hope but only until approved. Is the answer but over all good I’m impressed

Pamela Wess

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