Unlock Cash Back with the free Upside App!
Card Brand MasterCard®
Credit Recommended Any Credit Welcome
Regular Purchase APR 0.00%
Annual Fee $0.00
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Upside gets you cash back on daily essentials like gas, groceries, and dining. It’s designed to reward you for simply being yourself, allowing you to indulge in more of what you love. With over 50,000 participating gas stations, grocery stores, and restaurants, cash back opportunities are always just around the corner.
Users earn an average of 8% cash back on groceries and dining—that’s on TOP of your current credit card rewards – even on debit card purchases!
And yes — it’s real cash back. No confusing rewards, points, or credits. Just actual money you can transfer straight to your bank account or PayPal. You can also cash out your earnings as an e-gift card to retailers you love, like Amazon, Walmart, and so many more.
With Upside, you can earn up to 25¢/gal cash back on gas, up to 45% back at restaurants, and up to 30% back at grocery stores. These earnings add up quickly — frequent users earn an average of $340 per year just for adding Upside to their normal routine.
| Regular APR | 0.00% |
|---|---|
| Annual Fee | $0.00 |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | Any Credit Welcome |
| Cash Advance APR | See Terms |
| Cash Advance Fee | See Terms |
| Cash Grace Period | See Terms |
| Late Payment Fee | See Terms |
| Overlimit Fee | See Terms |
| Return Check Fee | See Terms |
| Foreign Transaction Fee | See Terms |
| Balance Transfer Fee | See Terms |
