Excellent Credit CREDIT CARDSAs a consumer with excellent credit, you’ll never have many concerns about receiving an approval for a new credit card. However, there’s one challenge awaiting you: sifting through hundreds of credit card offers with hopes of finding the right one. While you’re in good position to obtain the perfect credit card, you don’t want to rush your decision. We’ve listed out some of the best excellent credit credit cards below.
Card BrandVisa®
Credit Recommended Any Credit History
Annual Fee See Terms
Monthly Fee N/A
Regular APR See Terms
Rewards See Terms
Full Details Card Page
Advertiser Disclosure: The offers that appear on this site are from third party companies (“our partners”) from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
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| Regular APR | See Terms |
|---|---|
| Annual Fee | See Terms |
| Monthly Fee | N/A |
| Credit Recommended | Any Credit History |
| Intro (Purchases) | See Terms |
| Intro (Transfers) | See Terms |
| Cash Advance APR | See Terms |
| Cash Advance Fee | See Terms |
| Cash Grace Period | See Terms |
| Late Payment Fee | See Terms |
| Overlimit Fee | See Terms |
| Return Check Fee | See Terms |
| Foreign Transaction Fee | See Terms |
| Balance Transfer Fee | See Terms |
| Rewards Rate | See Terms |
No security deposit required—get started today!
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $175 the first year; $49 thereafter
Monthly Fee $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
Regular APR 35.90%
Rewards Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases
Full Details Card Page
| Regular APR | 35.90% |
|---|---|
| Annual Fee | $175 the first year; $49 thereafter |
| Monthly Fee | $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) |
| Credit Recommended | Fair |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Cash Advance APR | 35.90% |
| Cash Advance Fee | $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 ) |
| Cash Grace Period | See Terms |
| Late Payment Fee | Up to $41 |
| Overlimit Fee | See Terms |
| Return Check Fee | See Terms |
| Foreign Transaction Fee | 1% of each transaction in U.S. dollars. |
| Balance Transfer Fee | See Terms |
| Rewards Rate | Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases |
A guaranteed $700 credit limit to help get your financial goals on track, if approved
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $175 the first year; $49 thereafter
Monthly Fee $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
Regular APR 35.90%
Rewards Unlimited 1.5% Cashback Rewards earned on every purchase
Full Details Card Page
| Regular APR | 35.90% |
|---|---|
| Annual Fee | $175 the first year; $49 thereafter |
| Monthly Fee | $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) |
| Credit Recommended | Fair |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Cash Advance APR | See Terms |
| Cash Advance Fee | $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 ) |
| Cash Grace Period | See Terms |
| Late Payment Fee | Up to $40 |
| Overlimit Fee | See Terms |
| Return Check Fee | See Terms |
| Foreign Transaction Fee | 1% of each transaction in U.S. dollars |
| Balance Transfer Fee | See Terms |
| Rewards Rate | Unlimited 1.5% Cashback Rewards earned on every purchase |
Up to $1,000 credit limit subject to credit approval
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $85-$175 first year, $229 thereafter
Monthly Fee N/A
Regular APR 36% Fixed
Rewards Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Full Details Card Page
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
*See Program Terms for important information about the cash back rewards program.
| Regular APR | 36% Fixed |
|---|---|
| Annual Fee | $85-$175 first year, $229 thereafter |
| Monthly Fee | N/A |
| Credit Recommended | Fair |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Cash Advance APR | n/a |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Transaction Fee | 3% of each transaction amount in U.S. dollars |
| Balance Transfer Fee | 3% of the amount of each transfer |
| Rewards Rate | Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases |
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