Good Credit CREDIT CARDS

With good credit, you’re likely to qualify for a variety of credit cards with features such as: no or low annual fee, competitive interest rate, and an attractive rewards program. Your strong credit history shows credit card issuers that you know how to manage your money and act responsibly. Below, we outline some of the best credit cards for consumers with good credit.

FEATURED

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0.00

Credit Recommended Good/Excellent

Regular Purchase APR 8.99% -29.99%

Full Details Card Page

Highlights

  • Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

Link to Rates and Terms

Additional Info

  • Annual Fee : $0
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 8.99% -29.99%
  • Intro Balance Transfer APR : NA
  • Cash Advance APR : NA
  • Cash Advance FEE : NA
  • Late Fee : $0
  • Penalty APR : NA
  • Balance Transfer APR : NA
  • Balance Transfer Fee : $0
  • Foreign Transaction Fee : $0
  • Return Payment Fee : $0
  • $0 Fraud Liability : Yes
  • Extended Warranty Program : Yes
  • Roadside Assistance : Yes
  • Price Protection : Yes
  • Travel and Emergency Assistance Services : Yes
  • Concierge Service : Yes

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 8.99% -29.99%
Annual Fee $0.00
Credit Recommended Good/Excellent
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee $0.00
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee $0.00
Balance Transfer Fee n/a

Upgrade Visa® Card with Cash Rewards

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Intro Purchase APR N/A

Intro Balance Transfer APR N/A

Annual Fee 0.00

Credit Recommended Fair,Good,Excellent

Regular Purchase APR 8.99%-29.99% APR

Full Details Card Page

Highlights

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 8.99%-29.99% APR
Annual Fee 0.00
Credit Recommended Fair,Good,Excellent
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee 0.00
Overlimit Fee n/a
Return Check Fee 0.00
Foreign Trans Fee 0.00
Balance Transfer Fee 0.00

Credit One Bank® Credit Card with Cash Back Rewards

Enjoy peace of mind with $0 Fraud Liability

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0 - $99

Credit Recommended Good, Excellent

Regular Purchase APR 17.99% to 23.99% Variable

Full Details Card Page

Highlights

Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

  • Enjoy peace of mind with $0 Fraud Liability
  • Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
  • Show off your personality by selecting from a variety of card designs, a fee may apply

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 17.99% to 23.99% Variable
Annual Fee $0 - $99
Credit Recommended Good, Excellent
Cash Advance APR 23.99% Variable
Cash Advance Fee $5.00/8% or $10.00/3%, whichever is greater (see terms)
Cash Grace Period 0 or 24 Days (see terms)
Late Payment Fee Up to $39 (terms apply)
Overlimit Fee
Return Check Fee Up to $39 (terms apply)
Foreign Trans Fee 3% or $1.00, whichever is greater
Balance Transfer Fee n/a

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00

Credit Recommended Excellent/Good/Limited/No Credit

Regular Purchase APR 12.99% to 26.99% Variable

Full Details Card Page

Highlights

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back from select merchants
  • $500 – $10,000 credit limits
  • Variable APRs 12.99% – 26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal’s technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you’re pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 12.99% to 26.99% Variable
Annual Fee 0.00
Credit Recommended Excellent/Good/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee 0.00
Overlimit Fee 0.00
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Jasper Cash Back Mastercard®

Credit Line: Up to $5,000

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0

Credit Recommended Excellent, Good, Limited

Regular Purchase APR 15.49%-24.99% (Variable)

Full Details Card Page

Highlights

  • Up to 6% cash back by referring friends!
  • Start with 1% and get an extra 0.5% for a full year for every friend you bring on board.
  • Cash back not limited to certain categories, earn on almost all everyday purchases.
  • Receive cash back automatically every month as a statement credit after three on time payments.
  • Earn cash back as long as your account is in good standing.
  • Your cash back maximum varies based on your credit limit.
  • See Jasper’s terms and fees
  • Issued by WebBank, Member FDIC

Additional Info

Credit Line: Up to $5,000

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 15.49%-24.99% (Variable)
Annual Fee $0
Credit Recommended Excellent, Good, Limited
Cash Advance APR 24.99%-29.99% (Variable)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $27.00
Overlimit Fee n/a
Return Check Fee Up to $27.00
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Surge Mastercard® Credit Card

Initial Credit Limit of $300 - $1,000* (subject to available credit)

Intro Purchase APR N/A

Intro Balance Transfer APR n/a

Annual Fee See Terms*

Credit Recommended Good/Fair/Bad

Regular Purchase APR 24.99% - 29.99% APR

Full Details Card Page

Highlights

  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required

Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 24.99% - 29.99% APR
Annual Fee See Terms*
Credit Recommended Good/Fair/Bad
Cash Advance APR See Terms*
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0 - $99

Credit Recommended Good

Regular Purchase APR 17.99% to 23.99% Variable

Full Details Card Page

Highlights

Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won’t be held responsible for unauthorized charges.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
  • Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 17.99% to 23.99% Variable
Annual Fee $0 - $99
Credit Recommended Good
Cash Advance APR 23.99% Variable
Cash Advance Fee $5.00/8% or $10.00/3%, whichever is greater (see terms)
Cash Grace Period 0 or 24 Days (see terms)
Late Payment Fee Up to $39 (terms apply)
Overlimit Fee
Return Check Fee Up to $39 (terms apply)
Foreign Trans Fee 3% or $1.00, whichever is greater
Balance Transfer Fee n/a

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0 - $99

Credit Recommended Excellent/Good

Regular Purchase APR 17.99% to 23.99% Variable

Full Details Card Page

Highlights

Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy. Terms apply.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 17.99% to 23.99% Variable
Annual Fee $0 - $99
Credit Recommended Excellent/Good
Cash Advance APR 23.99% Variable
Cash Advance Fee $5.00/8% or $10.00/3%, whichever is greater (see terms)
Cash Grace Period 0 or 24 Days (see terms)
Late Payment Fee Up to $39 (terms apply)
Overlimit Fee
Return Check Fee Up to $39 (terms apply)
Foreign Trans Fee 3% or $1.00, whichever is greater
Balance Transfer Fee N/A

Credit One Bank® NASCAR® Visa® Credit Card

See if you Pre-Qualify without harming your credit score

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee $0 - $99

Credit Recommended Good, Excellent

Regular Purchase APR 17.99% to 23.99% Variable

Full Details Card Page

Highlights

  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Never miss an account update with customizable text and email alerts

Additional Info

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 17.99% to 23.99% Variable
Annual Fee $0 - $99
Credit Recommended Good, Excellent
Cash Advance APR 23.99% Variable
Cash Advance Fee $5.00/8% or $10.00/3%, whichever is greater (see terms)
Cash Grace Period 0 or 24 Days (see terms)
Late Payment Fee Up to $39 (terms apply)
Overlimit Fee
Return Check Fee Up to $39 (terms apply)
Foreign Trans Fee 3% or $1.00, whichever is greater
Balance Transfer Fee n/a

There are Many Types of Credit Cards

As you begin your search for a credit card, you could easily slip into the camp that believes “one offer is as good as the next.” Nothing could be further from the truth, and that’ll never change. It’s nice to know that there are many types of credit cards. Not only does this increase the...

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Can a Secured Card Help You Rebuild Your Credit?

It is becoming increasingly difficult to go through life without at least one credit card.  However, for those with a bad credit history, getting approved for a regular credit card can be next to impossible. For those who are ready to shed the yoke of bad credit or bankruptcy, a secured card could be the...

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From Good Credit to Excellent Credit

While good credit is something to be proud of, remember this: there’s a little bit of room for improvement. By taking a few key steps, you can move into the excellent credit score category, which brings you even more benefits.

Here’s what you need to do:

1. Take Your Time

You want to boost your credit score quickly, but it doesn’t always work this way. Depending how far away you are from excellent credit territory, it could take six months or more to achieve your goal.
When you have a plan and exercise patience, you’ll steadily inch toward an excellent credit score.

2. Pay All Your Bills on Time

It’s easy to relax when you have a good credit score. You know you should pay your bills in full and on time, but you may slack off for one reason or the next.

If you want to take your credit score to the next level, you should always pay your bills on time.

Tip: set reminders on your smartphone so you never forget when your bills are due.

3. Review Your Credit Report

When was the last time you reviewed your credit report? If it’s been a while, don’t wait another day to take a closer look.

Many credit reports contain at least one error, which can drag down your score. By correcting inaccurate data, your score may experience an immediate bump.

4. Limit Credit Applications

It’s okay to apply for credit when necessary. For example, if you’re buying a new car, shopping around for the best loan can save you money.

However, you want to avoid too many hard inquiries over a short period of time. This can harm your credit score, thus making it more difficult to reach the next level.
Note: a hard inquiry can affect your credit score for as long as one year.

5. Pay Down Your Balances

Paying down your balances will give you peace of mind, while also boosting your credit score.

For example, if you have a $10k balance on a credit card with a $10k limit, start paying it down as quickly as possible. As your balance gets smaller, your credit score is more likely to rise.

Final Thoughts

A good credit score is an achievement, but don’t stop there. Continue to push yourself with the hopes of achieving an excellent score in the near future.

Once you reach this level, you’ll find that it provides you with a variety of financial benefits.

Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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