How To Improve Your Credit Score
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Up to $1,000 Initial Credit Limit - Takes less than a Minute!
Card Brand MasterCard®
Credit Recommended Good/Fair/Bad Credit
Rewards n/a
Regular APR 35.90% Fixed
Annual Fee $75 - $125
Monthly Fee N/A
Updated for Tue 02 Jun 2026
| Regular APR | 35.90% Fixed |
|---|---|
| Annual Fee | $75 - $125 |
| Monthly Fee | N/A |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | Good/Fair/Bad Credit |
| Cash Advance APR | See Terms |
| Cash Advance Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater. |
| Cash Grace Period | See Terms |
| Late Payment Fee | Up to $41 |
| Overlimit Fee | See Terms |
| Return Check Fee | Up to $41 |
| Foreign Transaction Fee | See Terms |
| Balance Transfer Fee | See Terms |
| Rewards Rate | n/a |
I am wonderfully estatic about how easy it was to get approved for a reflex master card and my agent Janice Timmons was great
The site says you will get between 300 and 750 or something like that. I dreaded getting another $300 credit card but to my surprise was approved for $1,000! At the time my credit was only around 640-660 across and reflex was the only cc to approve me for $1,000. Not sure if they do CL increase but we shall see.
The site says you can get a credit line from $300 to $750, but I was able to get it for $1,000