Maximizing rewards and minimizing interest on credit card purchases can seem like a tricky task, but with a little planning and discipline, it’s definitely possible. Here are some tips to help you do just that. Pay your balance in full each month One of the best ways to avoid interest charges is to pay your…
Continue Reading
Many people share the dream of buying a home. While it’s easy to get caught up in the excitement, you must realize that it’s a significant financial undertaking. The total cost will depend on a variety of factors, including the location and type of home, the state of the housing market, and the financing options…
Continue Reading
Car insurance is one of those expenses you can’t avoid. If you own a car, you need to carry insurance. Neglecting to do so puts you at risk of serious consequences, such as a hefty fine and a license suspension. Rather than continue to overpay for car insurance in the new year, look into how…
Continue Reading
Issued by Continental Finance, the Surge® Platinum Mastercard® is designed to help consumers who want to build or establish a credit history. It doesn’t matter if you’re fresh out of college and looking for your first credit card or seeking a way to improve your credit score, this offer is one to strongly consider. Get…
Continue Reading
Are you searching for a credit card for consumers with bad credit? How about a credit card for consumers with no credit? If you answered yes to either question, the Reflex® Platinum Mastercard® is a good place to start your search. Issued by Continental Finance, the Reflex® Platinum Mastercard® is designed for consumers with no…
Continue Reading
Continental Finance is well known for its credit cards designed for consumers with no credit or poor credit. The FIT™ Platinum Mastercard® definitely fits into that group. If you want to build your credit from scratch or reestablish your credit history, this is one of the best tools for doing so. It’s simple to apply,…
Continue Reading
Imagine this: you’re the parent of a college student who wants to apply for a credit card. At first, one word comes to mind: no. However, as you think about, you realize that there are several benefits of this arrangement. In the end, only you can decide if a credit card is right for your…
Continue Reading
Car insurance is one of those expenses nobody wants to pay. It’s also one of those expenses that never goes away (unless you stop driving). For that reason, you must secure comprehensive and affordable coverage from a reliable provider. The question of whether or not you’re paying too much for car insurance coverage depends on…
Continue Reading
There is likely to come a point in your career when you want to negotiate pay with your employer. While there’s nothing wrong with that, it’s not your only option. There are other things that you can negotiate, many of which could have just as much impact on your personal and financial lives. Here are…
Continue Reading
When you buy your home, you do so with the idea that you’ll always be able to afford the mortgage payment. Unfortunately, things have a way of changing as the months turn to years. Should you find yourself facing foreclosure, you still have options. Your home isn’t gone just yet. The first thing to consider…
Continue Reading
There are plenty of people who don’t use credit cards. For one reason or another, they feel that avoiding “plastic” is in their best interest. And there’s nothing wrong with that. You should always do what you feel is best for your financial health. So, the answer to the question “do you really need a…
Continue Reading
It goes without saying that you’ll feel better about your financial circumstances when you have an adequate amount of money in savings. However, there’s a burning question you must answer: how much money is enough money? While this varies from one person to the next, there are some basic questions you can answer to provide…
Continue Reading
Cryptocurrency investing has never been a hotter topic. More people than ever are diving in headfirst and asking questions later. While this isn’t the best approach, you should consider the benefits of this investment. If you’re on the fence as to what you should do next, review these five benefits of investing in cryptocurrency: 1….
Continue Reading
If you spend any time watching the news, you know that many people are fearful that a recession is on the way. While the word “recession” is sure to instill fear in you, it doesn’t have to hold you back from reaching your short and long-term financial goals. Here are five tips you can follow…
Continue Reading
Before we get into the finer details of what Bright Money can do for you and your finances, let’s examine its mission: Our mission: to double the wealth of middle-income consumers by enabling better financial decisions, powered by data sciences and behavioral design. Sounds interesting, doesn’t it? As you learn more about Bright Money, you…
Continue Reading
There’s nothing wrong with using a credit card. However, it can get you into a lot of trouble if you’re irresponsible. It’s important that you track your spending and do your best to pay off your balance every month. Many people struggle with this question: how much should I put on my credit card? There’s…
Continue Reading
Credit card debt has a way of bogging you down. That’s even more so the case if you have debt spread over several different cards. This can make it difficult to manage, along with the fact that interest charges can quickly add up. A balance transfer credit card is one of the best tools for…
Continue Reading
There are many ways to save money on your monthly housing payment, with some options better than others. Depending on the severity of your situation, you may want to consider selling your home as a means of saving money. This is a big financial and personal decision, so you shouldn’t take it lightly. The last…
Continue Reading
There are many reasons to consider a credit card balance transfer, including the benefit of consolidating all your credit card debt under one “roof.” If this is something that intrigues you, it’s important to learn how the process works. This allows you to move forward in a timely and confident manner. Here are the five…
Continue Reading