There’s no shortage of ways to pay your bills, but using a credit card — when it’s an option — is one of the best.
You may not consider it the most exciting way to use your credit card, but that shouldn’t stop you. Here are three of the top benefits:
1. Convenience
Gone are the days when the only way to pay your bills was by sending a check by mail.
It’s much more convenient to use a credit card online. This allows you to pay your bills from anywhere you have an internet connection.
Taking this to the next level, you can even save your credit card information for auto-pay. This ensures that your bills are paid in full and on time every month — and that’s exactly what you want.
2. Speed and Efficiency
Who has hours on end to spend on paying bills? There are much better ways to spend your time, such as enjoying your family’s company.
It’s fast and efficient to pay your bills with a credit card. Compare this to a paper check that requires you to:
- Wait for your statement to arrive in the mail
- Complete the statement
- Write out a check
- Place it in an envelope
- Add a stamp and return address label
Then, after you do all that, you still have to take it to the local post office. From there, you hope that it makes its way to the intended destination in a timely manner.
Now do you see why a credit card is the better option?
3. Earn Points
You might as well get something in return when you pay your bills. With a travel rewards or cash back credit card, you’re able to earn points or cash back for every dollar you spend.
Soon enough, you’ll realize that using your credit card is beneficial to your finances.
Final Thoughts
You may not be able to pay every bill with a credit card, but you should make a list of those that you can. From there, give it a try the next chance you get.
Once you realize the benefits — including convenience, speed, efficiency, and the opportunity to earn points or cash back — you’ll never want to write another check.
If you don’t have a credit card you can use, now’s the time to compare your options. If you find one that suits your wants and needs you can apply online and hope for an approval.
Do you pay your bills with a credit card? What do you consider the top benefits of doing so?
