Student Credit Cards

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With the cost of colleges and universities on the rise, student credit cards are more popular than they have every been before. A student credit card can be used for a variety of different expenses such as books, daily living essentials, school supplies, transportation and so much more. Below is a list of the top-rated credit cards for students. The application process is quick and easy. Apply Now with confidence on a secure page.

Firstcard® Secured Credit Builder Card

No credit check or hard inquiry

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Annual Fee 0.00

Credit Recommended No Credit, Limited Credit

Regular Purchase APR 0.00%

Full Details Card Page

Highlights

Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY

  • Build your credit score every time you spend
  • Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
  • No credit check or hard inquiry
  • No overspending
  • No interest, overdraft fee, late payment fee, or account minimum requirement
  • We can approve your credit card application regardless of your credit history¹
  • We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
  • Applying for Firstcard does not impact your credit score

Additional Info

EARN CASHBACK² EVERY TIME YOU SPEND

  • Earn up to 15% Merchant Cashback at 29,000 partner merchants
  • Earn up to 10% Random Cashback on all qualifying purchases
  • Get an additional 1% cashback on all qualifying purchases with Firstcard+³

GROW YOUR MONEY OVER TIME

  • Firstcard Standard members can earn 0.75% Annual Percentage Yield⁴ (APY)
  • Firstcard+ members can earn 2.00% APY
  • Firstcard Premium members can earn 4.00% APY
    (The national average interest rate on savings accounts is 0.45% APY⁵)

EQUAL ACCESS FOR EVERYONE

  • Accept immigrants, international students, foreigners, and non-US citizens without an SSN¹
  • Have no credit score or low credit score? No problem. We can approve your credit card application regardless of your credit history.

SECURITY AND SUPPORT YOU CAN TRUST

  • Your money is FDIC-insured up to $250,000 through Regent Bank, member FDIC.
  • The Firstcard credit card is issued pursuant to a license from Mastercard® International Inc.
  • Our team is based in the US and we are headquartered in Silicon Valley.

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 0%
Annual Fee 0.00
Credit Recommended No Credit, Limited Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Transaction Fee See Website for Details
Balance Transfer Fee n/a

How to Negotiate with Your Credit Card Company

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Attaining a Secured Credit Card

Applying for and using a secured credit card isn’t something you want to do, but it could be in your best interest. Unlike an unsecured credit card, you’re required to make a security deposit with this type. It acts as collateral in the event of a default. Conversely, if your account remains in good standing,...

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Reasons to Regularly Check Your Credit Score

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Office Location
Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761
Contact Information
Email: support@deluxcards.com Phone: Customer Service

Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.

General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)

Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).